Further Informations

Related information about SME

Fee Type			Amount	Unit
Administration Fee			IDR 30,000.-	per month
Initial Balance			IDR 1.000.000,-
Minimum Balance			IDR 1.000.000,-
Fall Below Fee			Free	per month
Non-OCBC ATM balance inquiry fee			IDR 4,500.-	per inquiry
Non-OCBC ATM withdrawal fee			IDR 8,000.-	per withdrawal
IDR Transfer Fee	Online Transfer		IDR 6.500.-	per fund transfer
	LLG/SKN		IDR 2.000.-	per fund transfer (internet banking/OCBC mobile/OCBC Business)
	LLG/SKN		IDR 2.900.-	per fund transfer (branch)
	RTGS		IDR 25.000.-	per fund transfer (internet banking/OCBC mobile/OCBC Business ≤ 14:00 WIB)
	RTGS		IDR 30.000.-	per fund transfer (branch/OCBC Business > 14.00 WIB)
	BI-FAST		IDR 2.500.-	per fund transfer
Foreign Currencies Transfer Fee	OCBC World Transfer (Outgoing Telegraphic Transfer)	Provision Fee	Free	per fund transfer
		Telex Fee	IDR 100.000,-	per fund transfer
		Full Amount Fee	AUD 30, CAD 25, CHF 20, EUR 20, GBP 20, HKD 300, JPY 5.000 (up to transfer nominal of JPY 40 mio) + 0,05% of the remaining transfer nominal (0,05% x (transfer nominal – JPY 40 mio), NZD 45, SGD 25, USD 25, CNH 200, AED 100, THB 800, KRW 35.000	per fund transfer
	Incoming Telegraphic Transfer	Shared Fee	AUD 6, CAD 6, CHF 6, EUR 3,5, GBP 2,5, HKD 35, JPY 500, NZD 9, SGD 7,5, USD 5, CNH 32, AED 20, THB 175, KRW 7000	per fund transfer
	OCBC Network Transfer		- SGD 15 - HKD 100	per fund transfer
Chequebook Order fee			IDR 300.000.-	per book
Card Replacement Fee			IDR 20.000.-	per replacement
Stamp Duty Fee			IDR 10.000.-	per stamp
Account Closure Fee			IDR 100.000.-
Inactive/Dormant Account Fee			IDR 100.000.-	per month
eAlerts Subscription Fee			Free	First 3 months
eAlerts Subscription Fee			IDR 50.000.-	per month

Notes:

The SKN/LLG fee above already includes Bank Indonesia’s fee of IDR1, -*/ fund transfer, in accordance with the provisions of PADG No. 5 of 2024.
SKN fund transfer instruction must be sent no later than 1 (one) hour from the time the Bank receives the SKN fund transfer order from the Sending Customer, and the forwarding of SKN funds to the Recipient Customer must be completed no later than 1 (one) hour after the SKN fund settlement instructions are received, in accordance with the provisions of PBI No. 21/8/PBI/2019.
The RTGS fee above already includes Bank Indonesia’s fee of Time: 06.30 to 10.00 WIB = IDR6.000, -* | Time: > 10.00 to 14.00 WIB = IDR 15.000, -* | Time: 14.00 s.d. cut off = Rp21.000, -*, in accordance with the provisions of PADG No. 8 of 2024.
RTGS fund transfer instruction must be sent no later than 1 (one) hour from the time the Bank receives the RTGS fund transfer order from the Sending Customer, and the forwarding of RTGS funds to the Recipient Customer must be completed no later than 1 (one) hour after the RTGS fund settlement instructions are received, in accordance with the provisions of PBI No.17/18 /PBI/2015.
The BI-FAST fee above already includes Bank Indonesia’s fee of IDR9, -*/ fund transfer, in accordance with the provisions of PADG No. 17 of 2023.
The BI-FAST system facilitates payment transactions anytime in real-time and is available for 24 (twenty-four) hours a day and 7 (seven) days a week (24/7), based on the provisions of PADG No. 17 of 2023.

