Quarterly Published Report 2025
Quarterly Published Report 2024
Quarterly Published Report 2023
Quarterly Published Report 2022
Quarterly Published Report 2021
Quarterly Published Report 2020
Quarterly Published Report 2019
Quarterly Published Report 2018
Quarterly Published Report 2017
Quarterly Published Report 2016
Quarterly Published Report 2015
Quarterly Financial Report 2025
Quarterly Financial Report 2024
Quarterly Financial Report 2023
Quarterly Financial Report 2022
Quarterly Financial Report 2021
Quarterly Financial Report 2020
Quarterly Financial Report 2019
Quarterly Financial Report 2018
Quarterly Financial Report 2017
Quarterly Financial Report 2016
Quarterly Financial Report 2015
Monthly Financial Report 2026
Monthly Financial Report 2025
Monthly Financial Report 2024
Monthly Financial Report 2023
Monthly Financial Report 2022
Monthly Financial Report 2021
Monthly Financial Report 2020
Monthly Financial Report 2019
Monthly Financial Report 2018
Monthly Financial Report 2017
Monthly Financial Report 2016
Monthly Financial Report 2015
Performance Presentation 2025
Performance Presentation 2024
Performance Presentation 2023
Performance Presentation 2022
Performance Presentation 2021
Performance Presentation 2020
Performance Presentation 2019
Performance Presentation 2018
Performance Presentation 2017
Leverage Ratio 2025
Leverage Ratio 2024
Leverage Ratio 2023
Leverage Ratio 2022
Leverage Ratio 2021
Leverage Ratio 2020
Leverage Ratio 2019
Leverage Ratio 2018
Leverage Ratio 2017
Leverage Ratio 2016
Leverage Ratio 2015
Basel III Disclosure 2025
Basel III Disclosure 2024
Basel III Disclosure 2023
Basel III Disclosure 2022
Basel III Disclosure 2021
Basel III Disclosure 2020
Basel III Disclosure 2019
Basel III Disclosure 2018
Basel III Disclosure 2017
Basel III Disclosure 2016
Basel III Disclosure 2015
Liquidity Coverage Ratio (LCR) 2025
Liquidity Coverage Ratio (LCR) 2024
Liquidity Coverage Ratio (LCR) 2023
Liquidity Coverage Ratio (LCR) 2022
Liquidity Coverage Ratio (LCR) 2021
Liquidity Coverage Ratio (LCR) 2020
Liquidity Coverage Ratio (LCR) 2019
Liquidity Coverage Ratio (LCR) 2018
Liquidity Coverage Ratio (LCR) 2017
Liquidity Coverage Ratio (LCR) 2016
Liquidity Coverage Ratio (LCR) 2015
NSFR (Net Stable Funding Ratio) 2025
NSFR (Net Stable Funding Ratio) 2024
NSFR (Net Stable Funding Ratio) 2023
NSFR (Net Stable Funding Ratio) 2022
NSFR (Net Stable Funding Ratio) 2021
NSFR (Net Stable Funding Ratio) 2020
NSFR (Net Stable Funding Ratio) 2019
NSFR (Net Stable Funding Ratio) 2018
Quantitative Information of Risk Exposure 2025
Quantitative Information of Risk Exposure 2024
Quantitative Information of Risk Exposure 2023
Quantitative Information of Risk Exposure 2022
Quantitative Information of Risk Exposure 2021
Quantitative Information of Risk Exposure 2020
Quantitative Information of Risk Exposure 2019
Quantitative Information of Risk Exposure 2018
Quantitative Information of Risk Exposure 2017
In million Rupiah, unless otherwise stated
| Description | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Statement of Financial Position | ||||||
| Total Assets | 308,140,182 | 281,008,237 | 249,757,139 | 238,498,560 | 214,395,608 | |
| Total Earning Assets | 294,405,693 | 267,941,101 | 238,828,247 | 229,850,198 | 206,098,916 | |
| Loans - Gross | 173,374,600 | 170,460,517 | 154,093,917 | 137,621,383 | 120,775,015 | |
| Loans - Net | 165,873,599 | 162,421,515 | 146,007,794 | 130,258,491 | 113,228,691 | |
| Deposits from Customers | 243,511,822 | 205.932.219 | 181,755,225 | 176,084,993 | 168,050,732 | |
| Current Accounts | 84,316,512 | 59.644.104 | 55,254,840 | 55,895,693 | 52,090,261 | |
| Savings Account | 56,825,583 | 54.309.941 | 46,116,548 | 40,253,434 | 33,025,441 | |
| Time Deposits | 102,369,727 | 91.978.174 | 80,383,837 | 79,935,866 | 82,935,030 | |
| Borrowings | - | 2,744,498 | 2,737,985 | 4,728,401 | 4,718,556 | |
| Marketable Securities Issued | 1,494,590 | - | - | - | - | |
| Subordinated Debts | 166.750 | 160.950 | 153,970 | 155,675 | 142,525 | |
| Total Liabilities | 264,283,585 | 240,316,858 | 212,436,871 | 204,287,525 | 182,068,037 | |
| Total Equity | 43,856,597 | 40,691,379 | 37,320,268 | 34,211,035 | 32,327,571 | |
| Statements of Profit or Loss and Other Comprehensive Income/(Expense) | ||||||
| Net Interest Income | 10,949,171 | 11,044,807 | 9,911,536 | 8,740,701 | 7,643,485 | |
| Other Operating Income | 2,141,739 | 891.183 | 1,401,618 | 1,863,469 | 2,059,246 | |
