Jakarta, 13 February 2026 – The Sharia Business Unit (UUS) of OCBC recorded various positive achievements throughout 2025, driven by strengthened social contributions, the development of sharia-compliant services, and increasing customer adoption of investment products.

Throughout 2025, UUS OCBC consistently implemented various social and humanitarian initiatives rooted in sharia values, including the distribution of profit-sharing zakat and digital zakat via OCBC Mobile; the AMAL Bala Bantuan Ramadhan program; Mudik Asyik Lebaran 2025; AMAL Menyala Negeriku in Cianjur; renovation of Lautze Mosque Bandung and the prayer room at SMA Prima Teladan Cianjur through the AMAL Bangun Masjid program; establishment of a reading corner for orphans at Rumah Yatim Dormitory Bandung; distribution of aid for flood victims across several regions in Sumatera; as well as other social initiatives. Total benevolent fund distribution by UUS OCBC throughout 2025 reached IDR 2.59 billion. Zakat derived from customers’ profit-sharing and digital zakat via OCBC Mobile in 2025 amounted to IDR 280,914,411.

One of the key highlights in 2025 was the strengthening of the Gold Savings product. As of December 2025, the number of Gold Savings customers grew by 223% year-on-year (YoY). In terms of volume, total gold holdings under management increased to 771.2 kilograms, representing 506% YoY growth.

To support customers in investing regularly and consistently, UUS OCBC introduced an auto-debit feature for Gold Savings via OCBC Mobile. Through this feature, customers can select flexible investment frequencies—daily, weekly, or monthly—based on their financial capacity and goals. This convenience positions Gold Savings as a practical solution for customers seeking to build disciplined and sustainable investment habits, particularly to achieve medium- to long-term financial goals.

Mahendra Koesumawardhana, Head of OCBC Sharia Business Unit, stated, “We remain committed to delivering accessible sharia financial solutions that are aligned with sharia principles and provide long-term value for customers and the broader community. Throughout 2025, we recorded solid performance. As of 31 December 2025, Third-Party Funds (DPK) of UUS OCBC grew by 27% year-on-year to IDR 10.9 trillion, while total assets increased by 20% YoY to IDR 13.2 trillion.”

UUS OCBC also recorded financing disbursement of IDR 5.7 trillion, with the majority allocated to home financing (KPR iB), accounting for 52% of total financing, while the remaining 48% was directed toward productive financing.

As part of service enhancement initiatives, UUS OCBC introduced Premier Banking with Sharia Solutions. This service is designed to help customers optimize asset growth in accordance with sharia principles, while also enabling them to contribute sustainably through waqf programs under their name. Through collaboration with trusted partners in waqf distribution and management, the waqf funds are utilized to create tangible and sustainable social impact. In 2025, UUS OCBC channeled waqf funds on behalf of OCBC Premier Banking customers for the development of clean water facilities in Central Lombok, West Nusa Tenggara, and the renovation of SD Juara school in East Jakarta.

As part of service enhancement initiatives, UUS OCBC introduced Premier Banking with Sharia Solutions. This service is designed to help customers optimize asset growth in accordance with sharia principles, while also enabling them to contribute sustainably through waqf programs under their name. Through collaboration with trusted partners in waqf distribution and management, the waqf funds are utilized to create tangible and sustainable social impact. In 2025, UUS OCBC channeled waqf funds on behalf of OCBC Premier Banking customers for the development of clean water facilities in Central Lombok, West Nusa Tenggara, and the renovation of SD Juara school in East Jakarta.

About OCBC
PT Bank OCBC NISP Tbk (OCBC) was established in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. Over its 84 years of journey, the Bank has undergone several name changes, from 'Bank NISP' to 'Bank OCBC NISP', and 'OCBC' on November 14, 2023. As of December 31, 2025, OCBC serves customers through 202 office networks in 54 cities in Indonesia. Furthermore, customers could conduct transaction through the Bank's 521 ATM, about 90,000 ATM networks in Indonesia, and connected to more than 450 OCBC Group ATM networks in Singapore and Malaysia. OCBC also serves customers through various digital channels, including mobile banking and internet banking – both for individuals and corporations. OCBC is one of the banks with the highest credit ratings in Indonesia, namely AAA(_idn)/stable from PT Fitch Ratings Indonesia.

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