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Detailed information on interest and transaction fees for OCBC individual products

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Further Informations

Related information about Individual

Effective January 3 2024, there will be adjustments to the balance held in the Tanda 360 Plus Digital account as follows:

Features Valid until 2 January 2024 Effective from 3 January 2024
Balance Held* IDR 0,- IDR 50,000,-
Additional detailed information/remarks regarding changes in the balance held in the Tanda 360 Plus Digital Savings:
New customer Nyala, joining via OCBC mobile No balance in held / IDR 0,- IDR 50,000,-
Existing customers (current) No balance in held / IDR 0,- IDR 50,000,-

More information: click here

Interest Rate p.a (per year)

Tanda 360 Plus Digital (Specifically for opening new customer account (NTB) via digital)

Effective, July 22, 2024 there will be adjustments to interest rates and calculation methods. For more details, click here

Currency Tiering Rate
IDR < 50 million 0.00%
≥ 50 million 0.10%
USD < USD 1,000 0.00%
USD 1,000 - < USD 10,000 0.10%
USD 10,000 - < USD 100,000 0.15%
≥ USD 100,000 0.20%
SGD < Sin. Dollar 200 0.00%
Sin. Dollar ≥ 200 0.00%
EUR < EUR 10,000 0.00%
EUR 10,000 - < EUR 50,000 0.00%
EUR 50,000 - < EUR 250,000 0.00%
≥EUR 250,000 0.00%
AUD < AUD 1,000 0.00%
AUD 1,000 - AUD 10,000 0.00%
AUD 10,000 - AUD 50,000 0.00%
≥AUD 50,000 0.00%
GBP < GBP 50,000 0,00%
≥ GBP 50,000 0,00%
JPY < JPY 1,000,000 0,00%
≥ JPY 1,000,000 0,00%
HKD < HKD 500,000 0,00%
≥ HKD 500,000 0,00%
CHF < CHF 50,000 0,00%
> CHF 50,000 0,00%
CAD < CAD 50,000 0,00%
> CAD 50,000 0,00%
NZD < NZD 1,000 0,00%
NZD 1,000 - < NZD 10,000 0,00%
NZD 10,000 - < NZD 50,000 0,00%
≥ NZD 50,000 0,00%
CNH < CNH 50,000 0,00%
≥ CNH 50,000 0,10%

Tanda 360 Plus

Effective, July 22, 2024 there will be adjustments to interest rates and calculation methods. For more details, click here

Currency Tiering Rate
IDR  <50 million
50 million - <500 million
500 million - <2 billion
2 billion - <5 billion
≥5 billion 		0.00 % p.a
0.10 % p.a
0.25 % p.a
0.75 % p.a
1.00 % p.a
USD  <1,000
1,000 - <10,000
10.000 - <100.000
≥100.000		 0.00 % p.a
0.10 % p.a
0.15 % p.a
0.25 % p.a
 SGD <200
≥200		 0.00 % p.a
0.00 % p.a
 JPY <1 million
≥1 million		 0.00 % p.a
0.00 % p.a
EUR  <10.000
10.000 - <50.000
50.000 - <250.000
≥250.000		  0.00 % p.a
0.00 % p.a
0.00 % p.a
0.00 % p.a
 AUD <1,000
1,000 - <10.000
10.000 - <50.000
≥50.000		 0.00 % p.a
0.00 % p.a
0.00 % p.a
0.00 % p.a
GBP  <50.000
≥50.000 		  0.00 % p.a
0.00 % p.a
HKD   <500.000
≥500.000		 0.00 % p.a
0.00 % p.a 
CHF  <50.000
≥50.000 		  0.00 % p.a
0.00 % p.a
CAD   <50.000
≥50.000		  0.00 % p.a
0.00 % p.a
NZD  <1.000
1.000 - <10.000
10.000 - <50.000
≥50.000 		  0.00 % p.a
0.00 % p.a
 CNH <50.000
≥50.000 		  0.00 % p.a
0.10 % p.a

 

Note:
  • Tiering Interest Calculation Method (Tiering Interest Daily)
  • The interest rate is subject to change anytime

 