*Costs excluding 11% VAT

Fee Type			Amount	Unit
Administration Fee			Free	per month
Initial Balance			IDR 10.000.000,-
Minimum Balance			IDR 200.000.000,-
Fall Below Fee			IDR 100.000,-	per month
Non-OCBC ATM balance inquiry fee			IDR 4,500.-	per inquiry
Non-OCBC ATM withdrawal fee			IDR 8,000.-	per withdrawal
IDR Transfer Fee	Online Transfer		IDR 6.500.-	per fund transfer
	LLG/SKN		IDR 2.000.-	per fund transfer (internet banking/OCBC mobile)
			IDR 2.900.-	per fund transfer (branch)
			IDR 1.000,-	per fund transfer (OCBC Business)
	RTGS		IDR 25.000.-	per fund transfer (internet banking/OCBC mobile)
			IDR 30.000.-	per fund transfer (branch)
			IDR 22.500,-	per fund transfer (OCBC Business ≤ 14:00 WIB)
			IDR 28.000,-	per fund transfer (OCBC Business > 14.00 WIB)
	BI-FAST		IDR 2.500.-	per fund transfer
Foreign Currencies Transfer Fee	OCBC World Transfer (Outgoing Telegraphic Transfer)	Provision Fee	Free	per fund transfer
		Telex Fee	IDR 75.000,-	per fund transfer
		Full Amount Fee	AUD 30, CAD 25, CHF 20, EUR 20, GBP 20, HKD 300, JPY 5.000 (up to transfer nominal of JPY 40 mio) + 0,05% of the remaining transfer nominal (0,05% x (transfer nominal – JPY 40 mio), NZD 45, SGD 25, USD 25, CNH 200, AED 100, THB 800, KRW 35.000	per fund transfer
	Incoming Telegraphic Transfer	Shared Fee	AUD 6, CAD 6, CHF 6, EUR 3,5, GBP 2,5, HKD 35, JPY 500, NZD 9, SGD 7,5, USD 5, CNH 32, AED 20, THB 175, KRW 7000	per fund transfer
	OCBC Network Transfer		- SGD 15 - HKD 100	per fund transfer
Chequebook Order fee			IDR 300.000.-	per book
Card Replacement Fee			IDR 20.000.-	per replacement
Stamp Duty Fee			IDR 10.000.-	per stamp
Account Closure Fee			IDR 100.000.-
Inactive/Dormant Account Fee			IDR 100.000.-	per month
eAlerts Subscription Fee			Free	per month

Notes:

The SKN/LLG fee above already includes Bank Indonesia’s fee of IDR1, -*/ fund transfer, in accordance with the provisions of PADG No. 5 of 2024.
SKN fund transfer instruction must be sent no later than 1 (one) hour from the time the Bank receives the SKN fund transfer order from the Sending Customer, and the forwarding of SKN funds to the Recipient Customer must be completed no later than 1 (one) hour after the SKN fund settlement instructions are received, in accordance with the provisions of PBI No. 21/8/PBI/2019.
The RTGS fee above already includes Bank Indonesia’s fee of Time: 06.30 to 10.00 WIB = IDR6.000, -* | Time: > 10.00 to 14.00 WIB = IDR 15.000, -* | Time: 14.00 s.d. cut off = Rp21.000, -*, in accordance with the provisions of PADG No. 8 of 2024.
RTGS fund transfer instruction must be sent no later than 1 (one) hour from the time the Bank receives the RTGS fund transfer order from the Sending Customer, and the forwarding of RTGS funds to the Recipient Customer must be completed no later than 1 (one) hour after the RTGS fund settlement instructions are received, in accordance with the provisions of PBI No.17/18 /PBI/2015.
The BI-FAST fee above already includes Bank Indonesia’s fee of IDR9, -*/ fund transfer, in accordance with the provisions of PADG No. 17 of 2023.
The BI-FAST system facilitates payment transactions anytime in real-time and is available for 24 (twenty-four) hours a day and 7 (seven) days a week (24/7), based on the provisions of PADG No. 17 of 2023.

