FWD Multiple Protection

Maximum Protection for Present and Future

fwd-multiple-protection More Info
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Comprehensive Protection

Protection to 50 types of Major Critical Illness, 15 types of Minor Critical Illness, and Death Benefit up to age of 80 years

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Maximum Benefit

Coverage up to 3 times of Major Critical Illness, 1 time of Minor Critical Illness without reducing other benefit

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Flexible and Competitive

Premium payment options for 5, 10 and 20 years

Other Benefit

Partners Insurance Company

PT FWD Insurance Indonesia

Return of Premium

100% Return of Premium at the end of coverage period if there is no Major Illness claim payment

Flat Premium

Flat premium during the premium payment term

Waiver of Premium

Free from the obligation of paying premium since diagnosed with major critical illness for the first time

Further Information

Related information about FWD Multiple Protection

  • Currency: IDR
  • Premium:
    Premium Payment Options 5, 10, and 20 years
  • Insured Entry Age
    • Premium Payment Term 5 years: 30 days – 65 years (last birthday)
    • Premium Payment Term 10 years: 30 days – 60 years (last birthday)
    • Premium Payment Term 20 years: 30 days – 50 years (last birthday)
  • Policy holder entry age: Minimum 18 years
  • Insurance period: until the Insured reach 80 years old
  • Sum Assured: Start from IDR 250.000.000 – IDR 5.000.000.000

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This insurance product is issued by PT FWD Insurance Indonesia ("FWD Insurance") which is referenced by PT Bank OCBC NISP Tbk ("OCBC") to the customers. This product is not a product issued by OCBC’s so OCBC has no obligations and does not guarantee anything for this Insurance Product. The Insurance Product and Funds attached to this Insurance Product are also not included in the guarantee program of the Republic of Indonesia government (Lembaga Penjamin Simpanan). OCBC is not responsible for any risks for the Insurance Policy issued by FWD Insurance in connection with the insurance product. The use of OCBC’s logo is only a form of cooperation between OCBCand FWD Insurance in offering Insurance Products. FWD Insurance is a life insurance company that is licensed and supervised by the Financial Services Authority (OJK). The premium paid includes Insurance costs and commission fees/service fees for OCBC.


FAQ

Frequently Asked Questions about FWD Multiple Protection

I a medical check up necessary?

Medical check up is required under certain conditions based on underwriting terms & conditions

What is the benefit if there's a risk happen to the insured?
  • Death Benefit: 100% Sum Assured
  • Major Critical Illness Benefit: 100% Sum Assured (up to 3 claims)
  • Minor Critical Illness Benefit: 20% Sum Assured
  • Maturity Benefit: 100% Premium Paid
  • Waiver of Premium Benefit: Waived the Remaining Premium
How do I pay the insurance Premium?

The insurance Premium payments will be done in autodebet periodically through OCBC account according to the selected product

What should I do to submit the insurance claims?

Complete the claim documents stated in the Policy, give it to the Relationship Manager of OCBC Branch to be forwarded to PT FWD Insurance Indonesia, or send it directly to the PT FWD Insurance Indonesia with the following address:

FWD Insurance Indonesia
UP: Claim Individu

Pacific Century Place, Lantai 20 SCBD Lot 10, Jl. Jendral Sudirman Kav. 52-53 Jakarta Selatan 12190

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