| Total Operating Income | 13,090,910 | 11,936,019 | 11,313,154 | 10,604,170 | 9,702,731 | |
| Allowance for Impairment Losses on Financial Assets and Others | 529.672 | 151.294 | 1,133,120 | 1,722,470 | 2,285,045 | |
| Other Operating Expenses | 6,160,992 | 6,078,897 | 5,011,095 | 4,667,523 | 4,214,269 | |
| Operating Income | 6,400,246 | 5,705,829 | 5,168,939 | 4,214,177 | 3,203,417 | |
| Income Before Tax | 6,408,239 | 5,989,304 | 5,184,463 | 4,218,016 | 3,203,792 | |
| Net Income | 5,057,347 | 4,866,750 | 4,091,043 | 3,326,930 | 2,519,619 | |
| Other Comprehensive Income/(Expense) for The Year, Net of Tax | 540.072 | 156,422 | 348,857 | (938,719) | (21,414) | |
| Total Comprehensive Income for The Year, Net of Tax | 5,597,419 | 5,023,172 | 4,439,900 | 2,388,211 | 2,498,205 | |
| Net Income Attributable to: | ||||||
| Owners of the Parent | 5,057,473 | 4,866,750 | 4,091,028 | 3,326,917 | 2,519,574 | |
| Non-Controlling Interests | (126) | - | 15 | 13 | 45 | |
| Total Comprehensive Income Attributable to: | ||||||
| Owners of the Parent | 5,597,545 | 5,023,172 | 4,439,885 | 2,388,198 | 2,498,160 | |
| Non-Controlling Interests | (126) | - | 15 | 13 | 45 | |
| Earnings per Share (Full Amount) | 220.41 | 212.10 | 178.30 | 144.99 | 109.81 | |
| Financial Ratios, Compliance and Others | ||||||
| Financial Ratios | ||||||
| Capital Adequacy Ratio (CAR) | 24.53% | 23.6% | 23.69% | 21.53% | 23.05% | |
| Non Performing Loan (NPL) Gross | 1.94% | 1.55% | 1.64% | 2.42% | 2.36% | |
| Non Performing Loan (NPL) Net | 0.76% | 0.56% | 0.58% | 0.96% | 0.91% | |
| Return on Assets (ROA) | 2.19% | 2.24% | 2.14% | 1.86% | 1.55% | |
| Return on Equity (ROE) | 12.25% | 13.04% | 12.00% | 10.51% | 8.33% | |
| Net Interest Margin (NIM) | 3.94% | 4.39% | 4.35% | 4.04% | 3.82% | |
| Operating Expenses to Operating Income Ratio (BOPO) | 69.63% | 70.99% | 71.01% | 71.09% | 76.50% | |
| Loan to Deposit Ratio (LDR) | 70.39% | 81.89% | 83.80% | 77.22% | 71.70% | |
| Loan to Funding Ratio (LTF) | 69.91% | 80.75% | 82.49% | 75.14% | 69.69% | |
| Macroprudential Intermediation Ratio | 72.69% | 83.27% | 84.79% | 78.26% | 71.07% | |
| Net Stable Funding Ratio (NSFR) | 145.37% | 140.53% | 134.82% | 139.60% | 152.84% | |
| Current Account & Saving Account (CASA) | 57.96% | 55.34% | 55.77% | 54.60% | 50.65% | |
| Liquidity Coverage Ratio (LCR) | 240.87% | 260.64% | 206.16% | 177.98% | 229.23% | |
| Compliance Ratios | ||||||
| Percentage Breach of Legal Lending Limit | ||||||
| Related Parties | - | - | - | - | - | |
| Non Related Parties | - | - | - | - | - | |
| Percentage Excess of Legal Lending Limit | ||||||
| Related Parties | - | - | - | - | - | |
| Non Related Parties | - | - | - | - | - | |
| Minimum Reserve Requirement | ||||||
| Statutory Reserve (Rupiah)* | 6.31% | 7.70% | 8.08% | 8.42% | 5.86% | |
| Macroprudential Liquidity Buffer | 62.52% | 47.60% | 32.44% | 32.51% | 36.85% | |
| Statutory Reserves - Foreign Currency | 4.02% | 4.00% | 4.01% | 4.01% | 4.01% | |
| Net Open Position (NOP) | 3.75% | 0.75% | 1.55% | 2.56% | 3.47% | |
| Others | ||||||
| Net Income to Income From Operations Ratio | 38.63% | 40.77% | 36.16% | 31.37% | 25.97% | |
| Liabilities to Equity Ratio | 602.61% | 590.58% | 569.23% | 597.14% | 563.20% | |
| Liabilities to Assets Ratio | 85.77% | 85.52% | 85.06% | 85.66% | 84.92% | |
| Other Main Indicator | ||||||
| Number of Employees | 6.332 | 6.506 | 6,159 | 5,819 | 5,777 | |
| Number of Office Networks | 202 | 207 | 199 | 200 | 211 | |
| Number of ATMs | 521 | 531 | 496 | 496 | 537 | |
| Issued and fully paid - Rp million (22,945,296,972 shares) |
2,868,162 | 2,868,162 | 2,868,162 | 2,868,162 | 2,868,162 | |
Notes:
Merger Information 2024
Merger Information 2011
Financial Statements of Parent Entity (OCBC Bank) - 2025
Financial Statements of Parent Entity (OCBC Bank) - 2024
Financial Statements of Parent Entity (OCBC Bank) - 2023
Financial Statements of Parent Entity (OCBC Bank) - 2022
Financial Statements of Parent Entity (OCBC Bank) - 2021
Financial Statements of Parent Entity (OCBC Bank) - 2020
Financial Statements of Parent Entity (OCBC Bank) - 2019
Financial Statements of Parent Entity (OCBC Bank) - 2018
Financial Statements of Parent Entity (OCBC Bank) - 2017
Financial Statements of Parent Entity (OCBC Bank) - 2016
Financial Statements of Parent Entity (OCBC Bank) - 2015
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