Related information about Pinjaman
|
Type
|
Description
|
|---|---|
|
Provision
|
Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond |
|
Administration Fee
|
Tenure < 10 years: 0.1% loan plafond or min. Rp 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. Rp 500.000 |
|
Insurance Premium
|
Subject to charges imposed by OCBC NISP insurance partners
|
|
Notary
|
Subject to charges imposed by OCBC NISP notary partners
|
|
Taxation
|
Rp 750.000 or subject to charges imposed by KJPP
|
|
Legal Documents
|
Imposed when legal documents are prepared by Bank OCBC NISP
|
|
Late Charges
|
0.1% per day of delayed payments
|
|
Penalty
|
3% of unscheduled payments
|
|
Deposit Fee of Unclaimed Collateral Documents
|
Smallest Safe Deposit Box (SDB) fee will be charged, when collateral documents are unclaimed 30 days after a loan paid off
|
|
Interest rate
|
In accordance with the Rate Promo
|
|
Type
|
Description
|
|---|---|
|
Provision
|
Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond |
|
Administration Fee
|
Tenure < 10 years: 0.1% loan plafond or min. Rp 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. Rp 500.000 |
|
Insurance Premium
|
Subject to charges imposed by OCBC NISP insurance partners
|
|
Notary
|
Subject to charges imposed by OCBC NISP notary partners
|
|
Taxation
|
Rp 750.000 or subject to charges imposed by KJPP
|
|
Legal Documents
|
Imposed when legal documents are prepared by Bank OCBC NISP
|
|
Late Charges
|
0.1% per day of delayed payments
|
|
Penalty
|
3% of unscheduled payments
|
|
Deposit Fee of Unclaimed Collateral Documents
|
Smallest Safe Deposit Box (SDB) fee will be charged, when collateral documents are unclaimed 30 days after a loan paid off
|
|
Interest rate
|
In accordance with the Rate Promo
|
|
Type
|
Description
|
|---|---|
|
Provision
|
Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond |
|
Administration Fee
|
Tenure < 10 years: 0.1% loan plafond or min. Rp 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. Rp 500.000 |
|
Insurance Premium
|
Subject to charges imposed by OCBC NISP insurance partners
|
|
Notary
|
Subject to charges imposed by OCBC NISP notary partners
|
|
Taxation
|
Rp 750.000 or subject to charges imposed by KJPP
|
|
Legal Documents
|
Imposed when legal documents are prepared by Bank OCBC NISP
|
|
Late Charges
|
0.1% per day of delayed payments
|
|
Penalty
|
3% of unscheduled payments
|
|
Deposit Fee of Unclaimed Collateral Documents
|
Smallest Safe Deposit Box (SDB) fee will be charged, when collateral documents are unclaimed 30 days after a loan paid off
|
|
Interest rate
|
In accordance with the Rate Promo
|
|
Type
|
Description
|
|---|---|
|
Provision
|
Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond |
|
Administration Fee
|
Tenure < 10 years: 0.1% loan plafond or min. Rp 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. Rp 500.000 |
|
Insurance Premium
|
Subject to charges imposed by OCBC NISP insurance partners
|
|
Notary
|
Subject to charges imposed by OCBC NISP notary partners
|
|
Taxation
|
Rp 750.000 or subject to charges imposed by KJPP
|
|
Legal Documents
|
Imposed when legal documents are prepared by Bank OCBC NISP
|
|
Late Charges
|
0.1% per day of delayed payments
|
|
Penalty
|
3% of unscheduled payments
|
|
Deposit Fee of Unclaimed Collateral Documents
|
Smallest Safe Deposit Box (SDB) fee will be charged, when collateral documents are unclaimed 30 days after a loan paid off
|
|
Interest rate
|
In accordance with the Rate Promo
|
| No | Service | Fee | |
|---|---|---|---|
| 1 | Disbursement Fee | IDR 25.000 | |
| 2 | Provision Fee | starting from 3% of loan principal amount/minimum of IDR 150.000 | |
| 3 | Late Payment Fee | 5% from total installement (minimum IDR 150.000 and maksimum IDR 750.000) | |
| 4 | Early Paid Off Fee | 8% of the remaining loan principal | |
| 5 | Copies of Monthly Bills Fee | IDR 12.500/month | |
| 6 | Monthly Bill Fee | Mail/Courier | |
| no charge | IDR 12.500/month | ||
| 7 | Insurance Premium | 1,5% of loan principal amount | |
| 8 | Stamp Duty |
Payment < IDR 250.000 = 0 Payment ≥ IDR 250.000 - Rp 1.000.000 = IDR 3.000 Payment > IDR 1.000.000 = IDR 6.000 |
|