Free to determine monthly deposit & period of saving

Fixed interest rate per year

Other Benefit

Free to specify monthly deposit as planned

Free to choose the time period as needed

Auto debit monthly deposit from Relasi account

Saving without being charged a monthly administration fee.

According to the prevailing interest rate at the Bank

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.

Further Information

Related information about TAKA Fix Installment

Taka Interest Rate
effective October 27^th, 2025

Product	Rates (p.a.) s/d 26 October 2025	Rates (p.a.) eff 27 October 2025
TAKA account opening via Branch
TAKA Fix Installment	3.75%	3.25%
TAKA account opening via OCBC mobile / Internet Banking
TAKA Fix Installment	3.75%	3.25%

Tarif dan Biaya
Cabang	Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu	Tutup rekening sebelum jatuh tempo : Rp100 ribu

Features
Customer Terms	Individual
Currency	IDR
Monthly Installment Deposit	Min IDR100,000
Installment Multiples	IDR100,000
Period	Minimum 1 year and maximum 10 years (multiple of 6 months)
Target Funds	#N/A (target funds are assumptions depending on term, monthly deposit and interest)
Rates Review	Fixed 1 year (review rate per year)
Admin Fee	No Admin Fee
Closing Costs	IDR100,000
Monthly Deposit Late Fee	0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days)
Auto Close	If there is a monthly deposit arrears for 6 consecutive months
Account Closing Before Maturity	Through Branch Office (valid for branch opening / in OCBC mobile)

Frequently Asked Questions about TAKA Fix Installment

How to open a savings account?

Proof of valid identification
1. Indonesians: Identification card (KTP) (seasonal/permanent) or Driver’s License (SIM)
2. Foreigners: Passport and Letter of temporary residence (KIMS/KITAS/KITAP)
NPWP (Tax payment number), if you do not possess a NPWP, NPWP belonging to a parent can be used. If either parent does not possess a NPWP, a form to state of not owning a NPWP can be filled in
Fill in the savings application form, a specimen of signature and stamp duty IDR 6 thousand
Minimum balance to open an account according to the type of savings account

How to open a deposit account?

Fill in and complete the deposit account form
Present documents such as: identification cards, passport or Letter of temporary residence (KIMS/KITAS/KITAP) for foreigners
Minimum balance to open a deposit account

How to open a giro account?

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Building dreams of traveling the world with saving interest rate 4%* p.a.
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Freedom to set your own monthly deposits and timeframe when organizing your wedding budget