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Giro Business Smart

A business transaction solution with more than 10 currency options in 1 account

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Various Currencies in 1 Account

Flexible to choose foreign currencies according to business needs

Low Initial Deposit

IDR 1 Million initial deposit

Affordable transaction

Enjoy easy transactions with affordable fees

Other Benefit

Complete Facilities

Easy transaction anytime anywhere with OCBC Business and Virtual Account

Further Information

Related information about Giro Business Smart

Required Documents	Individual	Corporate
Account Opening Application Form	V	V
Terms and Conditions	V	V
Business Smart or Business Signature Account Opening Statement Letter	V	V
ID Card (KTP/SIM)	V	V
Passport + Residence Permit Card (KIMS/KITAS)	V	V
NPWP	V	V
Establishment Deed	-	V
SK Amandement Deed (if any)	-	V
Ministry of Justice Decree (SK Menkumham)	-	V
Business License (SIUP)	-	V
Company Registration Certificate (TDP) / (Foundation Registration Certificate (TDY) - for Foundation)	-	V
Certificate of Business Domicile (SK Domisili)	-	V
Permission from the competent authority	-	V

Fee	Jumlah	Unit
Administration fee	IDR 30,000.-	per month
Fall below fee	Free	per month
Non-OCBC ATM balance inquiry fee	IDR 4,500.-	per inquiry
Non-OCBC ATM withdrawal fee	IDR 8,000.-	per withdrawal
Interbank transfer fee	IDR 6,500.-	per online transfer
	IDR 2,000.-	per LLG (Internet/Mobile/OCBC Business)
	IDR 2,900.-	per LLG (Over the counter)
	IDR 25,000.-	per RTGS (Internet/Mobile/OCBC Business < 14:00 WIB)
	IDR 30,000.-	per RTGS (Over the counter)
	IDR 2,500.-	per BI-FAST
Remittance fee	IDR 100,000.-	per TT
Chequebook order fee	IDR 275,000.-	per book
Card replacement fee	IDR 20,000.-	per replacement
Stamp duty fee	IDR 10,000.-	per stamp
Account closure fee	IDR 100,000.-
Dormant account fee	IDR 100,000.-	per month

Notes

The SKN/LLG Transfer Fee above already includes Bank Indonesia's fee of IDR1*,-/ fund transfer, based on PADG regulation No. 5 of 2024
The RTGS Transfer Fees above already include Bank Indonesia's fees of: Time: 06:30 to 10:00 WIB = IDR 6,000* | Time: >10:00 to 14:00 WIB = IDR 15,000* | Time: >14:00 to cut-off = IDR 21,000*, based on PADG regulation No. 8 of 2024
The BI-FAST Transfer Fee above already includes Bank Indonesia's fee of IDR19*,-/ fund transfer, based on PADG regulation No. 17 of 2023

*The costs do not include 11% VAT

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