Get profit sharing up to IDR14 Million + exclusive lsuitcase and others merchandise. Only in Makna Fest 2025

• Valid for opening a Mudharabah iB Savings account/Tanda iB Multicurrency at Makna Fest

  Placement (IDR)	Hold (Bulan)	Uang Muka Bagi Hasil Nett (IDR)*
  50 Juta	3	360.000
  	6	786.000
  	12	1.468.000
  	24	2.800.000
  	36	4.010.000
  	48	5.920.000
  	60	7.120.000
  100 Juta	3	720.000
  	6	1.572.000
  	12	2.936.000
  	24	5.600.000
  	36	8.020.000
  	48	11.840.000
  	60	14.240.000



• Valid for new / existing customers
• Valid for individual or non-individual customers
• Valid for IDR currency
• Profit sharing will be sent to the Customer's account within 5 working days from the opening of the account at Makna Fest on February 22 2025.

Open iB Multicurrency / iB Mudharabah Savings Account at Makna Fest, Exclusive Suitcase bonus

• Valid for new customers who open an account according to the provisions in the table below:

  Program	Nominal	Tenor	Reward
  Hold Tanda iB Multicurrency/Tabungan iB Mudharabah	60.000.000	3 Bulan	Koper



• Promo code: MAKNA25
• Dana Fresh Fund
• Prizes are given in the form of suitcases and cannot be cashed or exchanged for other prizes
• Quota: First 10 people

Open a Gold Savings Account for IDR 30,000, get a bonus gold balance of IDR 10,000

• Valid until February 2025

  Buka Tabungan Emas (IDR)	Bonus Saldo (IDR)	Kuota
  30.000	10.000	5.000



• Open a Gold Savings with an initial deposit according to the table will get a gold balance bonus
• Program quota: 5,000 accounts with a first in first serve scheme
• Multiples are not valid
• The Gold Balance bonus prize will be credited within a maximum of 30 working days in the following month.

Top Up Gold Savings,  get merchandise

• Valid until February 22 2025

  Top Up (IDR/Gr)	Bonus	Kuota
  100.000	Baby Gold 0,001gr	30
  250.000	Baby Gold 0,02gr	10
  500.000	Payung	10



• Top Up Gold Savings with the nominal according to the table, will get a reward of Baby Gold 0.02gr/Baby Gold 0.05gr/Umbrella
• Program quota: 50 with a first in first serve scheme
• Multiples are not valid

Open an iB Mudharabah Savings Account at Makna Fest, get merchandise

• Valid for opening a Mudhrabah iB/Tanda iB Multicurrency Savings account at Makna Fest 2025
• Valid for new/existing customers who open an account according to the provisions in the table below:

  Setoran Awal (IDR)	Reward	Kuota
  1.500.000	Payung	15
  2.500.000	Tumbler	15
  500.000	Payung	10



• Valid with promo code MAKNA25
• Prizes are given in the form of umbrellas/tumblers and cannot be cashed or exchanged for other prizes.

Open iB Hajj Savings at Makna Fest 2025, get an exclusive merchandise

• Valid for opening an iB Haji Savings Account and performing a Hajj portion during the Makna Fest 2025 event
• Valid for new / existing customers
• Customers are required to open an iB Haji Savings Account
• Customers are required to perform a regular Hajj portion worth IDR 25 million
• Prizes will be given a maximum of H + 30 working days after the Hajj portion

Transactions with Debit Card and QRIS, bonus OCBC Syariah Tumbler Souvenir

• Valid for new/existing customers
• Bonus Makna Fest tickets by exchanging shopping receipts and screenshots
• Ticket exchange is valid for only 1 session at Makna Fest
• Customers can only exchange tickets once
• Minimum purchase of IDR 100,000 for Debit iB OCBC Syariah and IDR 200,000 for Debit OCBC
• Quota: 250 Tickets

Open Gold Savings, bonus entrance ticket to Makna Fest 2025 and Gold Balance of IDR 10,000

• Valid for new customers
• Account opening via OCBC mobile application -> Investment -> Gold Savings
• Ticket exchange is valid for only 1 session at Makna Fest
• Customers can only exchange tickets once
• Only valid for sessions 1,2, and 5 at Makna Fest
• Minimum initial deposit of IDR 100 thousand
• Quota: 250 tickets

Open an iB Mudharabah Savings Account with a minimum initial deposit of IDR 100 thousand, bonus entry ticket to Makna Fest 2025

• Valid for new customers
• Account opening via the Onboarding website https://onboarding.ocbc.id/product/syariah
• Ticket redemption is only valid for 1 session at Makna Fest
• Minimum initial deposit of IDR 100 thousand
• Quota: 250 tickets