Business Smart

Giro Business Smart

A business transaction solution with more than 10 currency options in 1 account

business-smart Individuals
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Various Currencies in 1 Account

Flexible to choose foreign currencies according to business needs

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Low Initial Deposit

IDR 1 Million initial deposit

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Affordable transaction fees

Enjoy easy transactions with affordable fees

Other Advantages

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Complete Facilities

Easy transaction anytime anywhere with OCBC Business and Virtual Account

Informasi Lebih Lanjut

Informasi terkait Giro Business Smart

Required Documents Individual Corporate
Account Opening Application Form V V
Terms and Conditions V V
Business Smart or Business Signature Account Opening Statement Letter V V
ID Card (KTP/SIM) V V
Passport + Residence Permit Card (KIMS/KITAS) V V
NPWP V V
Establishment Deed - V
SK Amandement Deed (if any) - V
Ministry of Justice Decree (SK Menkumham) - V
Business License (SIUP) - V
Company Registration Certificate (TDP) / (Foundation Registration Certificate (TDY) - for Foundation) - V
Certificate of Business Domicile (SK Domisili) - V
Permission from the competent authority - V
Fee Type Amount Unit
Administration Fee Rp 30,000.- per month
Initial Balance Rp 1.000.000,-
Minimum Balance Rp 1.000.000,-
Fall Below Fee Free per month
Non-OCBC ATM balance inquiry fee Rp 4,500.- per inquiry
Non-OCBC ATM withdrawal fee Rp 8,000.- per withdrawal
IDR Transfer Fee Online Transfer Rp 6.500.- per fund transfer
LLG/SKN Rp 2.000.- per fund transfer (internet banking/OCBC mobile/OCBC Business)
Rp 2.900.- per fund transfer (branch)
RTGS Rp 25.000.- per fund transfer (internet banking/OCBC mobile/OCBC Business ≤ 14:00 WIB)
Rp 30.000.- per fund transfer (branch/OCBC Business > 14.00 WIB)
BI-FAST Rp 2.500.- per fund transfer
Foreign Currencies Transfer Fee OCBC World Transfer (Outgoing Telegraphic Transfer) Provision Fee Free per fund transfer
Telex Fee Rp 100.000,- per fund transfer
Full Amount Fee AUD 30, CAD 25, CHF 20, EUR 20, GBP 20, HKD 300, JPY 5.000 (up to transfer nominal of JPY 40 mio) + 0,05% of the remaining transfer nominal (0,05% x (transfer nominal – JPY 40 mio), NZD 45, SGD 25, USD 25, CNH 200, AED 100, THB 800, KRW 35.000 per fund transfer
Incoming Telegraphic Transfer Shared Fee AUD 6, CAD 6, CHF 6, EUR 3,5, GBP 2,5, HKD 35, JPY 500, NZD 9, SGD 7,5, USD 5, CNH 32, AED 20, THB 175, KRW 7000 per fund transfer
OCBC Network Transfer - SGD 15
- HKD 100
per fund transfer
Chequebook Order fee Rp 300.000.- per book
Card Replacement Fee Rp 20.000.- per replacement
Stamp Duty Fee Rp 10.000.- per stamp
Account Closure Fee Rp 100.000.-
Inactive/Dormant Account Fee Rp 100.000.- per month
eAlerts Subscription Fee Free First 3 months
Rp 50.000.- per month

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Others Product

Tanda 360 Plus

  • 12 Currencies in 1 Account
  • Transactions Flexibility via OCBC mobile
  • Debit Card with Global Wallet Feature
Deposito Berjangka

Deposito Berjangka

  • Flexible Term
  • Automatic Renewal
  • 8 Currency Options
Deposito Devisa Eksport

Foreign Exchange Export Deposits

  • Competitive Rates
  • Special Income Tax Rates
  • 2 Currency Options

Register and Activate
OCBC Business Now

Enjoy the convenience of business transactions in real time, online, anytime and anywhere.

Login OCBC Business at: https://business.ocbc.id