1. All Program Participants are entitled to have a chance to win prizes during the Program Period.
2. The prizes that can be won are:
   • 2 Economy Return Tickets to Hong Kong + 1 Day Theme Park Ticket
   • 1 Economy Return Ticket to Paris + 1 Day Theme Park Ticket
   • 1 Economy Return Ticket to Tokyo + 1 Day Theme Park Ticket
   • 1 Economy Return Ticket to Shanghai + 1 Day Theme Park Ticket
3. The ticket prize and coordination for departure must be done through Panorama JTB with the following details:
   • The ticket reward is valid for flights in 2026.
   • The departure date must be booked 6 months before the flight.
4. Visa applications for each country of visit can be assisted by Panorama JTB.
5. Prizes cannot be exchanged for cash. Prizes can be transferred, assigned to another party, or exchanged for other items for any reason.
6. OCBC will contact the winners regarding the settlement of the winner's taxes and the prize delivery/collection mechanism.
7. Winner Determination Date:
   • OCBC Data Recapitulation: January 19, 2026
   • Drawing and Validation: February 9, 2026
   • Winner Announcement: February 13, 2026
8. Winners will be announced through official channels owned by OCBC:
   • OCBC Website
   • Email
   • WhatsApp Business
   • WhatsApp OCBC