TAKA Fix Installment

Realize your plan with TAKA Fix Installment

taka-angsuran-tetap Apply Now
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No to Specify Monthly Deposit & Time

Free to determine monthly deposit & period of saving

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Competitive Interest Rates

Fixed interest rate per year

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No Administration Fee

No Administration Fee

Other Benefit

Flexible Monthly Deposit

Free to specify monthly deposit as planned

Flexible Timeframe

Free to choose the time period as needed

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Autodebet System

Auto debit monthly deposit from Relasi account

No Admin Fee

Saving without being charged a monthly administration fee.

Competitive Interest Rates

According to the prevailing interest rate at the Bank

Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.

Further Information

Related information about TAKA Fix Installment

TAKA Angsuran Tetap Account Opening Requirements

  • KTP and NPWP card for Indonesian citizens
  • KIMS/KITAS/KITAP for Foreigners
  • Have an account with Bank OCBC
  • Make the first deposit equal to the monthly deposit

Taka Interest Rate
effective October 27th, 2025

Product Rates (p.a.) s/d 26 October 2025 Rates (p.a.) eff 27 October 2025
TAKA account opening via Branch
TAKA Fix Installment 3.75% 3.25%
TAKA account opening via OCBC mobile / Internet Banking
TAKA Fix Installment 3.75% 3.25%


Tarif dan Biaya
Cabang Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu Tutup rekening sebelum jatuh tempo : Rp100 ribu
Features
Customer Terms Individual
Currency IDR
Monthly Installment Deposit Min IDR100,000
Installment Multiples IDR100,000
Period Minimum 1 year and maximum 10 years (multiple of 6 months)
Target Funds #N/A (target funds are assumptions depending on term, monthly deposit and interest)
Rates Review Fixed 1 year (review rate per year)
Admin Fee No Admin Fee
Closing Costs IDR100,000
Monthly Deposit Late Fee 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days)
Auto Close If there is a monthly deposit arrears for 6 consecutive months
Account Closing Before Maturity Through Branch Office (valid for branch opening / in OCBC mobile)

FAQ

Frequently Asked Questions about TAKA Fix Installment

How to open a savings account?
  1. Proof of valid identification
    1. Indonesians: Identification card (KTP) (seasonal/permanent) or Driver’s License (SIM)
    2. Foreigners: Passport and Letter of temporary residence (KIMS/KITAS/KITAP)
  2. NPWP (Tax payment number), if you do not possess a NPWP, NPWP belonging to a parent can be used. If either parent does not possess a NPWP, a form to state of not owning a NPWP can be filled in
  3. Fill in the savings application form, a specimen of signature and stamp duty IDR 6 thousand
  4. Minimum balance to open an account according to the type of savings account
How to open a deposit account?
  1. Fill in and complete the deposit account form
  2. Present documents such as: identification cards, passport or Letter of temporary residence (KIMS/KITAS/KITAP) for foreigners
  3. Minimum balance to open a deposit account
How to open a giro account?
  1. At least 18 years old or married
  2. Photocopy of identification (for example: Identification card)
  3. Photocopy of the NPWP (Tax payment number)
  4. Letter of reference from a bank
  5. Letter of authority
  6. Specimen of signature
  7. .Not included in the blacklist of Bank Indonesia

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Others Product

TAKA

  • No to Specify Monthly Deposit & Time
  • Flexible Fund Withdrawal
  • No Administration Fee

TAKA Bunga

  • Flexible to Set Target & Time
  • Competitive Interest Rates
  • Life Insurance Benefits

TAKA Bunga Pasti

  • Flexible to Set Target & Time
  • Competitive Interest Rates
  • Life Insurance Benefits

TAKA Flexi​

  • Free to Specify Monthly Deposit & Time​
  • Funds can be withdrawn before maturity​
  • Savings interest rate of 4%* p.a.,

TAKA Hadiah

  • Variety of Rewards
  • Flexibility Choose Target Fund
  • Life Insurance Benefits

Banking at Your Fingertips

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