1. The transaction period is June 1, 2025 – December 31, 2025.
2. Program participants are customers of PT Bank OCBC NISP, Tbk (“Bank”) who hold an OCBC Star Wars Platinum Credit Card with BIN 46458300; 46458311
3. The Bank, at its discretion and consideration, has the right to suspend or cancel the provision of rewards if there is any indication of fraud, irregularities, or violations of these Terms and Conditions.
4. The Bank has the right and authority to change, add, and/or reduce these Terms and Conditions with notification through media deemed appropriate by the Bank, in compliance with the applicable laws and regulations.
5. OCBC Star Wars Platinum Credit Cardholders have the opportunity to become Program winners by collecting raffle coupons as follows:
   • Customers will receive 10 lottery points by applying for and activating an approved OCBC Star Wars Platinum Credit Card.
   • Customers will receive 1 lottery point, and multiples apply, with a minimum spending of IDR 200,000 in a single retail transaction conducted in either Indonesian Rupiah or foreign currency, both offline and online retail transactions at all merchants.
   • Customers will receive 2 lottery points, and multiples apply, with a minimum spending of IDR 200,000 in a single retail transaction conducted in either Indonesian Rupiah or foreign currency, both offline and online retail transactions at merchants within the Panorama JTB Group.
   • The conversion of transactions into a number of coupons is handled by OCBC, and cardholders will receive notification of this via the email registered with OCBC.
6. The transactions considered are:
   • Retail transactions both domestically and abroad, conducted online or offline (at stores/merchants) that accept credit card payments, whether made with a primary card or an additional card, which are completed and recorded by OCBC by December 31, 2025.
   • Retail transactions that have not yet been converted into installments (the initial transaction amount, not the installments billed every month).
7. Transactions that are not accounted for include:
   • Monthly installment transactions on credit cards (installments billed every month).
   • Transactions that have not been posted at the time of data withdrawal.
   • Credit/cancellation of transactions in the current month.
   • Cash advance or Loan on Phone (LOP) transactions.
   • Regular monthly bills (including but not limited to electricity, water, telephone, internet bills, or streaming service bills).
   • Transactions that are not individual transactions but are more related to corporations, invoice payments, corporate taxes, and the like (including but not limited to Paper.id, Achiles, Rintisan Waralaba)
   • Quasi-cash transactions (including but not limited to transactions related to money orders, traveler's checks, and gambling-related transactions)
   • Transactions conducted through e-wallet applications (including but not limited to Dana, Gopay, OVO, ShopeePay, LINKAJA)
   • Transactions or payments intended for social and religious purposes (including but not limited to Kitabisa.com, Rumah Zakat, Dompet Dhuafa)
   • Credit card fees & charges (annual fees, late fees, and other charges)
8. The Bank's decision in determining the Program Winners is final and cannot be contested.
9. Taxes on Program Prizes are the responsibility of the winners.
10. This program is only valid for OCBC Customers who have an active Platinum Disney credit card, are not in arrears, and are not blocked during the program period, especially at the time of the winner announcement.
11. The program does not apply to Bank employees.