Feature & Fee
Fee & Charges Tanda 360 PLUS
Currency IDR  USD SGD   AUD JPY   EUR HKD   CHF  GBP CAD   NDZ CNH 
Account Statement Statement*/E-statement
Initial Deposit 200.000  100  100 100  10.000  100  1.000   100 100   100  100  1.000
Minimum Average Balance (monthly) Ekuivalen IDR 10,000,000
S/C for below minimum average balance (monthly) Ekuivalen IDR 12,500
Admin Fee (monthly) FREE*  FREE    FREE  FREE    FREE   FREE  FREE    FREE   FREE   FREE   FREE  FREE 
Closing Fee 100.000  10 20 20 1.000 10 100 10 10 10 20 50
ATM Card Ya  Tidak   Tidak  Tidak    Tidak  Tidak   Tidak    Tidak  Tidak   Tidak   Tidak   Tidak  
Dormant Fee IDR 15,000 / month
Cash Withdrawal Fee per Currency 30.000 3  3 3  200 3 15  5 3 5 5 15
Shopping Debit Fees at Merchants Free


*) Change in features/fees will be effective start July,25 2022.
*) More information: www.ocbcnisp.id/prdactv

Fee & Charges TANDA 360 PLUS DIGITAL
Currency IDR USD SGD AUD JPY EUR HKD CHF GBP CAD NDZ CNH
Account Statement Statement/E-statement
Initial Deposit 50.000 FREE FREE FREE FREE FREE FREE FREE FREE FREE FREE FREE
Minimum Average Balance (monthly) Equivalent IDR 1,000,000
S/C for below minimum average balance (monthly) Equivalent IDR 12,500
Admin Fee (monthly) FREE FREE   FREE FREE   FREE  FREE FREE   FREE  FREE  FREE  FREE FREE 
Closing Fee 100.000 FREE FREE FREE FREE FREE FREE FREE FREE FREE FREE FREE
Dormant Fee Rp15.000/Month
ATM Card Yes No No No No No No No No No No No
Cash Withdrawal Fee per Currency N/A 3 3 3  200 3 15  5 3 5 5 N/A
Shopping Debit Fees at Merchants (Global Wallet) FREE


Note regarding Cash Withdrawal Fee per Currency (Global Wallet)
  • This fee is free for Premier Banking & Private Banking Customers from Bank OCBC
  • Except at OCBC Singapore’s ATM free of charge
  • There are additional fees charged by the bank that owns the ATM machine where this fee is not the responsibility of OCBC

Note Debiting Expenses

  • Effective November, 2023
    Monthly Admin Fees, Below Minimum Balance Fees & Dormant Fees will be debited from the base currency (base currency). If the balance in the base currency (base currency) is insufficient then the fee will be debited from the currency with the highest balance. For more detail click here.

Effective from 1 March 2023, there are changes in features, service, benefit, and fees with details as follows:

No. Product Name
Valid until 28 February 2023 Effective from 1 March 2023
1. Tanda 360 Tanda 360
2. Tanda Silver
3. Tabungan Harian
4. Tabungan Bisnis
5. Tanda Senior
6. Tanda Co Branding
7. Tanda Wulan
8. Tanda Gold
9. Tanda Reguler
10. Tabungan Tanda
11. Tabungan Bundling (IDR)
12. E-One Saving
13. Tanda Bundling Valas (IDR)
14. Tanda 360 Komunitas*

*Effective per 1 March 2023, Tanda 360 Komunitas porduct will be used specifically for payroll and community accounts. For Tanda 360 Komunitas account (Non Payroll and Non Komunitas) will be adjusted to Produk Tanda 360. More details:

The following are the interest rate apply to Tanda 360 Product:

Interest Rate (% p.a)
< IDR 10 mio 0,00%
IDR 10 mio - < IDR 50 mio 0,05%
IDR 50 mio - < IDR 1 bil 0,10%
≥ IDR 1 bil 0,50%
  • Interest rate can change at any time according to he provisions in force at bank OCBC
  • Method of calculating multilevel daily interest payments

The following are term of features, services and fees for Tanda 360 Product:

Conditions TANDA 360
Currency IDR
Account Statement Passbook/ E-Statement/ Statement
Initial Deposit IDR 200.000
Admin Fee (monthly) Passbook IDR 5.000
E-Statement/ Statement Free
Minimum Average Balance (monthly) IDR 10.000.000
S/C for below minimum average balance (monthly) IDR 12.500
Closing Fee IDR 100.000
Dormant Fee IDR 15.000/month
Printed Statement Fee IDR 20.000/month

Tanda 360 product benefit are as follows:

