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Cashback OCBC QRIS MDR (merchant discount rate) up to IDR 1 Million

1 May 2025 - 31 Dec 2025

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Terms and conditions of MDR QRIS:

  1. The program applies to Nyala Bisnis Customers or Nyala Bisnis Program TAYTB Women Warriors who have newly registered for the OCBC QRIS service.
  2. Customers must have an active OCBC Business Smart Current Account in IDR currency.
  3. Customers must have access to OCBC Mobile/ OCBC Business.
  4. The QRIS MDR cashback program is valid for 6 months from the date of registration for the OCBC QRIS service.
  5. Cashback is calculated based on transactions at OCBC QRIS Merchants and does not apply to transactions made via QRIS EDC.
  6. The minimum MDR fee cashback to be credited is IDR 10K.
  7. The maximum MDR cashback credited to customers is IDR 500K/ month with a combined balance of < IDR 500 Million and IDR 1 Million/month with a combined balance of ≥ IDR 500 Million.
  8. Transaction observations are conducted monthly for 6 months from the activation of OCBC QRIS.
  9. The customer's account must be active and have at least 6 outgoing/ incoming transactions each month.
  10. Cashback will be credited to an active current account (IDR) no later than the end of the month following the transaction month.
  11. Customers must agree to all applicable QRIS service terms and conditions.
  12. Program terms and conditions may change at any time and will be communicated by the Bank to the Customers.

*MDR: Merchant discount rate

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