OCBC Recorded a Double-digit growth in Total Asset and Credit Disbursement in Q3/2026

Jakarta, 30 October 2026 – PT Bank OCBC NISP Tbk (OCBC) recorded resilient and sustainable financial performance in the third quarter of 2026. OCBC net profit increased by 5% year-on-year (YoY) to IDR 4.03 trillion. This positive performance was supported by solid business growth, reflected in an increase in total assets and credit disbursements, both of which recorded double-digit YoY growth.

Total assets grew 13% YoY to IDR 350.5 trillion, underpinned by gross loan disbursements that grew 16% YoY to IDR 190.8 trillion. Alongside this growth, OCBC has continued to uphold prudent risk management principles to maintain loan portfolio quality. This is reflected in the gross non-performing loan (NPL) ratio remaining stable at 2.0%, and an improvement in the Loan-at-Risk (LAR) ratio to 4.8% from 5.4% in the same period last year, supported by an adequate NPL coverage ratio of 202.9%.

On the funding side, OCBC recorded a 6% YoY growth in total deposits to IDR 244.2 trillion. This growth was supported by an 8% YoY increase in time deposits to IDR 109.6 trillion, as well as a 5% YoY growth in current account and savings account (CASA) funds to IDR 134.5 trillion. The CASA ratio remained well maintained at 55.1%.

As of September 2026, OCBC’s capital adequacy and liquidity positions remained strong, and well above the regulatory minimum, allowing the Bank to continue growing sustainably, with a Capital Adequacy Ratio (CAR) of 23.7%, Liquidity Coverage Ratio (LCR) of 252.7%, and Loan-to-Deposit Ratio (LDR) at 77.5%.

Parwati Surjaudaja, President Director of OCBC, stated, “For us, resilience is not merely the ability to withstand market dynamics, it is also the ability to maintain healthy and prudent growth. OCBC consistently implements a growth strategy supported by solid capital and liquidity positions. Business growth remains aligned with well-maintained asset quality, customer centricity, and a long-term growth orientation.”

Going forward, OCBC will continue to strengthen its capabilities and deliver relevant financial solutions across customer segments, including by advancing its wealth management offerings to become more personalised, digital, and inclusive. Through initiatives such as the Financial Fit Check Up, For Your Investment, Wealth Discovery, and Wealth Report, OCBC aims to empower customers to better understand their financial health, make informed financial decisions, and plan for their long-term financial goals.

Driven by continuous innovation & solid business performance, OCBC received numerous national and global accolades during Q3/2026, including:

• Best Wealth Management Bank (Affluent Banking) in Indonesia – The Asian Banker 2026
• Fortune Indonesia 100: Ranked 60th among Top 100 Companies in Indonesia 2025
• Best Investor/Creditor ESG Award – KEHATI 2026
• Indonesia Sustainable Business & ESG Excellence Awards 2026 from SWA Magazine: Best Innovation in Circular Economy Implementation (Very Good) and Best Innovation in Sustainable Finance Implementation (Very Good)
• Indonesia The Best Contact Center (IBCC) 2026 from the Indonesia Contact Center Association (ICCA): Platinum (Business Contribution, Digital Innovation, Customer Protection), Gold (Contact Center Operations), Silver (Employee Engagement), and Bronze (Telesales)

Globally, OCBC is recognized for its financial strength and stability. OCBC was ranked first in the inaugural World’s Top Performing Banks list by Forbes and Statista in 2026. In the same year, it was also named the strongest bank in Singapore and Asia Pacific, and the third strongest globally, by The Asian Banker.

A summary of the financial statements and key financial ratios as of 30 September 2026 is presented in the attached factsheet.

About OCBC
PT Bank OCBC NISP Tbk (OCBC) was established in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. Over its 85 years of journey, the Bank has undergone several name changes, from 'Bank NISP' to 'Bank OCBC NISP', and 'OCBC' on November 14, 2023, As of June 30, 2026, OCBC serves customers through 192 office networks in 52 cities in Indonesia. Furthermore, customers could conduct transaction through the Bank's 504 ATM, about 85,000 ATM networks in Indonesia, and connected to more than 400 OCBC Group ATM networks in Singapore and Malaysia. OCBC also serves customers through various digital channels, including mobile banking and internet banking – both for individuals and corporations. For further information about OCBC please visit www.ocbc.id.

Brand & Communication Division, OCBC
OCBC Tower, Jl Prof Dr Satrio Kav 25, Jakarta 12940
Tel: 021- 25533888; Fax: (62)-021-57944000
Email: brand.communication@ocbc.id
Website: www.ocbc.id