Benefit
Free of change cash withdrawals at ATM OCBC Gratis
Free Transfer Fees between banks via ATM OCBC/ ATM Prima Network/ATM Bersama and through internet & Mobile Banking OCBC (Only valid Online and LLG) 30 X Transaction/ month Balance after transaction ≥ IDR10 Mio
Free of change cash withdrawals at ATM other than OCBC (ATM Jaringan Prima, Bersama and OCBC Singapore)
Free shopping fees/debit (Jaringan VISA/Mastercard dan Debit BCA/Prima/GPN) Free

No. Product Name
Valid until 28 February 2023 Effective from 1 March 2023
1. Tanda 7 Tanda Premium

Effective from 1 March 2023, Tanda 7 product will be adjusted to Tanda Premium product. More details click here

No. Product Name
Valid until 28 February 2023 Effective from 1 March 2023
1. E-One Transaction Tanda 360 Plus
2. Tanda 360 @ Work

Effective from 1 March 2023, E-One Transaction and Tanda 360 @Work product will be adjusted to Tanda 360 Plus. More details click here

Interest rate

Effective, July 22, 2024 there will be adjustments to interest rates and calculation methods. For more details, click here

Tiering Rate
< IDR500 million 0.00% p.a
≥ IDR500 million - < IDR2 billion 1.25% p.a
≥ IDR2 billion - < IDR5 billion 1.75% p.a
≥ IDR5 billion 2.00% p.a


Fee & Charges
Currency IDR
Account Statement Statement* / E-Statement
Initial Deposit IDR1,000,000
Minimum Average Balance (monthly) IDR50,000,000
S/C for below minimum average balance (monthly) IDR100,000
Admin Fee (monthly) FREE*
Closing Fee IDR100,000
Dormant Fee IDR15,000 / bulan
ATM Card YA
Cash Withdrawal Fee (Global Wallet) N/A
Debit Card Transaction using EDC / POS Fee (Global Wallet) N/A

*) Change in features/fees will be effective start July,25 2022.
*) More information: www.ocbcnisp.id/prdactv

Regulations

Currency SGD
Initial Deposit SGD 500
Min. Monthly Balance SGD 20
Monthly Administration Fees No Fee
Closing Fee SGD 20
Minimum Balance Fee SGD 2
ATM Card Yes
Dormant Fee SGD 2 / month

 

 Product Features

Your Tanda Valas SGD ATM Card can be used for:

Cash Withdrawal in SGD currency from OCBC Singapore ATMs (free withdrawal fee).

 

Interest Rate Information

Level Interest Rate
< SGD 100 0.00% p.a
SGD > 200 0.00% p.a

1. Tanda Junior (Pembukaan melalui cabang)

A. Fitur & Benefit

Mata Uang IDR USD SGD
Setoran awal 50.000 5 5
Saldo minimum rata-rata perbulan 50.000 5 5
Biaya dibawah saldo minimum rata-rata perbulan Gratis Gratis Gratis
Biaya admin bulanan Gratis Gratis Gratis
Biaya dormant 15.000 1 5
Biaya penutupan 50.000 5 5
Fasilitas Kartu Debit/ATM Ya Tidak Tidak
Benefit Asuransi Ya Tidak Tidak

B. Suku Bunga

Total Savings : (IDR)

Tingkat Saldo Rata-Rata Suku Bunga
 I < Rp5 million  0.15%
II ≥Rp5million 0.30%

USD

Tiering Rate
< USD 100 0.00% p.a
≥ USD 100 0.15% p.a

SGD

Tiering Rate
< SGD 100 0.00% p.a
> SGD 100 0.00% p.a

2. Tanda Junior Digital (Pembukaan melalui OCBC mobile)

A. Fitur & Benefit

Mata Uang IDR USD
Setoran awal 50.000
Saldo minimum rata-rata perbulan 50.000
Biaya dibawah saldo minimum rata-rata perbulan Gratis
Biaya admin bulanan Gratis
Biaya dormant 15.000
Biaya penutupan 50.000
Fasilitas Kartu Debit/ATM Ya
Benefit Asuransi Tidak

B. Suku Bunga

Total Savings : (IDR)

Tingkat Saldo Rata-Rata Suku Bunga
 I < Rp5 million  0.15%
II ≥Rp5million 0.30%

USD

Tiering Rate
< USD 100 0.00% p.a
≥ USD 100 0.15% p.a

SGD

Tiering Rate
< SGD 100 0.00% p.a
> SGD 100 0.00% p.a

Interest rate

Tiering Rate
< IDR 500 thousand 0% per year
IDR 500 thousand - IDR 1 million  0.25% per year
> IDR 1 Million.  1% per year 


