Open Nyala OCBC now and get reward up to IDR 940,000 + exclusive Disney & Marvel merchandise!

Register Nyala by visiting the nearest PT Bank OCBC NISP Tbk ("OCBC") branch or via OCBC mobile.

1. Choose total combined fund balance and get reward up to IDR 385,000

   Placement	Reward (Net)
   Minimum IDR 2,000,000	IDR 85,000
   Minimum IDR 25,000,000	IDR 185,000
   Minimum IDR 50,000,000	IDR 285,000
   Minimum IDR 200,000,000	IDR 385,000

2. Open new products* to get reward up to IDR 555,000 (max. 3 products)

   New Product Placement	Reward Cashback (Net)
   New product placement min. IDR 10 Miilion/ product	IDR 85,000 / Product
   New product placement min. IDR 100 Miilion/ product	IDR 185,000 / Product

   Notes:

   • The new product placement reward only applies to Customers who have met a minimum total combined balance IDR 25 Million or more from the first month since the Customer opened the account (New Customers) or joined the Nyala Start+ Program (Existing Customers).
   • Special rewards apply to Deposit, RDN and Credit Card products as stated in the Product choice column.

   List of Eligble New Products*:

   No	Product	Information
   1	Time Deposit	A minimum of IDR 100 million for a 3-month term will receive a reward of IDR 185,000, while a minimum deposit of IDR 10 million for a 3-month term will receive a Disney & Marvel tumbler.
   2	Bonds	Min. IDR10 Million
   3	Mutual Fund (not included Mutual Fund Futures and Money Market Fund)	Min. IDR10 Million
   4	Customer Fund Account (RDN)	Min. IDR 2 Million. RDN product reward provided refers to only one type of reward, which is IDR 85,000.
   5	Credit Card	Credit Card with an active status up to the 3rdmonth since account opening. Credit Card product reward given is IDR 85,000.
   6	Gold Savings	Min. IDR10 Million. If the Customer meet the criteria in the first month, reward will be paid at theend of second month.
   7	TAKA (TAKA Bunga/TAKA Flexi/TAKA Fix Installment)	Minimum target fund IDR 10,000,000, 12-month tenor: reward IDR 85,000 Minimum target fund IDR 10,000,000, 12-month tenor: reward IDR 185,000

3. Open Time Deposit receive exclusive Disney & Marvel merchandise:

   Product	Reward
   Time Deposit minimum IDR 10,000,000, minimum 3-months tenor	Disney & Marvel tumbler

Terms and Conditions Nyala Start+ Program

1. The Program applies to:
   • New Customers; OR
   • Existing Customers who, as of 31 December 2025, have no active accounts, hold no other OCBC products except Credit Card, and have not participated in any Nyala acquisition program in 2025.
2. Customers must enter promo code “NEA26” during account opening (New Customers) or joining in this program (Existing Customers).
3. Customers must join Nyala Individual or Nyala Payroll services (not applicable for Nyala Business).
4. All fund placements must be fresh funds (originating from other banks), not internal transfers within OCBC.

   Example: If a customer places IDR 2,000,000 consisting of IDR 1,000,000 from another bank and IDR 1,000,000 internal transfer, the customer is not eligible.

5. The fulfilment of Total Combined Balance requirement and program conditions will be assessed no later than the end of the second month after account opening (New Customers) or joining in this program (Existing Customers), based on the highest Total Combined Balane at each month-end.
   Example: If the Total Combined Balance requirement is met in the first month, the reward will be credited without waiting until the end of the second month.
6. The Total Combined Balance reward is not applied on a multiple basis.
   Example: If a customer places a Total Combined Balance of IDR 100,000,000, the reward will be IDR 285,000, based on the applicable tier of IDR 50,000,000.
7. New product placement requirements must be fulfilled no later than the end of the third month after account opening (New Customers) or joining this program (Existing Customers).
8. New products placement and time deposit minimum IDR 10,000,000 with minimum 3-months tenor rewards apply only to Customers who meet the minimum Total Combined Balance of IDR 25,000,000 from the first month of account opening (New Customers) or after joining this program (Existing Customers) and are limited to a maximum of three (3) products.
9. The reward will be credited to the Custome’s active account (Tanda 360 Plus IDR or Mudarabah iB IDR) no later than the last working day of the fourth month after account opening (New Customers) or joining this program (Existing Customers).
   Example: If a customer opens an account in June 2026, the Total Combined Balance requirement will assessed until the end of July 2026, and new product placement will be assessed until the end of August 2026. The reward will be credited on 30 September 2026.
10. For the Gold Savings products, the reward will be credited in the form of Gold Savings balance, calculated on the prevailing market value at the time the reward is credited by OCBC.