Other Benefit

Convenient with Autodebit

Never forget to saving with the auto-debit feature.

Targeted financial planning

With the Life Goals feature in OCBC mobile, Tabungan Berjangka (TAKA) Hadiah can help you save regularly to make your dreams come true.

Further Information

Related information about TAKA Hadiah

Terms to Open Taka Hadiah Account

ID Card/Driving License
KIMS/KITAS/KITAP for Foreigners
Already have an account at Bank OCBC
Make a deposit of funds according to the target funds of choice

Interest Rate of Taka Hadiah

Applied from December 17th 2020

Program	Branch	Online
Taka Hadiah	0.50% per year	0.50% per year

Fees and Rates
Tutup rekening sebelum jatuh tempo : Rp 100 ribu+Pinalti Hadiah

Taka Hadiah Facilities

OCBC mobile

What You Need to Know

Fluctuations in interest rates can occur following market developments (floating interest rates) and accounts are reviewed annually
Payment process based on autodebit system from the source of funds account
If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions:
1. Late monthly fee fee of 0.025% x arrears monthly deposit x number of days in arrears
2. Automatic closing 6 months in a row there is a monthly deposit arrears
3. Customers cannot withdraw funds or close accounts before the end of the saving period. If a fund withdrawal is made or an account is closed, the customer will be charged an account closing fee and a prize penalty fee.
  IDR 100,000 + Prize penalty fee.

Insurance Benefit: The amount guaranteed by the insurance company is the amount of the target fund minus the amount of the monthly deposit that has already calculated interest and taxes.

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Taka Hadiah (Online)

FAQ

Frequently Asked Questions about TAKA Hadiah

Apakah yang dimaksud dengan Taka Hadiah?

Taka Hadiah adalah produk tabungan berjangka dimana selain nasabah bebas memilih target dana yang diinginkan nasabah juga bisa mendapatkan hadiah sesuai dengan pilihan nasabah

Apakah nasabah dapat membuka rekening Taka Hadiah dengan mata uang Valas SGD?

Tidak bisa, Taka Hadiah hanya tersedia dalam mata uang IDR

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Others Product

TAKA Flexi

Get competitive interest rates of up to 4,25% p.a.
Affordable monthly deposits starting from IDR 300,000/month & can be changed anytime.
Free top up funds outside of monthly deposits