Fee & Charges Value
Currency IDR
Initial Deposit IDR 20.000
Minimum Average Balance (Monthly) IDR 20.000
Admin Fee (Monthly) Free
Closing Fee IDR 20.000
Dormant Fee IDR 2.000/month
Cash Withdrawal Fee N/A
Debit Card Transaction using EDC / POS Fee (Global Wallet) N/A
Tarif Biaya Nilai
Mata Uang IDR
Setoran Awal Rp5,000
Saldo Minimum Rata-rata Perbulan Rp5,000
Biaya Penutupan Rp5,000
Biaya Dormant Rp1,000/Bulan
Biaya Tarik Tunai N/A
Biaya Debit Belanja Merchant (Global Wallet) N/A

TAKA Interest Rate
Effective November 14th, 2022

Product Interest Rate (p.a) s/d 13 Nov 2022 Interest Rate (p.a) eff. 14 Nov 2022
Open TAKA via Branch
TAKA - IDR 2,75% 2,75%
TAKA - USD 0,25% 2,00%
TAKA - SGD 0,01% 0.01%
Open TAKA via OCBC mobile/ Internet Banking
TAKA - IDR 3,75% 3,15%


Rates & Fees
Tutup rekening sebelum jatuh tempo : Rp 100 ribu

Interest Rate of Taka Hadiah

Applied from December 17th 2020


Program Branch Online
Taka Hadiah 0.50% per year 0.50% per year


Fees and Rates
Tutup rekening sebelum jatuh tempo : Rp 100 ribu+Pinalti Hadiah

Suku Bunga Taka
Berlaku mulai 14 November 2022

Produk Suku Bunga (p.a) s/d 13 Nov 2022 Suku Bunga (p.a) eff. 14 Nov 2022

TAKA Bunga Pasti dengan Target Dana ≥ IDR 10 Juta
Pembukaan TAKA Melalu Cabang
Fixed 1 tahun
2.75% 3.25%
Fixed 2 tahun 2.75% 3.75%
Fixed 3 tahun 2.75% 4.25%
Pembukaan TAKA Melalu OCBC mobile / Internet Banking
Fixed 1 tahun
3.25% 3.75%
Fixed 2 tahun 3.25% 4.25%
Fixed 3 tahun 3.25% 4.75%


Tarif dan Biaya
Cabang Online
Tutup rekening sebelum jatuh tempo: Rp100 ribu Tutup rekening sebelum jatuh tempo: Rp100 ribu

All interest rate in the form of p.a

COUNTER RATE IDR - BRANCH
Currencies Nominal Placement Period (month)
1 >1 - 3 >3 - 6 >6 - 12
IDR Minimum 8 Juta 2.75% 2.75% 2.75% 2.75%

COUNTER RATE IDR – ONLINE (OCBC mobile & Internet Banking)
Currencies Nominal Placement Period
14 Days* 1 Month 3 Months 6 Months 12 Months
IDR ≥ 1 Juta - < 500 Juta 2.00% 3.00% 3.25% 3.25% 3.25%
≥ 500 Juta - ≤ 2 Miliar 2.00% 3.00% 3.25% 3.25% 3.25%
> 2 Miliar - ≤ 10 Miliar 2.00% 3.25% 3.50% 3.50% 3.50%

*) For 14-day Time Deposit placement. min. placement is IDR 5 mio.
Rates are subject to change without prior notice to customers

