KII Regular

KII Regular

Property-backed loans for individual, non-productive investment purposes

kii-reguler Apply Now
spesial-1

Borrow up to IDR 15 Million

Suits your every needs

spesial-2

Repay in up to 25 Years

Long-run flexibility to your cashflow

spesial-3

Funding for Various Projects

Housing, Apartment, Shophouse, Officehouse, Share house.

Further Information

Related information about KII Regular

  • Individual applicants
  • Indonesian citizenship
  • Minimum age 21 years old/ married
  • Employees: Maximum age 58 years old by the end of loan tenure
  • Entrepreneur/Professional: Maximum age 70 years old by the end of loan tenure
  • Receives regular income

No Type Description
1 Provision Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond
2 Administration Fee Tenure < 10 years: 0.1% loan plafond or min. IDR 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. IDR 500.000
3 Insurance Premium Subject to charges imposed by OCBC insurance partners
4 Notary Subject to charges imposed by OCBC notary partners
5 Legal Documents Imposed when legal documents are prepared by OCBC
6 Appraisal IDR 750.000 or subject to charges imposed by KJPP
7 Late Charges 0.15% per day of delayed payments
8 Penalty 4% of the amount paid off, if the loan is still in the penalty period.
3% of the amount paid off, if the loan has passed the penalty period.
9 Safekeeping Certificate Fee Safekeeping Certificate fee of IDR 20,000 per day will be charged since the date of paid off, if the certificate documents haven't been collected in 30 calendar days after the credit facility is paid off
10 Interest rate In accordance with the Rate Promo

Promo

Enjoy promo from us
Loans up to IDR 2 Billion exclusively for selected customers/merchants
  • Online

Loans up to IDR 2 Billion exclusively for selected customers/merchants

1 Sep 2025 - 31 Dec 2028
Save up to 15% - Sunway Medical Centre
  • Beauty & Health

Save up to 15% - Sunway Medical Centre

1 Nov 2025 - 31 Dec 2027
0% Installment up to 12 Months - Jamtangan.com
  • Installment
  • Online
  • Shopping

0% Installment up to 12 Months - Jamtangan.com

17 Oct 2025 - 31 Aug 2027

Others Product

IBL Bonds

IBL Bonds

  • Loan from Your Bonds
  • More Value from Bonds
  • Repay in up to 5 Years
IBL Insuranse

IBL Insurance

  • Loan from Your Insurance
  • Stay Protected
  • Repay in up to 10 Years
IBL Mutual Fund

IBL Mutual Funds

  • Loan from Your Mutual Funds
  • More Value from Mutual Funds
  • Tenor up to 5 years
KII Kendali

KII Kendali

  • Control the Interest Rate
  • Control the Loan Term
  • Control your Savings Balance

Cash Collateral Loan

  • Get loans up to IDR 25 billion
  • Loan tenure up to 10 years
  • Quick & easy application

Banking at Your Fingertips

Download OCBC mobile now!