Giro Umum

Solution for business transactions both payments and receipt of funds

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Flexible to choose foreign currencies according to business needs

Monitor account activity easily

Faster business transactions via online

Further Information

Related information about Giro Umum

Required Documents	Individual	Corporate
Account Request Form	V	V
ID Card/Passport	V	V
NPWP (Tax number)	V	V
Reference Letter	V	V
Certificate of Establishment and Amendments	-	V
Business Trading License (SIUP/SITU/TDP)	-	V
Ministry of Justice Decree	-	V
Certificate of Business Domicile	-	V

Fee	Jumlah	Unit
Administration fee	Rp 50,000.-	per month
Fall below fee	Free	per month
Non-OCBC ATM balance inquiry fee	Rp 4,500.-	per inquiry
Non-OCBC ATM withdrawal fee	Rp 8,000.-	per withdrawal
Interbank transfer fee	Rp 6,500.-	per online transfer
	Rp 2,000.-	per LLG (Internet/Mobile/OCBC Business)
	Rp 2,900.-	per LLG (Over the counter)
	Rp 25,000.-	per RTGS (Internet/Mobile/OCBC Business < 14:00 WIB)
	Rp 30,000.-	per RTGS (Over the counter)
	Rp 2,500.-	per BI-FAST
Remittance fee	equiv. Rp 50.000,- (telex) + provisi 0,125% (min. USD 10, max. USD 150)	per TT
Chequebook order fee	Rp 275,000.-	per book
Card replacement fee	Rp 20,000.-	per replacement
Stamp duty fee	Rp 10,000.-	per stamp
Account closure fee	Rp 25,000.-
Dormant account fee	Based on the currency used: - IDR: Rp 100.000,- - USD: 5 Dolar - EUR: 5 Euro - GBP: 5 Pound Sterling - CHF: 5 Franc Swiss - CAD: 10 Dolar - SGD: 10 Dolar - AUD: 10 Dolar - NZD: 10 Dolar - HKD: 50 Dolar - CNH: 50 Yuan - JPY: 1000 Yen	per month

Notes

The SKN/LLG Transfer Fee above already includes Bank Indonesia's fee of IDR1*,-/ fund transfer, based on PADG regulation No. 5 of 2024. SKN fund transfer instructions must be sent no later than 1 (one) hour after the Bank receives SKN fund transfer order from Sender Customer, and SKN funds must be forwarded to the Beneficiary Customer no later than 1 (one) hour after the SKN fund settlement instruction is received, based on PBI regulation No. 21/8/PBI/2019.
The RTGS Transfer Fees above already include Bank Indonesia's fees of: Time: 06:30 to 10:00 WIB = IDR 6,000* | Time: >10:00 to 14:00 WIB = IDR 15,000* | Time: >14:00 to cut-off = IDR 21,000*, based on PADG regulation No. 8 of 2024. RTGS fund transfer instructions must be sent no later than 1 (one) hour after the Bank receives RTGS fund transfer order from Sender Customer, and RTGS funds must be forwarded to the Beneficiary Customer no later than 1 (one) hour after the RTGS fund settlement instruction is received, based on PBI regulation No. 17/18/PBI/2015.
The BI-FAST Transfer Fee above already includes Bank Indonesia's fee of IDR19*,-/ fund transfer, based on PADG regulation No. 17 of 2023. BI-FAST system facilitates payment transactions anytime in real-time and is available 24 (twenty four) hours a day, 7 (seven) days a week (24/7), based on PADG regulation No. 17 of 2023.

*The costs do not include 11% VAT