Counter Rate Valas - Branch
Currencies Nominal Placement Period (month)
1 >1 - 3 >3 - 6 >6 - 12
USD ≥ 1.000 1.00% 1.00% 1.00% 1.00%
SGD ≥ 1.000 0.25% 0.25% 0.25% 0.25%
GBP ≥ 2.000 0.00% 0.00% 0.00% 0.00%
AUD ≥ 2.000 0.00% 0.00% 0.00% 0.00%
CNH ≥ 5.000 - < 50.000 0.10% 0.25% 0.25% 0.25%
≥ 50.000 0.10% 0.25% 0.25% 0.25%
EUR ≥ 2.500 0.00% 0.00% 0.00% 0.00%
JPY ≥ 100.000 0.00% 0.00% 0.00% 0.00%
NZD ≥ 2.000 0.10% 0.10% 0.10% 0.10%
Counter Rate Valas - Online (OCBC Mobile dan Internet Banking)
Currencies Nominal Placement Period
1 Month 3 Months 6 Months 12 Months
USD ≥ 1.000 - < 10,000 2.00% 2.00% 1.75% 1.75%
≥ 10,000 - ≤ 200,000 2.00% 2.00% 1.75% 1.75%
> 200,000 - ≤ 1,000,000 2.50% 2.50% 2.25% 2.25%
SGD ≥ 1.000 - ≤ 100,000 0.50% 0.50% 0.50% 0.50%
AUD ≥ 1.000 - ≤ 100,000 0.00% 0.00% 0.00% 0.00%
CNH ≥ 5.000 - < 200,000 0.15% 0.25% 0.35% 0.35%
≥ 200,000 - ≤ 500,000 0.15% 0.25% 0.35% 0.35%

All Rates are in Forms of Per Annum/p.a.
Rates are subject to change without prior notice to customers

Setoran Antar Cabang OCBC NISP

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Untuk Rekening Rupiah Free Free Free Free Free
Untuk Rekening Valas USD & non USD/td> Kurs Jual TT Kurs Jual TT Kurs Jual TT Kurs Jual TT Kurs Jual TT

Pindah Buku

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Pindah buku dengan mata uang yang sama Free Free Free Free Free
Pindah buku dengan mata uang berbeda Kurs Jual TT Kurs Jual TT Kurs Jual TT Kurs Jual TT Kurs Jual TT

Setoran warkat Bank OCBC NISP

a. Biaya Kliring dan Intercity

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Biaya Setoran warkat kliring 2,000 / warkat 2,000 / warkat 2,000 / warkat 2,000 / warkat Free 50x per bulan
Biaya Setoran warkat kliring + Intercity 2000 + 0 2000 + 0 2000 + 0 2000 + 0 2000 + 0
Biaya tolakan kliring 125.000 125.000 125.000 125.000 125.000
Biaya pemrosesan warkat dengan nominal diatas Rp.500juta (dibebankan kepada nasabah penerbit warkat) termasuk biaya RTGS ke bank penerima / penagih warkat 125.000 125.000 125.000 125.000 125.000

b. Setoran warkat Inkaso

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Biaya Setoran warkat inkaso Ke luar kota yang terdapat Cabang OCBC NISP + biaya kliring 10.000,-/ warkat + IDR 2.000,-/warkat 10.000,-/ warkat + IDR 2.000,-/warkat 10.000,-/ warkat + IDR 2.000,-/warkat 10.000,-/ warkat + IDR 2.000,-/warkat F10.000,-/ warkat + IDR 2.000,-/warkat
Biaya Setoran warkat inkaso Ke luar kota yang tidak terdapat Cabang OCBC NISP + biaya kliring + biaya Bank Perantara 10.000,-/ warkat + IDR 2.000/ warkat + Biaya Bank Perantara / warkat 10.000,-/ warkat + IDR 2.000/ warkat + Biaya Bank Perantara / warkat 10.000,-/ warkat + IDR 2.000/ warkat + Biaya Bank Perantara / warkat 10.000,-/ warkat + IDR 2.000/ warkat + Biaya Bank Perantara / warkat 10.000,-/ warkat + IDR 2.000/ warkat + Biaya Bank Perantara / warkat

Effective June 5, 2023, the limit for Bank Notes transactions applies on the following link

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Untuk Rekening Rupiah Kurs Beli TT Kurs Beli TT Kurs Beli TT Kurs Beli TT Kurs Beli TT
Untuk Rekening Valas dengan mata uang : USD,SGD, EUR, AUD, GBP, JPY, CNH, HKD setara USD 50.000 per hari per rekening Free Free Free Free Free
Di atas batas harian Free Free Free Free Free
Setoran Bank Notes Denominasi USD ≤ 50 Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya
SGD ≤ 20 Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya Provisi 1% dari total nominal pecahan yang dikenakan biaya
Setoran Uang Kertas Asing USD CAP Provisi 1% dari total nominal Provisi 1% dari total nominal Provisi 1% dari total nominal Provisi 1% dari total nominal Provisi 1% dari total nominal

