Open a Gold Savings account now and get a bonus gold balance!
Enjoy the various benefits of opening a Gold Savings account on OCBC Mobile
Gold Bonus up to IDR 200,000
For those of you who don't yet have a Gold Savings Account, you can open a Gold Savings Account according to the tiers in the table, then top up your Gold Savings Account to receive an additional Gold bonus.
| Initial Deposit | Rewards Balance | Quota/Month |
|---|---|---|
| IDR5,000,000 | IDR75,000 | 100 |
| 10 gram | IDR200,000 | 20 |
| Total | 120 | |
Terms and Conditions:
- Valid until December 31 2025
- Open a Gold Savings Account with the minimum initial deposit as per the table and receive a Gold bonus balance.
- Valid on a first-come, first-served basis, with a monthly quota of 120
- Multiples are not valid for the program
- The Gold Bonus Balance will be credited within 30 business days after the program ends
- Valid if both the partner account and the Gold savings account are active
- The Bank, at its discretion and discretion, reserves the right to suspend or cancel the awarding of rewards if there are indications of fraud, irregularities, or violations of these Terms and Conditions
- The Bank has the right and authority to amend, add, and/or reduce these Terms and Conditions by notification through any media deemed appropriate by the Bank, taking into account applicable laws and regulations.\
Gold Savings Auto-debit
Existing Gold Savings customers can register for the auto-debit feature and receive a Gold Balance Reward according to the terms below.
| Nominal | Frekuensi | Bonus Saldo | Kuota/Bulan | Total Kuota | |
|---|---|---|---|---|---|
| Daily | 500.000 | 14 | 50.000 | 25 | 100 |
| 2.500.000 | 14 | 200.000 | 25 | 100 | |
| 5.000.000 | 14 | 300.000 | 10 | 40 | |
| Weekly | 1.000.000 | 10 | 50.000 | 25 | 100 |
| 2.500.000 | 10 | 200.000 | 10 | 40 | |
| Monthly | 5.000.000 | 6 | 250.000 | 25 | 100 |
| 10.000.000 | 6 | 600.000 | 10 | 40 | |
| Total | 520 | ||||
Terms and Conditions:
- The program valid starting from 12 December 2025 – 31 March 2026.
- Customers are required to register and activate the gold savings auto-debit feature via OCBC mobile.
- This program applies to all auto-debit frequencies offered (Daily, Weekly, Monthly) based on the terms listed in the program table.
- Customers will receive a reward in the form of gold balance bonus according to the chosen auto-debit nominal category.
- The reward quota is limited, allocated per month, and given based on the first come, first served mechanism while quota lasts.
- Each customer is only eligible to receive one (1) reward during the program period, regardless of the number of auto-debit frequencies or nominals selected.
- Rewards will be granted if the customer:
- Successfully complete all service transactions according to the required frequency (daily or weekly) in the program and do not cancel or change service settings until the frequency is met.
- Specifically for the monthly scheme, rewards will be awarded if the customer successfully completes at least three debit transactions.
- The customer is considered to have successfully completed the program if all customer transactions are reflected in the Bank's data as successful. Reward will be credited to the customers’ Gold Savings balance within a maximum of 30 working days after all the requirements are fulfilled.
- This program cannot be combined with other ongoing programs or promotions.
- OCBC reserves the right to cancel the rewards in the event of any indication of misuse, fraud, or violation of the programs’ terms & conditions.
- The program terms may change at any time and updates will be communicated through OCBC official channels.
Top Up Gold Savings, Gold Bonus up to IDR1,000,000
For those of you who already have a Gold Savings account, you can top up your Gold Savings account according to the table below to receive a Gold Bonus.
| Top Up | Rewards Balance | Quota/month | Total Quota |
|---|---|---|---|
| IDR5,000,000 | IDR50,000 | 50 | 300 |
| IDR25,000,000 | IDR500,000 | 10 | 60 |
| IDR50,000,000 | IDR1,000,000 | 10 | 60 |
| Total | 70 | 420 | |
Terms and Conditions:
- Valid until December 31 2025
- Top up your Gold Savings account with the minimum amount as per the table and you will receive a Gold Savings balance reward
- Each customer is entitled to a maximum of one Gold Balance bonus per program period
- First-in-first-served scheme applies
- The quota will be reset on the 1st of each month
- The total Gold Savings Program Top Up quota is 420 during the program period and will be divided into 70 quotas per month
- The Gold Balance bonus reward will be credited within 30 business days after the program ends
- Valid if the partner account and gold savings account are active.
- Top Up program reward cannot be combined with the Gold Savings Auto-debit program
- The Bank, at its discretion and discretion, reserves the right to suspend or cancel the awarding of rewards if there are indications of fraud, irregularities, or violations of these Terms and Conditions
- The Bank has the right and authority to amend, add, and/or reduce these Terms and Conditions by notification through any media deemed appropriate by the Bank, taking into account applicable laws and regulations.