Refer a friend to join Nyala!

Special Anniv OCBC 83rd . Get reward up to IDR183,000, valid multiplication.

Get reward up to IDR150.000 for each friend/family you invite and successfuly join Nyala!

By inviting min. 1 friend to join Nyala, you can easily get the reward. Let’s share your referral code to your friend & families!

Fund placement for the referee starting from IDR250.000

To make you get the reward, make sure the referee do the fund placement starting from IDR250.000

Easy way to Refer a Friend

Refer your friend/family to join Nyala, only by sharing your referral code through OCBC mobile or OCBC Internet Banking

Period : 1 - 30 April 2024

Enjoy Refer a Friend program and get the rewards! Invite your friends to OCBC for Nyala or Premier Banking customer and place funds according to following table:

Chosen Referral services Minimum fund placement Reward for referrer
Nyala IDR 250.000 IDR 25.000
IDR 1 million IDR 100.000
IDR 25 million IDR 183.000
Premier Banking IDR 500 million IDR 500.000

    Terms & Conditions

    Step by Step for the Referrer

    Step by Step for the Referral

    Program Simulation

    Frequently Asked Question

    Free AOV Voucher for New Customer

    Free AOV Voucher for the Referral

Terms & Conditions

  • Fund must be fresh fund (must originate from an account outside OCBC).
  • The reward will be credited if the referral has joined Nyala and met the terms for fund placement.
  • The reward will be credited at the latest by the 4th week of the following month to the Tanda 360 Plus IDR account.
  • The referral recipient must meet the fund placement requirement by the end of the month following the month of CIF creation.
  • The program does not apply to OCBC Bank Staff with Seller or Operations functions at branches.
  • The referrer must use one of two channel options, namely OCBC mobile or Internet Banking.
  • Refer A Friend tiering for AUM IDR 250 thousand can only be given for providing the Referral Code through OCBC mobile and the referral must join Nyala via OCBC mobile by entering the Referral Code.
  • The bank, at its discretion and consideration, reserves the right to suspend or cancel the granting of rewards if there is an indication of fraud, irregularity, or violation of these Terms and Conditions.
  • The bank has the right and authority to modify, add, and/or reduce these Terms and Conditions with notification through media deemed appropriate by the bank, considering the legal regulations and legislation in force.

Steps for the Referrer via OCBC mobile

  • On the Dashboard page, click Refer a Friend.
  • Click the copy button on the Unique Referral Code and share through the app of your choice.
  • After the code is successfully copied, a notification will appear saying Referral Code copied successfully.
  • Customers can also share a link to download the OCBC Mobile app by clicking Invite My Friend.
  • A notification will appear saying Invitation has been Sent, click OK.
  • Referrals who are sent the Link MUST STILL enter the Referral Code.

Steps for the Referrer via Internet Banking

  • Login to internet banking
  • Choose Layanan Nasabah
  • Select Refer a Friend
  • Select referrer’s account number
  • Input referral data (name and phone number)
  • Data successfully stored

Steps for the referral via OCBC mobile

  • Click on the link shared by the Referrer.
  • The link will direct you to download the OCBC mobile, proceed with downloading OCBC Mobile.
  • After downloading OCBC mobile, click on the Register button.
  • Click on the button that says Belum Punya Rekening OCBC.
  • Choose Buka Layanan Nyala by OCBC.
  • The referral MUST enter the Referral Code that has been sent by your referee so they can receive the Refer a Friend program reward.
  • The Bank Officer Code is optional and is to be filled if the account opening is assisted by a Seller.
  • After entering the Referral Code in the column, a list of Program Codes that the Referral can also follow will appear along with the entered Referral Code.
  • Select the Promo Code you want to use.
  • Then click Pakai.
  • After the Promo Code and Referral Code are filled in, enter the Bank Officer Code (Optional), then click Check to validate that the sales code is correct.
  • Choose the type of NYALA Service that suits your needs, then click Ajukan.