Pindah Buku

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Pindah buku dengan mata uang yang sama Bebas Bebas Bebas Bebas Bebas
Pindah buku dengan mata uang berbeda Kurs Beli dan Jual TT Kurs Beli dan Jual TT Kurs Beli dan Jual TT Kurs Beli dan Jual TT Kurs Beli dan Jual TT
Pindah buku antar mata uang yang berbeda dalam rekening Multicurrency Kurs Beli dan Jual TT Kurs Beli dan Jual TT Kurs Beli dan Jual TT Kurs Beli dan Jual TT Kurs Beli dan Jual TT

For Giro Account & Multi Currency Foreign Exchange withdrawals in USD, SGD, EUR, AUD, GBP, JPY, CNH

Transaction Type Normal Fee Rate Fee for Premier Customer Fee for Nyala Fee for Nyala Individu Fee for Nyala Business
Equivalent USD 2,500 per month per account Free Free Free Free Free
Above the month limit Provisi 0.5% Provisi 0.5% Provisi 0.5% Provisi 0.5% Provisi 0.5%

For Saving Account with foreign currency withdrawals in USD, SGD, EUR, AUD, GBP, JPY, CNH

Transaction Type Normal Fee Rate Fee Rate for Nyala Customer /Nyala Business Fee for Premier Customer Fee for Private Customer
Equivalent USD 2,500 per day or Equivalent USD 25,000/month Free Free Free Free
Equivalent USD 5,000 per day or Equivalent 50,000/month Provisi 0,50% Provisi 0,50% Free Free
Equivalent USD 10,000 per day or Equivalent 100,000/month Provisi 0,50% Provisi 0,50% Provisi 0,50%
 Free
Above nominal Provisi 0,50%
 Provisi 0,50% Provisi 0,50% Provisi 0,50%

PENARIKAN TUNAI Rupiah

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Nominal Penarikan < Rp. 5 Juta* 10.000 10.000 10.000 10.000 10.000
Nominal Penarikan > Rp. 5 Juta Free Free Free Free Free

Transfer to other bank

Type of Transactions Standard Fee Premier Banking Fee Nyala Fee Nyala Individu Fee Nyala Business Fee
LLG/SKN 2.900 2.900
 2.900 2.900 2.900
RTGS 2.900 Free of charge up to 10x per month via OCBC mobile, according to balance tier 30.000 30.000 30.000
BI-FAST 2.500 Free of change Free of change with no limits, according to level Nyala

Notes

  • The SKN/LLG Transfer Fee above already includes Bank Indonesia's fee of IDR1*,-/ fund transfer, based on PADG regulation No. 5 of 2024
  • The RTGS Transfer Fees above already include Bank Indonesia's fees of: Time: 06:30 to 10:00 WIB = IDR 6,000* | Time: >10:00 to 14:00 WIB = IDR 15,000* | Time: >14:00 to cut-off = IDR 21,000*, based on PADG regulation No. 8 of 2024
  • The BI-FAST Transfer Fee above already includes Bank Indonesia's fee of IDR19*,-/ fund transfer, based on PADG regulation No. 17 of 2023

*The costs do not include 11% VAT
**based on the quota that is reset every 3rd of each month



Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Biaya TELEX/SWIFT Giro Umum 50.000 50.000 50.000 50.000 50.000
Tabungan 50.000 Free 1x Per bulan (Tabungan dan Tabungan Multicurrency 50.000 50.000 50.000
Multicurrency 100.000 100.000 100.000 100.000 100.000
Biaya Provisi Giro Umum tidak melibatkan Valas 0.125% (min USD 10 – maks USD 150) atau setara 0.125% (min USD 10 – maks USD 150) atau setara 0.125% (min USD 10 – maks USD 150) atau setara 0.125% (min USD 10 – maks USD 150) atau setara 0.125% (min USD 10 – maks USD 150) atau setara
Tabungan tidak melibatkan Valas 0.125% (min USD 10 – maks USD 150) atau setara Free 1x Per bulan (Tabungan dan Tabungan Multicurrency)
*berlaku hanya untuk transaksi melalui One Mobile, 1x per bulan. 		0.125% (min USD 10 – maks USD 150) atau setara 0.125% (min USD 10 – maks USD 150) atau setara 0.125% (min USD 10 – maks USD 150) atau setara
Giro Umum dan Tabungan melibatkan Valas Free Free Free Free Free
Multicurrency Free Free Free Free Free
Biaya Full Amount sampai dengan Bank Koresponden Penerima*) USD 25 25 25 25 25
EUR 20 20 20 20 20
AUD 30 30 30 30 30
GBP 20 20 20 20 20
HKD 300 300 300 300 300
SGD 25 25 25 25 25
CNY/CNH 200 200 200 200 200
CAD 25 25 25 25 25
CHF
*CHF= 20 (Efektif 8 Mei) 		15 15 15 15 15
NZD 45 45 45 45 45
JPY




