IBL Mutual Funds

Mutual Funds secured loans administered through OCBC

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The solution to your investing and consumption needs

More flexibility to your cashflow

Adds value in building your wealth

Further Information

Related information about IBL Mutual Funds

Individual applicants
Indonesian citizenship
Minimum age 21 years old/ married
Maximum age 75 years old by the end of loan tenure
Receives regular income as an employee, entrepreneur, or professional.
Employee (permanent/contract) with min. 2 years of experience.
Entrepreneur/Professional with min. 2 years of experience within the same industry
A minimum income Rp. 15 million/month

No	Document	Form of Document
1	Signed application form	Original
2	Valid National ID of applicant and spouse (for Indonesian citizen)	Copy
3	Family Certificate	Copy
4	Marriage Certificate/ Divorce certificate/ Spousal Death Certificate (if applicable) Prenuptial Agreement (if applicable)	Copy
5	Birth Certificate (only applicable if the applicant's name consists of just 1 word or abbreviations)	Copy
6	Employee: Recent employment letter or other documents such as: SPT pph pasal 21 (prev. year) or Valid employment contract, or Last payslip (max. 3 months) Employer/business entity Akta yang mencantumkan kepemilikan saham terakhir(PT/CV) an. Debitur atau Dokumen Eksistensi Usaha atas nama debitur: SIUP/TDP/SK Domisili/Surat Keterangan pengelola gedung/ surat sewa menyewa tempat/ SPK (Surat Perintah Kerja)/ Kontrak Kerjasama Usaha (contoh perjanjian Franchise) Profesional Verifiied certification letter of current remuneration Certification letter declaring remuneration raise issued by place of employment Verification letter issued by related organization	Copy
7	Other Documents: Bank statement of the past 3 months	Copy

No	Type	Description
1	Administration Fee	Tenure 1 – 3 years: 0,50% loan plafond Tenure 4 – 5 years: 0,75% loan plafond
2	Legal Documents	Facility in Rupiah: IDR 750.0000 Facility in US Dollar : $ 50
3	Late Charges	0.1% per day of delayed payments
4	Penalty	Facility in Rupiah: 1% of the amount paid off Facility in US Dollar : 0,25% of the amount paid off
5	Interest rate	In accordance with the Rate Promo