Earn up to 4.850 Poinseru/Month by:

Earn 25 Poinseru from each transaction, starting from Nyala Fit

The Transaction Scheme period runs from the 3rd of the current month to the 2nd of the following month.

Mission	Rewards	Information
Transaction via QRIS	25 Poinseru/Transaction	Minimum Nominal: IDR 50.000/transaction Maximum Transaction: 6x Transaction per Month Not Applicable for: Qris Transfer, QRIS Tuntas Setor & Tarik Tunai, and QRIS CPM.
Transaction via Pay Purchase	25 Poinseru/Transaction	Minimum Nominal: IDR 50.000/transaction Maximum Transaction: 6x Transaction per Month Not Applicable for: Top Up E-Wallet and Virtual Account Transaction
Transaction via Debit Card (Online or Offline)	25 Poinseru/Transaction	Minimum Nominal: IDR 50.000/transaction Maximum Transaction: 6x Transaction per Month Not Applicable for: Transaction via ATM

Get Extra Poinseru

1.000 Poinseru for Nyala Fit, 1.500 Poinseru for Nyala Pro & Nyala Master, 2.050 Poinseru for Premier Banking & Private Banking

Misi	Information
Make 6x Transaction with Combination Each Month	Earn Poinseru every month: - 1.450 Poinseru for Nyala Fit (1.000 Extra Poinseru + 450 Poinseru from regular transaction) or equivalent IDR29,000 - 1.950 Poinseru for Nyala Pro and Nyala Master (1.500 Extra Poinseru + 450 Poinseru from regular transaction) or equivalent IDR39,000 - 2.500 Poinseru for Premier Banking and Private Banking (2.050 Extra Poinseru + 450 Poinseru from regular transaction) or equivalent IDR50,000 Minimum: IDR 50.000/transaction Terms: Make at least 1 QRIS transaction, 1 Debit Card transaction, 1x Pay & Buy transaction other than e-wallet top-up

Misi

Information

Make 6x Transaction with Combination Each Month

Earn Poinseru every month:
- 1.450 Poinseru for Nyala Fit (1.000 Extra Poinseru + 450 Poinseru from regular transaction) or equivalent IDR29,000
- 1.950 Poinseru for Nyala Pro and Nyala Master (1.500 Extra Poinseru + 450 Poinseru from regular transaction) or equivalent IDR39,000
- 2.500 Poinseru for Premier Banking and Private Banking (2.050 Extra Poinseru + 450 Poinseru from regular transaction) or equivalent IDR50,000

Minimum: IDR 50.000/transaction

Terms: Make at least 1 QRIS transaction, 1 Debit Card transaction,
1x Pay & Buy transaction other than e-wallet top-up

Earn up to 2.500 Poinseru every month!

Misi	Rewards	Keterangan
Maintain Daily Savings Balance	50 Poinseru from average monthly savings balance every month	Minimum Daily Balance: Rp1.000.000,- Maksimum Poinseru Cap: 2500 Poinseru/Month Eligible Balance are savings balance in Rupiah Currency that are non-hold

Eligible Savings Account
Tanda 360
Tanda 360 (Komunitas)
Tanda 360 Plus (Community, Digital, Employees, Bonus)

Earn up to 400 Poinseru by making deposits into Term Savings (TAKA) and Term Mutual Funds (RDB).

Mission	Rewards	Information
Open & Regular Investment	40 Poinseru for every monthly deposit in TAKA & RDB	Minimum Deposit: IDR100.000,- Maximum Tenor: 12 Month Maximum Poinseru Available: 400 Poinseru/month

Earn 1 Poinseru for each Rp100 ribu Average Savings Balance in Syariah Wadiah Savings.

Earn up to 8x Poinseru by saving more!

Average Savings Balance (Rp)	Poinseru Multiplier
1 Juta – 5 Juta	X 1
5 Juta – 25 Juta	X 3
25 Juta – 50 Juta	X 5
>50 Juta	X 8

1 Poinseru for each transaction of Rp10 ribu using OCBC Platinum Credit Card.

Valid for OCBC Platinum, OCBC Star Wars Platinum and OCBC Pet Lovers Platinum

Earn 1 (one) Poinseru for every transaction that worth Rp10.000 (Ten thousand Rupiah).
When redeeming Poinseru, make sure the credit card is active and not blocked.
Transaction that will get and earn Poinseru are retail spending from credit card and supplementary credit card that have been booked in the Bank’s system.
Transactions that do not earn Poinseru are as follows:
1. All instalment transactions
2. Cash withdrawal
3. Loan on Phone
4. Cancelled transactions
5. Monthly bill payment transactions and government agency services:
  - Payment at State Electricity Company (PLN)
  - Payments at Drinking Water Company (PAM)
  - Payments of Online Taxes
  - Payments of Customs duty
  - Payments of BPJS
  - Payment of digital advertising service
  - Payments at other government institutions through e-commerce platforms
6. Transactions for education fees, whether for schools, universities, or courses
7. Digital advertising service payment transactions
8. Fuel refueling transactions at petrol stations
9. Monthly bill payment transactions through OCBC Credit Card
  - Overseas transactions are transactions recorded in overseas currencies other than Rupiah (IDR).
  - Poinseru will be credited a maximum of 1 month after the transaction is posted in the Bank system
  - Poinseru is only awarded on your primary credit card with a current and unblocked payment status.
  - That the Bank has the right to debit the previously credited Poinseru if the customer converts the transaction into installments or does not meet the conditions

Get up to 110.000 Poinseru with Nyala Bisnis!

Mission	Reward	Period	Details
Forex transaction min. IDR 100 Million	Up to 25.000 Poinseru	Until 31 December 2025	web.ocbc.id/cobatransaksi
Receive funds transaction min. IDR 500K	Up to 7500 Poinseru		web.ocbc.id/promofit
6x pay & buy transactions totaling IDR 500K	2.500 Poinseru		web.ocbc.id/promofit
Disburse a business loan of at least IDR 1 Billion	Up to 50.000 Poinseru		web.ocbc.id/pinjamanbisnis
Woman to Woman SME Reference	25.000 Poinseru		web.ocbc.id/ryp