Transfer dana ≤ JPY 40 mio 5.000 5.000 5.000 5.000 5.000
Transfer dana > JPY 40 mio 5.000,- (sampai nominal transfer JPY 40 mio) + 0,05% dari sisa nominal transfer (0,05% x (nominal transfer – JPY 40 mio) 5.000,- (sampai nominal transfer JPY 40 mio) + 0,05% dari sisa nominal transfer (0,05% x (nominal transfer – JPY 40 mio) 5.000,- (sampai nominal transfer JPY 40 mio) + 0,05% dari sisa nominal transfer (0,05% x (nominal transfer – JPY 40 mio) 5.000,- (sampai nominal transfer JPY 40 mio) + 0,05% dari sisa nominal transfer (0,05% x (nominal transfer – JPY 40 mio) 5.000,- (sampai nominal transfer JPY 40 mio) + 0,05% dari sisa nominal transfer (0,05% x (nominal transfer – JPY 40 mio)
Biaya Incoming Transfer Full Amount/OUR Free Free Free Free Free
Beneficiary (BEN)/Sharing (SHA)
USD USD 5 USD 5 USD 5 USD 5 USD 5
EUR EUR 3,5 EUR 3,5 EUR 3,5 EUR 3,5 EUR 3,5
AUD AUD 6 AUD 6 AUD 6 AUD 6 AUD 6
GBP GBP 2,5 GBP 2,5 GBP 2,5 GBP 2,5 GBP 2,5
HKD HKD 35 HKD 35 HKD 35 HKD 35 HKD 35
SGD SGD 7,5 SGD 7,5 SGD 7,5 SGD 7,5 SGD 7,5
CNY CNY 32 CNY 32 CNY 32 CNY 32 CNY 32
CAD CAD 6 CAD 6 CAD 6 CAD 6 CAD 6
CHF CHF 6 CHF 6 CHF 6 CHF 6 CHF 6
NZD NZD 9 NZD 9 NZD 9 NZD 9 NZD 9

Effective 23 September 2024

Transaction Type Normal Fee Rate Fee for Premium Customer Fee for Nyala Fee for Nyala Business
Monthly Card Administration Fee   10.000 10.000 10.000 10.000
Applying for a new ATM card under a name   Free Free Free Free
Replacing a lost or damaged ATM card   40.000 40.000 40.000 40.000
Replacing a lost, expired, or damaged savings book   40.000 40.000 40.000 40.000
Replacing a lost or damaged special design ATM card   75.000 75.000 75.000 75.000
Purchasing a checkbook   100.000 100.000 100.000 100.000
Request fora transaction receipt copy <= 3 months 5.000 5.000 5.000 5.000
>3 months 10.000 10.000 10.000 10.000
<= 6 months 5.000 5.000 5.000 5.000
Request for a bank statement for a specific month >6-12 months 15.000 15.000 15.000 15.000
>12 months 25.000 25.000 25.000 25.000
Issuance of a Bank Support Letter   150.000 150.000 150.000 150.000
Issuance of an Audit Confirmation Letter   100.000 100.000 100.000 100.000
Issuance of a Bank Reference Letter   50.000 50.000 50.000 50.000
Annual Rental Fee for a Safe Deposit Box Large type 1.500.000+ PPN 11% 1.500.000+ PPN 11% 1.500.000+ PPN 11% 1.500.000+ PPN 11%
Medium type 1.000.000+ PPN 11% 1.000.000+ PPN 11% 1.000.000+ PPN 11% 1.000.000+ PPN 11%
Small Type 600.000+ PPN 11% 600.000+ PPN 11% 600.000+ PPN 11% 600.000+ PPN 11%
Key Guarantee 1.000.000 1.000.000 1.000.000 1.000.000
Token Internet Banking Purchasing a New Token/Lost Token 200.000 200.000 200.000 200.000
Damaged token and flat battery Free Free Free Free
Service Charge   N/A 150.000 20.000 50.000
Printed Consolidated Report   25,000