*Costs excluding 11% VAT

Fee Type

Amount

Unit

Administration Fee

IDR 50,000.-

per month

Initial Balance

IDR 1.000.000,-
AUD 2000
CAD 1000
CHF 1000
EUR 1000
GBP 1000
HKD 10.000
JPY 100.000
SGD 2000
USD 1000

Minimum Balance

IDR 1.000.000,-
No minimum balance requirement for other currencies

Fall Below Fee

Free

per month

Non-OCBC ATM balance inquiry fee

IDR 4,500.-

per inquiry

Non-OCBC ATM withdrawal fee

IDR 8,000.-

per withdrawal

IDR Transfer Fee

Online Transfer

IDR 6.500.-

per fund transfer

LLG/SKN

IDR 2.000.-

per fund transfer (internet banking/OCBC mobile/OCBC Business)

IDR 2.900.-

per fund transfer (branch)

RTGS

IDR 25.000.-

per fund transfer (internet banking/OCBC mobile/OCBC Business ≤ 14:00 WIB)

IDR 30.000.-

per fund transfer (branch/OCBC Business > 14.00 WIB)

BI-FAST

IDR 2.500.-

per fund transfer

Foreign Currencies Transfer Fee

OCBC World Transfer (Outgoing Telegraphic Transfer)

Provision Fee (if doesn’t involve buy/sell foreign currencies)

0,125% (min USD 10 – max USD 150) or equivalent

Specifically for Giro Umum and Tabungan accounts that do not involve buying and selling foreign currencies, minimum and maximum provision fee limits (0,125% of the transaction amount) for foreign currency transfers through OCBC Business apply to each currency available:

Batas Minimum	Batas Maksimum
AUD 12	AUD 180
CAD 12	CAD 180
CHF 12	CHF 180
CNH 64	CNH 960
EUR 7	EUR 105
GBP 5	GBP 75
HKD 70	HKD 1050
JPY 1000	JPY 15000
SGD 15	SGD 225
NZD 18	NZD 270
USD 10	USD 150
AED 40	AED 600
THB 350	THB 5250
KRW 14000	KRW 210000

Note: CNH, NZD, AED, THB, & KRW currencies are only available for Tabungan (Savings)

per fund transfer

Provision Fee (if involves buy/sell foreign currencies)

Free

per fund transfer

Telex Fee

IDR 50.000,-

per fund transfer

Full Amount Fee

AUD 30, CAD 25, CHF 20, EUR 20, GBP 20, HKD 300, JPY 5.000 (up to transfer nominal of JPY 40 mio) + 0,05% of the remaining transfer nominal (0,05% x (transfer nominal – JPY 40 mio), NZD 45, SGD 25, USD 25, CNH 200, AED 100, THB 800, KRW 35.000

per fund transfer

Incoming Telegraphic Transfer

Shared Fee

AUD 6, CAD 6, CHF 6, EUR 3,5, GBP 2,5, HKD 35, JPY 500, NZD 9, SGD 7,5, USD 5, CNH 32, AED 20, THB 175, KRW 7000

per fund transfer

OCBC Network Transfer

- SGD 15
- HKD 100

per fund transfer

Chequebook Order fee

IDR 300.000.-

per book

Card Replacement Fee

IDR 20.000.-

per replacement

Stamp Duty Fee

IDR 10.000.-

per stamp

Account Closure Fee

IDR 25.000.-

Inactive/Dormant Account Fee

Sesuai currency:

IDR 100.000,-
USD 5
EUR 5
GBP 5
CHF 5
CAD 10
SGD 10
AUD 10
HKD 50
JPY 1,000

per month

eAlerts Subscription Fee

IDR 50.000.-

per month

Notes:

