Surabaya, 6 February 2026 — OCBC introduces “OCBC 1^st Card” designed to help young adults unlock their first life experiences in a more planned and flexible way. As they enter early adulthood, young people often begin to experience important milestones for the first time, from traveling using their own hard-earned income, enjoying their first self-reward, to building more mature and responsible financial habits.

OCBC 1^st Card is positioned as a comfortable first step for young adults to start enjoying life experiences with greater confidence, without compromising financial control. With flexible installment features, cardholders can plan their first experiences more calmly and measurably, including travel plans and self-rewards, making the credit card a relevant financial planning tool that aligns with young adults’ lifestyles.

“At OCBC, we believe that first life experiences are not merely about financial value, but also carry emotional meaning and personal stories. It is not about how expensive or luxurious the experience is, but about the journey and effort behind achieving it for the first time. With the introduction of My 1^st Card at Holiyaay Astindo x OCBC Travel Fair, we aim to facilitate young people in exploring their dream destinations while continuing to plan their finances carefully and flexibly,” said Veronika Susanti, Retail Loan Division Head, OCBC.

Built on a light & easy concept, My 1^st Card offers beginner-friendly features, including:

• 0% installment for 3 months,
• installment options of up to 36 months
• Exciting offers for daily transactions
• Flexibility in bill payments

These features provide young adults with greater flexibility to enjoy life experiences while establishing healthy financial habits from the very beginning.

During the travel fair, OCBC 1^st Card users and other OCBC credit cardholders can enjoy various attractive promotions, including flexible installment plans, special offers for popular destinations, as well as exciting grand prizes and bonuses.

Meanwhile, Mastercard also expressed its support for the initiative. “For young people, first experiences often become the most memorable moments in life. Through collaboration with OCBC, Mastercard is enhancing the digital lifestyles of these tech-savvy youth, ensuring that their first financial milestones are powered by trust and innovation. By providing a secure foundation for them to explore the world and manage their finances, we are actively supporting Indonesia’s vision for a dynamic, inclusive digital economy,” said Aileen Goh, Country Manager, Indonesia, Mastercard.

Veronika added, “Of course, experiences and self-rewards should always be planned carefully, measured, and responsibly. OCBC believes that fun in everyday life can go hand in hand with being financially fit. Therefore, OCBC remains committed to being a financial partner for Indonesia’s young generation, from their first card to their many future experiences and achievements.”

About OCBC
PT Bank OCBC NISP Tbk (OCBC) was established in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. Over its 84 years of journey, the Bank has undergone several name changes, from 'Bank NISP' to 'Bank OCBC NISP', and 'OCBC' on November 14, 2023. As of December 31, 2025, OCBC serves customers through 202 office networks in 54 cities in Indonesia. Furthermore, customers could conduct transaction through the Bank's 521 ATM, about 90,000 ATM networks in Indonesia, and connected to more than 450 OCBC Group ATM networks in Singapore and Malaysia. OCBC also serves customers through various digital channels, including mobile banking and internet banking – both for individuals and corporations. OCBC is one of the banks with the highest credit ratings in Indonesia, namely AAA(_idn)/stable from PT Fitch Ratings Indonesia.

Brand & Communication Division, OCBC
OCBC Tower, Jl Prof Dr Satrio Kav 25, Jakarta 12940
Tel: 021- 25533888; Fax: (62)-021-57944000
Email: brand.communication@ocbc.id
Website: www.ocbc.id