  • [Q]As a referrer, when can I expect to receive the referral reward?
    [A]: You can expect to receive your reward up to two months since the referral receiver joins Nyala and opens an account.
  • [Q]As a Premier Banking customer, am I allowed to refer a friend to join as a Nyala customer?
    [A]: Yes.
  • [Q]If I make a cross-segment referral, which reward will I be eligible for?
    [A]: The reward that the referrer will receive is in accordance with the segment and AUM of the referral recipient.
  • [Q]As a Nyala customer, can I refer friends through a branch office?
    [A]: Yes, as long as the referral is also made through internet banking.
  • [Q]If I refer a friend who already has an OCBC account, will I still qualify for the reward?
    [A]: No, because the Refer a Friend program is only valid if the referral recipient is not an existing OCBC customer.
  • [Q]When will this program take place?
    [A]: January 1st 2024 until March 31st 2024.
  • [Q]Why is the reward I received, calculated differently from what is listed in the program scheme table?
    [A]: in the program eligibility calculation, there is a mandatory validation for fresh fund with the following calculation
    • If the fresh fund amount is smaller than the AUM amount, then tiering reward will be paid based on the fresh fund amont
    • If the fresh fund amount is greater than the AUM amount, then tiering reward will be paid based on the AUM amount

For new Customer

Placement Reward Promo Code
Savings IDR 100,000 average until the end of the month Veera Black Swan or Hayate Hannya (IDR 100,000) + 230 Vouchers AOV (IDR 50,000) AOV
Deposito IDR 1 Mio (min 3 months) Skin Selector (IDR300,000) + 2 e-voucher of 230 AOV (IDR100,000)

Terms & Conditions:

  1. Program period: 1 March – 31 May 2024 (mengacu periode pembukaan account).
  2. Promo applies specifically to new bank OCBC customers.
  3. The customer must join the Nyala OCBC service.
  4. Referral recipients MUST enter the Referral Code that has been sent by your relative so that they can receive the Refer a Friend program reward and must enter the promo code "AOV" when opening an account via OCBC mobile.
  5. Customers must deposit funds a maximum of 7 calendar days from opening a savings account.
  6. Customers must allocate funds in accordance with the applicable program.
  7. The promo cannot be combined with other acquisition promos.
  8. The funds must be fresh funds (originating from an account outside of OCBC).
  9. The bank will check weekly for customers who are eligible to receive rewards, including AUM calculations, throughout the promotional period.
  10. Rewards in the form of Voucher codes that can be redeemed in the AOV application will be sent to the customer's email at the latest one month after all program schemes have been met.
  11. The bank, based on its policy and consideration, has the right to suspend or cancel the dispensing of rewards if there are indications of fraud, irregularities, or violations of these Terms and Conditions.
  12. The bank reserves the right to modify, add to, and/or reduce these Terms and Conditions with notification through a medium deemed appropriate by the Bank, taking into account the provisions and regulations of applicable law.

For the Referral

Placement Reward
AUM Min. Rp100 Ribu • Skin Veera / Hayate
• 230 Voucher AOV (senilai Rp50 Ribu)
Deposito minimal Rp1 Juta (minimal 3 Bulan) • Skin Selector
• 2 x @230 Voucher AOV (senilai Rp100 Ribu)

Extra Reward for the Refer a Friend x AOV program up to IDR1 Million!

  • An additional reward of IDR500.000 (@230 AOV Voucher x 10) if you successfully invite 5 friends to join Nyala x AOV.
  • An additional reward of IDR1,000,000 (2390 AOV Voucher x 2) if you successfully invite 10 friends to join Nyala x AOV.

Terms & Conditions

  1. Program Period : 1 March – 31 May 2024 (Referring to account opening period).
  2. The program applies to new customers and the funds must be fresh funds (originating from an account outside of OCBC).
  3. The bank will check weekly for customers who are eligible to receive rewards, including AUM calculations, throughout the promotional period.
  4. Rewards will be credited at the latest in the 4th week of the following month to the Tanda 360 Plus IDR account The rewards, in the form of Voucher codes that can be redeemed in the AOV app, will be sent to the customer's email at the latest one month after all program schemes have been met.
  5. Rewards will be credited when the referral recipient has joined the service and placed in accordance with the program scheme.
  6. Customers can only get 1 MGM reward scheme for 1 referred customer.
  7. Extra Rewards will be accumulated and sent after the program period ends.
  8. The bank, based on its policy and consideration, has the right to suspend or cancel the dispensing of rewards if there are indications of fraud, irregularities, or violations of these Terms and Conditions.
  9. The bank reserves the right to modify, add to, and/or reduce these Terms and Conditions with notification through a medium deemed appropriate by the Bank, taking into account the provisions and regulations of applicable law.