Further Information

OCBC Pocket is a transactional account which can be opened through partner’s platform in cooperation with Bank OCBC (”Mitra”).

Customers can enjoy the benefits of OCBC Pocket in the form of:

• No initial deposit required
• Free Administration fee
• Free Account closing fee
• Free Below balance fee

Through the OCBC Partner Electronic System, customers can open OCBC Pocket products with the following conditions:

• Proof of identity in the form of KTP
• Fill in the Account Opening Personal Data, on the bank's web in the partner’s platform in corporation with Bank OCBC
• Agreed on the terms and conditions that apply to account opening on the partner’s platform in corporation with Bank OCBC

No, currently OCBC Pocket product can only be opened through partner’s platform in corporation with Bank OCBC

Yes, customers can make transactions through the Bank's channel with OCBC Pocket product as the source of funds if the customer has user ID to access OCBC mobile/Internet Banking.

No, customers need to top up any amount to the account to activate the product.

Yes, upon opening the OCBC Pocket product, the customer will receive a card according to the card type selected by the customer at the time of account opening.

Account Binding is a mechanism to provide convenience for Customers in accessing customer’s data, information, and other details on partner’s platform.

Yes, customer rightfully can unbind account from partner's platform in accordance with the terms and conditions set by OCBC

Type of transactions that can be made after the Customer successfully register the linking of OCBC Pocket in Partner’s platform are as follows:

• Balance inquiry;
• Transaction history inquiry;
• Fund transfer (overbooking/ to another bank);
• Purchase & payment through Virtual Account.

By agreeing to the Terms and Conditions of OCBC Pocket:

• The Customer states that he/she has received a complete and adequate explanation from Bank OCBC regarding the characteristics of the product and has understood and accepted all of the consequences of using this product including its associated benefits, risks and costs;
• The Customer states that he/she has accepted, read, understood, agreed and is willing to comply with and be bound by (i) these Terms and Conditions of OCBC Pocket, (ii) Terms and Conditions of Account Opening and Arrangement of PT Bank OCBC NISP, Tbk, (iii) General Terms and Conditions of E-Banking Services; (iv) as well as procedures applicable in Bank OCBC related to this product, including all applicable laws and regulations;
• The Customer acknowledges and fully agrees that by opening OCBC Pocket through Partner, (i) the information/statement/data provided by the Customer through Partner will be disclosed and forwarded to Bank OCBC, and therefore the Customer authorizes Bank OCBC to contact any party to obtain or verify the validity of such information/statement/data in any manner deemed appropriate by Bank OCBC subject to the applicable laws and regulations; and (ii) all process carried out by Partner shall be fully the responsibility of such Partner.
• The Customer acknowledges that every consent that the Customer gives in electronic form, such as a tickmark, OTP and any other forms that have the same purpose in Bank OCBC’s platform shall be a perfect, valid and binding evidence even such consent is not made in a written document affixed with the wet signature/electronic signature;
• The Customer agrees that he/she agree that in the event of any difference or inconsistency between (i) the Terms and Conditions of Account Opening and Arrangement of PT Bank OCBC NISP, Tbk, and (ii) General Terms and Conditions of E-Banking Services with these Terms and Condition of OCBC Pocket, then the provisions apply are as contained in this Terms and Condition of OCBC Pocket.