The SKN/LLG fee above already includes Bank Indonesia’s fee of IDR1, -*/ fund transfer, in accordance with the provisions of PADG No. 5 of 2024.
SKN fund transfer instruction must be sent no later than 1 (one) hour from the time the Bank receives the SKN fund transfer order from the Sending Customer, and the forwarding of SKN funds to the Recipient Customer must be completed no later than 1 (one) hour after the SKN fund settlement instructions are received, in accordance with the provisions of PBI No. 21/8/PBI/2019.
The RTGS fee above already includes Bank Indonesia’s fee of Time: 06.30 to 10.00 WIB = IDR6.000, -* | Time: > 10.00 to 14.00 WIB = IDR 15.000, -* | Time: 14.00 s.d. cut off = Rp21.000, -*, in accordance with the provisions of PADG No. 8 of 2024.
RTGS fund transfer instruction must be sent no later than 1 (one) hour from the time the Bank receives the RTGS fund transfer order from the Sending Customer, and the forwarding of RTGS funds to the Recipient Customer must be completed no later than 1 (one) hour after the RTGS fund settlement instructions are received, in accordance with the provisions of PBI No.17/18 /PBI/2015.
The BI-FAST fee above already includes Bank Indonesia’s fee of IDR9, -*/ fund transfer, in accordance with the provisions of PADG No. 17 of 2023.
The BI-FAST system facilitates payment transactions anytime in real-time and is available for 24 (twenty-four) hours a day and 7 (seven) days a week (24/7), based on the provisions of PADG No. 17 of 2023.

*Costs excluding 11% VAT

Fee Type			Amount	Unit
Administration Fee			IDR 20,000.-	per month
Initial Balance			IDR 10.000.000,-
Minimum Balance			IDR 1.000.000,-
Fall Below Fee			Free	per month
Non-OCBC ATM balance inquiry fee			IDR 4,500.-	per inquiry
Non-OCBC ATM withdrawal fee			IDR 8,000.-	per withdrawal
IDR Transfer Fee	Online Transfer		IDR 6.500.-	per fund transfer
	LLG/SKN		IDR 2.000.-	per fund transfer (internet banking/OCBC mobile/OCBC Business)
	LLG/SKN		IDR 2.900.-	per fund transfer (branch)
	RTGS		IDR 25.000.-	per fund transfer (internet banking/OCBC mobile/OCBC Business ≤ 14:00 WIB)
	RTGS		IDR 30.000.-	per fund transfer (branch/OCBC Business > 14.00 WIB)
	BI-FAST		IDR 2.500.-	per fund transfer
Foreign Currencies Transfer Fee	OCBC World Transfer (Outgoing Telegraphic Transfer)	Provision Fee	Free	per fund transfer
		Telex Fee	IDR 100.000,-	per fund transfer
		Full Amount Fee	AUD 30, CAD 25, CHF 20, EUR 20, GBP 20, HKD 300, JPY 5.000 (up to transfer nominal of JPY 40 mio) + 0,05% of the remaining transfer nominal (0,05% x (transfer nominal – JPY 40 mio), NZD 45, SGD 25, USD 25, CNH 200, AED 100, THB 800, KRW 35.000	per fund transfer
	Incoming Telegraphic Transfer	Shared Fee	AUD 6, CAD 6, CHF 6, EUR 3,5, GBP 2,5, HKD 35, JPY 500, NZD 9, SGD 7,5, USD 5, CNH 32, AED 20, THB 175, KRW 7000	per fund transfer
	OCBC Network Transfer		- SGD 15 - HKD 100	per fund transfer
Chequebook Order fee			IDR 300.000.-	per book
Card Replacement Fee			IDR 20.000.-	per replacement
Stamp Duty Fee			IDR 10.000.-	per stamp
Account Closure Fee			IDR 100.000.-
Inactive/Dormant Account Fee			Based on the base currency, the equivalent is IDR 100,000 If there is no balance, the dormant account fee will be debited in another currency with the highest balance (IDR equivalent) in 1 account.	per month
eAlerts Subscription Fee			IDR 50.000.-	per month

