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Special unsecured INVESTMENT CREDIT loan for business development for ESB users
- Loan limit up to IDR 500 Million
- Installment up to 36x
- Interest starts from 0.99%
- Provision
Tenor Provision Fee 1 year 1,00% 2 years 1,50% >3 years 2,00%
Terms and conditions for applying for a loan limit:
- Valid for individual customers and business entities (PT/CV/Firm/Cooperative/Individual Company).
- Minimum business duration of 2 years with a minimum average net income of IDR 8 million / month.
- Valid for ESB customers domiciled in JABODETABEK, Bandung, Semarang, Solo, Surabaya, and Medan.
- Customers are required to apply for a KTA loan through the KTA onboarding web and open a checking account if the application is approved.
WORKING CAPITAL CREDIT loan for Financing Operational Needs for ESB users
- Loan up to IDR 500 Million
- Interest rate 1.5% flat per month
- Tenor up to 3 months
- Limit valid for up to 12 months from approval
- Maximum financing of 80% of the invoice
- No provisioning fees and disbursement fees
- No installments, principal and interest are paid directly at maturity
Terms and conditions for applying for a loan limit for the first time:
- Valid for individual customers and business entities (PT/CV/Firm/Cooperative/Individual Company).
- Minimum business duration of 2 years with a minimum average net income of IDR 8 million per month.
- Valid for ESB users domiciled in JABODETABEK, Bandung, Semarang, Solo, Surabaya, and Medan.
- Customers are required to apply for a KTA loan through the KTA onboarding web and open a checking account if the application is approved.
Terms and conditions for the next loan withdrawal:
- Disbursement is only for the purpose of purchasing at suppliers registered with PT Esensi Solusi Buana.
- Valid if the loan limit is still available, the loan tenor/term has a maturity date before/equal to the expiration date of the loan limit, there are no arrears for the previous loan and in accordance with other OCBC internal provisions.
