Deposito IDR

Time Deposits that provide optimal benefits

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Low Placement Funds

Get profit faster by placing a minimum fund of IDR 1 Million

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Flexible Term *

Enjoy flexible tenor, starting from 14 days

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Multiple currency options

IDR, USD, SGD, GBP, AUD, CNH, EUR, JPY, dan NZD

Other Benefit

Open a Time Deposit Online

Experience the ease of opening a time deposit at your fingertips and enjoy exclusice online deposit offers.

Savings Safely

Time deposit funds can only be withdrawn by the account holder.

Automatic Renewal (ARO)

Choose Automatic Rollover (ARO) to automatically extend your time deposit dor the same withdrawn

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Achieve Life Goals with Deposit

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.

Further Information

Related information about Deposito IDR

Terms to Open Deposito IDR Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Minimal placement IDR 1 Milion

ALL RATES ARE IN FORMS OF PER ANNUM/P.A.
Updated in & valid starting 20 APRIL 2026

Rates are subject to change without prior notice to customers

COUNTER RATE IDR – BRANCH
Currency Placement Amount Period (month)
1 >1 - 3 >3 - 6 >6 - 12
IDR Minimum 8 Mio 2,50% 2,50% 3,00% 3,00%

COUNTER RATE IDR – ONLINE (OCBC MOBILE & INTERNET BANKING)
Mata Uang Nominal Penempatan Jangka Waktu
14 Hari* 1 Bulan 3 Bulan 6 Bulan 12 Bulan
IDR ≥ IDR 5 Mio - ≤ IDR 10 Bio 2,00% - - - -
≥ IDR 1 Mio - ≤ IDR 500 Mio - 2,50% 2,50% 3,00% 3,00%
> 500 Mio - ≤ 2 Bio - 2,50% 2,50% 3,00% 3,00%
> 2 Bio - ≤ 10 Bio - 2,75% 2,75% 3,00% 3,00%

*For 14-day Time Deposit placement, min. placement is IDR 5 mio

Deposito IDR Facilities

  • OCBC Application
  • Internet Banking OCBC

FAQ

Frequently Asked Questions about Deposito IDR

Apa keunggulan produk deposito di Bank OCBC?
1. Keamanan, di mana deposito hanya dapat dicairkan oleh pemilik sesuai nama pada bukti kepemilikan deposito.
2. Suku Bunga Kompetitif, suku bunga menguntungkan dan bersaing dengan bank lain.
3.   Fleksibel, nasabah bebas menentukan pilihan kebutuhan jangka waktu investasi sesuai dengan rencana keuangan nasabah mulai dari 1 bulan, 3 bulan, 6 bulan dan 12 bulan

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Deposito Valas

  • 8 Currency Options
  • Flexible Term
  • Competitive Interest Rates

Banking at Your Fingertips

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