id en

Career

Singapore Malaysia Hong Kong

Back

Time Deposit

Solutions for developing business funds

Apply Now

Flexible Term

Flexible to choose the term as you need

Automatic Renewal

Deposits will be renewed with an initial opening plan

8 Currency Options

Flexible to choose foreign currencies according to business needs (AUD, CNH, EUR, GBP, IDR, JPY, SGD, USD)

Further Information

Related information about Time Deposit

Required Documents

Required Documents	Individual	Corporate
Account Request Form	V	V
ID Card/Passport	V	V
NPWP (Tax number)	V	V
Reference Letter	V	V
Certificate of Establishment and Amendments	-	V
Business Trading License (SIUP/SITU/TDP)	-	V
Ministry of Justice Decree	-	V
Certificate of Business Domicile	-	V

Deposit

General Terms For Opening Time Deposits via Branch, valid until 31 October 2026

General Terms For Opening Time Deposits via Branch, effective 1 November 2026

Deposit

General Terms For Opening Digital Time Deposits, valid until 31 October 2026

General Terms For Opening Digital Time Deposits, effective 1 November 2026

Type of Opening Time Deposit	Currency	Interest Rate* (p.a.)	Income Tax Fee (from gross interest)	Penalty Fee (of placed amount)
Opening Time Deposits via Branch	IDR	3% - 3,5%	20%	1%
	USD	0,75%	20%	1%
	GBP	0%	20%	1%
	EUR	0%	20%	1%
	SGD	0,25%	20%	1%
	CNH	up to 0,25%	20%	1%
	JPY	0%	20%	1%
	AUD	0%	20%	1%
Opening Time Deposits via e-channel	IDR	3% - 5%	20%	1%
	USD	0,75% - 2%	20%	1%
	AUD	0%	20%	1%
	SGD	0,35%	20%	1%
	CNH	0%	20%	1%

*) Interest rate may change from time to time

Time Deposit

Time Deposit AUD General

Time Deposit AUD Personal

Time Deposit CNH General

Time Deposit CNH Personal

Time Deposit EUR General

Time Deposit EUR Personal

Time Deposit GBP General

Time Deposit GBP Personal

Time Deposit IDR General

Time Deposit IDR Personal

Time Deposit JPY General

Time Deposit JPY Personal

Time Deposit SGD General

Time Deposit SGD Personal

Time Deposit USD General

Time Deposit USD Personal

Online Time Deposit AUD

Online Time Deposit CNH

Online Time Deposit IDR

Online Time Deposit SGD

Online Time Deposit USD

Solusi Valas Terbaik, OCBC Best Forex Bank Indonesia 2026

OCBC dinobatkan sebagai Best Forex Bank di Indonesia tahun 2026 dalam ajang penghargaan global Global Banking & Finance Review Awards, atas keberhasilan menggabungkan inovasi layanan valas, kekuatan regional, dan kapabilitas manajemen risiko.
OCBC memahami kebutuhan dan pain point nasabah wealth management yang membutuhkan layanan forex/valas untuk investasi dan transaksi, yang tidak menggerus profit investasi, terintegrasi, dan mudah digunakan.
Melalui ekosistem multi-currency OCBC, nasabah dapat bertransaksi dan berinvestasi pada valas melalui aplikasi OCBC Mobile, kartu Global Debit, hingga produk hedging terstruktur.

Waspada Modus Penipuan Vendor Palsu!

Waspada dengan informasi vendor yang Anda coba temukan melalui mesin pencarian seperti Google, website business to business (B2B), maupun melalui jejaring media sosial!