Further Information

Conditions for Applying Kredit Modal Kerja

1. 21 years old and above or married
2. Not listed in Bank of Indonesia’s and OCBC’s blacklist
3. Indonesian nationality

Required documents	Individual	Corporate
Loan application form	V	V
National ID (KTP)/Passport	V	V
Taxtpayer Registration Number (NPWP)	V	V
Reference letter	V	V
Articles of Incorporation/Certificate of Establishment and Amendments	-	V
Trade Business License (SIUP),SITU,Company Registration Certificate (TDP)	-	V
Minister of Justice’s Decree	-	V
Certificate of Business Domicile	-	V
Financial Reports	-	V
Balance Sheet	-	V
Profit and Loss Report	-	V
Other Documents	-	V

Kredit Modal Kerja