KII Kendali

KII Kendali

Property-backed loans for individual, non-productive investment purposes with controllable interest rate through savings balance

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Control the Interest Rate

Up to 80% of your daily savings balance to control loan interest

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Control the Loan Term

Long-run flexibility to your cashflow

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Control your Savings Balance

Balances are not hold for flexibility to transact

Further Information

Related information about KII Kendali

  • Individual applicants
  • Indonesian citizenship
  • Minimum age 21 years old/ married
  • Employees: Maximum age 55 years old by the end of loan tenure
  • Entrepreneur/Professional: Maximum age 70 years old by the end of loan tenure
  • Receives regular income
  • Property collateral building 100% complete, and titled land certificate transferred.

No Type Description
1 Provision Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond
2 Administration Fee Tenure < 10 years: 0.1% loan plafond or min. IDR 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. IDR 500.000
3 Insurance Premium Subject to charges imposed by OCBC insurance partners
4 Notary Subject to charges imposed by OCBC notary partners
5 Legal Documents Imposed when legal documents are prepared by OCBC
6 Appraisal IDR 750.000 or subject to charges imposed by KJPP
7 Late Charges 0.15% per day of delayed payments
8 Penalty 4% of the amount paid off, if the loan is still in the penalty period.
3% of the amount paid off, if the loan has passed the penalty period.
9 Safekeeping Certificate Fee Safekeeping Certificate fee of IDR 20,000 per day will be charged since the date of paid off, if the certificate documents haven't been collected in 30 calendar days after the credit facility is paid off
10 Interest rate In accordance with the Rate Promo

Promo

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