Apply for OCBC KTA Cashloan Payroll!
- Loan application starting from IDR 5,000,000 to IDR 200,000,000
- Loan tenor starting from 12 - 48 months
- Product prices are fluctuating and can change at any time
- Save up to IDR 2.000.000 for Yamaha purchase in Jakarta, Bogor, Depok, Tangerang (Banten), Bandung, Semarang, Madiun, Bali, and Lampung. Click on the region’s name to see the installment simulation for each application.
- The product price listed in the installment simulation includes other costs (provision, admin and stamp duty), but does not include tax and insurance (KTA/vehicle products). KTA loan applications by customers must include these costs
- Enter the YMH promo code and follow the KTA application steps via the OCBC website.
Apply Now!
Other Terms and Conditions:
- KTA loan interest rates will follow the provisions applicable to the Bank
- KTA applications will be processed within 3-5 working days after all information from the Customer is received by the Bank completely and accurately
- If the approved loan value is in accordance with the customer's application (including other costs):
- The customer will be contacted by the Dealer to select the product to be purchased
- The account number used for KTA disbursement is the customer's OCBC Payroll account
- Customers are required to sign a statement of agreement regarding the transfer of KTA loan funds from the customer's account to the Dealer's account (Standing Instruction)
- Customers are required to send standing instructions to the email tanyakta@ocbc.id a maximum of 2 working days after the Bank informs the approved loan value
- If the Bank has not received the documents within 2 working days, the KTA loan will be processed into a regular KTA (non-vehicle loan)
- Customers whose loans have been disbursed by the Bank will receive full support and responsibility from the Bank regarding all forms of assistance, support services, claims, lawsuits or losses experienced by customers.
- If the approved loan value is less than the product price, customers are given the following options:
- Customers are required to pay the difference in product price to the Dealer before the loan is disbursed to the Dealer's account. Proof of payment must be sent to tanyakta@ocbc.id a maximum of 2 working days after the Bank informs the approved loan value
- If the Bank has not received proof of payment and standing instructions from the customer within 2 working days, the KTA loan will be processed into a regular KTA (non-vehicle loan)
- If the customer is unwilling to pay the difference in product price, the KTA application will be canceled by the Bank
- The Bank has full authority to approve or reject the KTA application from the customer
- Loan repayment will be paid in installments by the customer every month with the amount determined by the Bank
- If the customer makes a bill payment past the due date, the customer is required to pay a late fee with the amount determined and informed by the Bank
- If the customer wants to pay off the loan before the credit agreement period ends, the customer will be charged a fee according to the Bank's provisions; fees will be further informed to customers by taking into account the applicable provisions and laws and regulations
- The provisions of the OCBC Cashloan KTA loan above may change at any time in accordance with the provisions applicable at the Bank
- This program is provided based on data held by the Bank and the Bank's decision is final and binding
- By participating in this program, customers are deemed to understand and agree to all applicable terms and conditions of the Program.
