B: Life Goals is OCBC mobile’s feature which helps you to manage way of saving become easier. You can create Life Goals according to your needs and connect your investment products to meet your target funds.

B: With Life Goals, you can be more disciplined in investing thus your investment goals or long-term goals in your life will be more focused and can be realized through Life Goals feature which monitored and customized.

B: Step to Create Life Goals:

1. Choose Life Goals menu in OCBC mobile’s dashboard
2. Choose ‘Plan Life Goals’ and select Life Goals category
3. Complete Life Goals data (name of Life Goals, funds owned, funds target plan & time plan)
4. Select ‘Continue’ to see summary & calculation of Life Goals and click ‘Save.’

B: You can choose these categories: Pension Fund, Education, Travel, Marriage, Religious Tourism & many more.

B: You can choose ‘Others’ category and filled the Life Goals data accordance to your needs such as business capital, medical expenses, and more.

B: No, I am free to input any nominal here according to the funds that I have been prepared—not necessarily according to the value of the assets owned in OCBC mobile.

The example of filling funds that I Have Prepared’:

B: No, achievement in Life Goals shown on the goal tracker, will only updated according to the nominal entered in the ‘Funds you have prepared’ and according to the value of the investment product that has been linked to Life Goals.

Display goal tracker in Life Goals details:

B: Goal tracker is an indicator of the achievement of your Life Goals that shows:

• Funds raised now (a),
• Funds target nominal (b), and
• Percentage (%) the achievement of the target of the fund (c)

B: Currently, Life Goals can only be linked to products Reguler Saving Plans, Deposit, Mutual Funds and Bond.

B: No, 1 (one) product can only be linked to 1 (one) Life Goals.

B: You can link or unlink investment product in Life Goals. You can set the investment product that you want to link your Life Goals, via the product page on OCBC mobile, via banner or slider on the Life Goals detail page.

Link product via OCBC mobile:

B: Yes, if there is a deposit product that is due date or withdraw before the date, the goal tracker will be reduced according to the amount returned to savings.

B: Currently there is a banner under the goal tracker in the Life Goals detail that inform you:

1. Buy a product if you don’t have an investment product, and
2. Linking product if you already have investment product

Banner A:

Banner B:

B: Your will get notification if there is a product Reguler Saving Plans or Deposit linked to your Life Goals but is due date, so the product will automatically be disconnected from your Life Goals while reducing the calculation in the goal tracker.

Notification display for Reguler Saving Plans when due date:

B: Currently, Life Goals cannot be shared with others. You can only link your own investment product to the Life Goals you have created.

B: The goal tracker data on the chart will be updated every time you open the Life Goals detail.

B: The target fund is adjusted to the inflation assumption from data of the latest 10 years, and the estimated performance of investment products.

B: Factor for calculating Life Goals:

• The funds I have now
• The Investment of value linked to Life Goals
• Investment products performance recommendations
• Inflation assumption from data of the latest 10 years
• Benefit from 50% monthly bank interest rate + 50% IHSG based on the data of the latest 10 years