Notes:

The SKN/LLG fee above already includes Bank Indonesia’s fee of IDR1, -*/ fund transfer, in accordance with the provisions of PADG No. 5 of 2024.
SKN fund transfer instruction must be sent no later than 1 (one) hour from the time the Bank receives the SKN fund transfer order from the Sending Customer, and the forwarding of SKN funds to the Recipient Customer must be completed no later than 1 (one) hour after the SKN fund settlement instructions are received, in accordance with the provisions of PBI No. 21/8/PBI/2019.
The RTGS fee above already includes Bank Indonesia’s fee of Time: 06.30 to 10.00 WIB = IDR6.000, -* | Time: > 10.00 to 14.00 WIB = IDR 15.000, -* | Time: 14.00 s.d. cut off = Rp21.000, -*, in accordance with the provisions of PADG No. 8 of 2024.
RTGS fund transfer instruction must be sent no later than 1 (one) hour from the time the Bank receives the RTGS fund transfer order from the Sending Customer, and the forwarding of RTGS funds to the Recipient Customer must be completed no later than 1 (one) hour after the RTGS fund settlement instructions are received, in accordance with the provisions of PBI No.17/18 /PBI/2015.
The BI-FAST fee above already includes Bank Indonesia’s fee of IDR9, -*/ fund transfer, in accordance with the provisions of PADG No. 17 of 2023.
The BI-FAST system facilitates payment transactions anytime in real-time and is available for 24 (twenty-four) hours a day and 7 (seven) days a week (24/7), based on the provisions of PADG No. 17 of 2023.

*Costs excluding 11% VAT

IDR

Fee	Amount	Unit
Interest Rate*	2,5% - 3%	p.a.
Income Tax Fee	20%	from gross interest
Penalty fee	1%	of placed amount

^{*) Suku bunga dapat berubah sewaktu-waktu}

SGD

Fee	Amount	Unit
Interest Rate*	0,25%	p.a.
Income Tax Fee	20%	from gross interest
Penalty fee	1%	of placed amount

USD

Fee	Amount	Unit
Interest Rate*	0,75%	p.a.
Income Tax Fee	20%	from gross interest
Penalty fee	1%	of placed amount

CNH

Fee	Amount	Unit
Interest Rate*	up to 0.25%	p.a.
Income Tax Fee	20%	from gross interest
Penalty fee	1%	of placed amount

GBP

Fee	Amount	Unit
Interest Rate*	0%	p.a.
Income Tax Fee	20%	from gross interest
Penalty fee	1%	of placed amount

JPY

Fee	Amount	Unit
Interest Rate*	0%	p.a.
Income Tax Fee	20%	from gross interest
Penalty fee	1%	of placed amount

EUR

Fee	Amount	Unit
Interest Rate*	0%	p.a.
Income Tax Fee	20%	from gross interest
Penalty fee	1%	of placed amount

AUD

Fee	Amount	Unit
Interest Rate*	0%	p.a.
Income Tax Fee	20%	from gross interest
Penalty fee	1%	of placed amount

IDR

Fee	Amount	Unit
Interest Rate*	2.5% - 3%	p.a.
Income tax fee	7.5% 5% 0%	for 1 month placement for 3 months placement for 6 & 12 months placement
Penalty fee	1%	of placed amount

*) Interest rates can change at any time

USD

Fee	Amount	Unit
Interest Rate*	0.75%	p.a.
Income tax fee	10% 7.5% 2.5% 0%	for 1 month placement for 3 months placement for 6 months placement for 12 months placement
Penalty fee	1%	of placed amount