Flexible to Set Target & Time

Set your own funding target and time to save

Competitive Interest Rates

Fixed interest rate for 1 year

Life Insurance Benefits

Live comfortably protected until the age of 69

Other Benefit

Available in 3 currencies

Flexibility to choose to save with IDR, USD or SGD as needed

No Administration Fee

Enjoy saving without being charged a monthly administration fee

Savings Fund Target

Save as needed starting from IDR 2 Million / USD 1000 / SGD 2000

Determine the Term of Saving

Choose the time period between 6 months to 10 years

Autodebet System

Transfer to savings with no hassle every month

Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile

Further Information

Related information about TAKA Bunga

Terms to Open Taka Bunga Account

ID Card/Driving License
KIMS/KITAS/KITAP for Foreigners
Personal/Couple/Parents NPWPCard or sign an agreement letter from the Bank
Have related Account OCBC
Make a deposit of funds according to the target funds of choice

Tabungan Berjangka

TAKA Interest Rate
Effective November 14^th, 2022

Product	Interest Rate (p.a) s/d 13 Nov 2022	Interest Rate (p.a) eff. 14 Nov 2022
Open TAKA via Branch
TAKA - IDR	2,75%	2,75%
TAKA - USD	0,25%	2,00%
TAKA - SGD	0,01%	0.01%
Open TAKA via OCBC mobile/ Internet Banking
TAKA - IDR	3,75%	3,15%

Rates & Fees
Tutup rekening sebelum jatuh tempo : Rp 100 ribu

Taka Bunga Facilities

OCBC mobile

Things You Need to Know:

Fluctuations in interest rates can occur following market developments (floating interest rates) and will be reviewed annually
The payment process is based on the auto debit system from the source account
If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions: Late monthly deposit fee: 0.025% x monthly deposit arrears x number of days in arrears Automatic close: 6 consecutive months there are arrears of monthly deposits
Customers cannot withdraw funds or close accounts before the end of the saving period. If funds are withdrawn or the account is closed, the customer will be charged an account closing fee
Benefit insurance : Applicable only to IDR- TAKA Bunga opened through designated branches that are eligible for the insurance benefit. The insured amount covered by the insurance company is equal to the target fund amount minus the accumulated monthly installments, including accrued interest and applicable

Taka Bunga IDR (Cabang)

Taka Bunga IDR (Online)

Taka Bunga SGD (Branch)

Taka Bunga USD (Branch)

FAQ

Frequently Asked Questions about TAKA Bunga

Sebutkan salah satu keunggulan dari produk Taka Bunga ?

Target Dana Pasti

Mata uang apa sajakah yang tersedia pada produk Taka Bunga ?

IDR, USD dan SGD

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