Free to determine monthly deposit & period of saving
Fixed interest rate per year
No Administration Fee
Free to specify monthly deposit as planned
Free to choose the time period as needed
Auto debit monthly deposit from Relasi account
Saving without being charged a monthly administration fee.
According to the prevailing interest rate at the Bank
Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.
Related information about TAKA Fix Installment
Taka Interest Rate
effective October 27th, 2025
| Product | Rates (p.a.) s/d 26 October 2025 | Rates (p.a.) eff 27 October 2025 |
|---|---|---|
| TAKA account opening via Branch | ||
| TAKA Fix Installment | 3.75% | 3.25% |
| TAKA account opening via OCBC mobile / Internet Banking | ||
| TAKA Fix Installment | 3.75% | 3.25% |
| Tarif dan Biaya | |
|---|---|
| Cabang | Online |
| Tutup rekening sebelum jatuh tempo : Rp100 ribu | Tutup rekening sebelum jatuh tempo : Rp100 ribu |
| Features | |
|---|---|
| Customer Terms | Individual |
| Currency | IDR |
| Monthly Installment Deposit | Min IDR100,000 |
| Installment Multiples | IDR100,000 |
| Period | Minimum 1 year and maximum 10 years (multiple of 6 months) |
| Target Funds | #N/A (target funds are assumptions depending on term, monthly deposit and interest) |
| Rates Review | Fixed 1 year (review rate per year) |
| Admin Fee | No Admin Fee |
| Closing Costs | IDR100,000 |
| Monthly Deposit Late Fee | 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days) |
| Auto Close | If there is a monthly deposit arrears for 6 consecutive months |
| Account Closing Before Maturity | Through Branch Office (valid for branch opening / in OCBC mobile) |
Frequently Asked Questions about TAKA Fix Installment
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