Individual Interest & Fees

Detailed information on interest and transaction fees for OCBC individual products

Further Informations

Related information about Pinjaman

Type
Description
Provision
Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond
Administration Fee
Tenure < 10 years: 0.1% loan plafond or min. Rp 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. Rp 500.000
Insurance Premium
Subject to charges imposed by OCBC NISP insurance partners
Notary
Subject to charges imposed by OCBC NISP notary partners
Taxation
Rp 750.000 or subject to charges imposed by KJPP
Legal Documents
Imposed when legal documents are prepared by Bank OCBC NISP
Late Charges
0.1% per day of delayed payments
Penalty
3% of unscheduled payments
Deposit Fee of Unclaimed Collateral Documents
Smallest Safe Deposit Box (SDB) fee will be charged, when collateral documents are unclaimed 30 days after a loan paid off
Interest rate
In accordance with the Rate Promo
Type
Description
Provision
Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond
Administration Fee
Tenure < 10 years: 0.1% loan plafond or min. Rp 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. Rp 500.000
Insurance Premium
Subject to charges imposed by OCBC NISP insurance partners
Notary
Subject to charges imposed by OCBC NISP notary partners
Taxation
Rp 750.000 or subject to charges imposed by KJPP
Legal Documents
Imposed when legal documents are prepared by Bank OCBC NISP
Late Charges
0.1% per day of delayed payments
Penalty
3% of unscheduled payments
Deposit Fee of Unclaimed Collateral Documents
Smallest Safe Deposit Box (SDB) fee will be charged, when collateral documents are unclaimed 30 days after a loan paid off
Interest rate
In accordance with the Rate Promo
Type
Description
Provision
Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond
Administration Fee
Tenure < 10 years: 0.1% loan plafond or min. Rp 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. Rp 500.000
Insurance Premium
Subject to charges imposed by OCBC NISP insurance partners
Notary
Subject to charges imposed by OCBC NISP notary partners
Taxation
Rp 750.000 or subject to charges imposed by KJPP
Legal Documents
Imposed when legal documents are prepared by Bank OCBC NISP
Late Charges
0.1% per day of delayed payments
Penalty
3% of unscheduled payments
Deposit Fee of Unclaimed Collateral Documents
Smallest Safe Deposit Box (SDB) fee will be charged, when collateral documents are unclaimed 30 days after a loan paid off
Interest rate
In accordance with the Rate Promo
Type
Description
Provision
Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond
Administration Fee
Tenure < 10 years: 0.1% loan plafond or min. Rp 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. Rp 500.000
Insurance Premium
Subject to charges imposed by OCBC NISP insurance partners
Notary
Subject to charges imposed by OCBC NISP notary partners
Taxation
Rp 750.000 or subject to charges imposed by KJPP
Legal Documents
Imposed when legal documents are prepared by Bank OCBC NISP
Late Charges
0.1% per day of delayed payments
Penalty
3% of unscheduled payments
Deposit Fee of Unclaimed Collateral Documents
Smallest Safe Deposit Box (SDB) fee will be charged, when collateral documents are unclaimed 30 days after a loan paid off
Interest rate
In accordance with the Rate Promo
No Service Fee
1 Disbursement Fee IDR 25.000
2 Provision Fee starting from 3% of loan principal amount/minimum of IDR 150.000
3 Late Payment Fee 5% from total installement (minimum IDR 150.000 and maksimum IDR 750.000)
4 Early Paid Off Fee 8% of the remaining loan principal
5 Copies of Monthly Bills Fee IDR 12.500/month
6 Monthly Bill Fee Email Mail/Courier
no charge IDR 12.500/month
7 Insurance Premium 1,5% of loan principal amount
8 Stamp Duty

Payment < IDR 250.000 = 0

Payment ≥ IDR 250.000 - Rp 1.000.000 = IDR 3.000

Payment > IDR 1.000.000 = IDR 6.000

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