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Giro Umum

Solution for business transactions both payments and receipt of funds

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Choice of 10 currencies

Flexible to choose foreign currencies according to business needs

Automatic Notification

Monitor account activity easily

Full Features

Faster business transactions via online

Further Information

Related information about Giro Umum

Required Documents

Required Documents	Individual	Corporate
Account Request Form	V	V
ID Card/Passport	V	V
NPWP (Tax number)	V	V
Reference Letter	V	V
Certificate of Establishment and Amendments	-	V
Business Trading License (SIUP/SITU/TDP)	-	V
Ministry of Justice Decree	-	V
Certificate of Business Domicile	-	V

Fee Type

Amount

Unit

Administration Fee

IDR 50,000.-

per month

Initial Balance

IDR 1.000.000,-
AUD 2000
CAD 1000
CHF 1000
EUR 1000
GBP 1000
HKD 10.000
JPY 100.000
SGD 2000
USD 1000

Minimum Balance

IDR 1.000.000,-
No minimum balance requirement for other currencies

Fall Below Fee

Free

per month

Non-OCBC ATM balance inquiry fee

IDR 4,500.-

per inquiry

Non-OCBC ATM withdrawal fee

IDR 8,000.-

per withdrawal

IDR Transfer Fee

Online Transfer

IDR 6.500.-

per fund transfer

LLG/SKN

IDR 2.000.-

per fund transfer (internet banking/OCBC mobile/OCBC Business)

IDR 2.900.-

per fund transfer (branch)

RTGS

IDR 25.000.-

per fund transfer (internet banking/OCBC mobile/OCBC Business ≤ 14:00 WIB)

IDR 30.000.-

per fund transfer (branch/OCBC Business > 14.00 WIB)

BI-FAST

IDR 2.500.-

per fund transfer

Foreign Currencies Transfer Fee

OCBC World Transfer (Outgoing Telegraphic Transfer)

Provision Fee (if doesn’t involve buy/sell foreign currencies)

Specifically for Giro Umum and Tabungan accounts that do not involve buying and selling foreign currencies, minimum and maximum provision fee limits (0,125% of the transaction amount) for foreign currency transfers through OCBC Business apply to each currency available:

Minimum Limit	Maximum Limit
AUD 12	AUD 180
CAD 12	CAD 180
CHF 12	CHF 180
CNH 64	CNH 960
EUR 7	EUR 105
GBP 5	GBP 75
HKD 70	HKD 1050
JPY 1000	JPY 15000
SGD 15	SGD 225
NZD 18	NZD 270
USD 10	USD 150
AED 40	AED 600
THB 350	THB 5250
KRW 14000	KRW 210000

Note: CNH, NZD, AED, THB, & KRW currencies are only available for Tabungan (Savings)

per fund transfer

Provision Fee (if involves buy/sell foreign currencies)

Free

per fund transfer

Telex Fee

IDR 50.000,-

per fund transfer

Full Amount Fee

AUD 30, CAD 25, CHF 20, EUR 20, GBP 20, HKD 300, JPY 5.000 (up to transfer nominal of JPY 40 mio) + 0,05% of the remaining transfer nominal (0,05% x (transfer nominal – JPY 40 mio), NZD 45, SGD 25, USD 25, CNH 200, AED 100, THB 800, KRW 35.000

per fund transfer

Incoming Telegraphic Transfer

Shared Fee

AUD 6, CAD 6, CHF 6, EUR 3,5, GBP 2,5, HKD 35, JPY 500, NZD 9, SGD 7,5, USD 5, CNH 32, AED 20, THB 175, KRW 7000

per fund transfer

OCBC Network Transfer

- SGD 15
- HKD 100

per fund transfer

Chequebook Order fee

IDR 300.000.-

per book

Card Replacement Fee

IDR 20.000.-

per replacement

Stamp Duty Fee

IDR 10.000.-

per stamp

Account Closure Fee

IDR 25.000.-

Inactive/Dormant Account Fee

Based on the currency used:

IDR 100.000,-
USD 5
EUR 5
GBP 5
CHF 5
CAD 10
SGD 10
AUD 10
HKD 50
JPY 1,000

per month

eAlerts Subscription Fee

IDR 50.000.-

per month

Notes:

The SKN/LLG fee above already includes Bank Indonesia’s fee of IDR1, -*/ fund transfer, in accordance with the provisions of PADG No. 5 of 2024.
SKN fund transfer instruction must be sent no later than 1 (one) hour from the time the Bank receives the SKN fund transfer order from the Sending Customer, and the forwarding of SKN funds to the Recipient Customer must be completed no later than 1 (one) hour after the SKN fund settlement instructions are received, in accordance with the provisions of PBI No. 21/8/PBI/2019.
The RTGS fee above already includes Bank Indonesia’s fee of Time: 06.30 to 10.00 WIB = IDR6.000, -* | Time: > 10.00 to 14.00 WIB = IDR 15.000, -* | Time: 14.00 s.d. cut off = Rp21.000, -*, in accordance with the provisions of PADG No. 8 of 2024.
RTGS fund transfer instruction must be sent no later than 1 (one) hour from the time the Bank receives the RTGS fund transfer order from the Sending Customer, and the forwarding of RTGS funds to the Recipient Customer must be completed no later than 1 (one) hour after the RTGS fund settlement instructions are received, in accordance with the provisions of PBI No.17/18 /PBI/2015.
The BI-FAST fee above already includes Bank Indonesia’s fee of IDR9, -*/ fund transfer, in accordance with the provisions of PADG No. 17 of 2023.
The BI-FAST system facilitates payment transactions anytime in real-time and is available for 24 (twenty-four) hours a day and 7 (seven) days a week (24/7), based on the provisions of PADG No. 17 of 2023.

*Costs excluding 11% VAT