Variety of Rewards

Plan the future + get rewards as you wish

Flexibility Choose Target Fund

Future plans are more certain with fixed interest

Life Insurance Benefits

Comfortable life protected until the age of 69

Other Benefit

Flexible Initial Deposit

Set your own target and initial deposit according to plan

Autodebet system

Transfer to savings account every month with no hassle

No Admin Fee

Save comfortably without being charged a monthly administration fee

Flexible Time Period

Flexible to choose the period of saving according to need

Competitive Interest Rates

Fixed interest rate for 1 year

Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.

Further Information

Related information about TAKA Hadiah

Terms to Open Taka Hadiah Account

ID Card/Driving License
KIMS/KITAS/KITAP for Foreigners
Already have an account at Bank OCBC
Make a deposit of funds according to the target funds of choice

Interest Rate of Taka Hadiah

Applied from December 17th 2020

Program	Branch	Online
Taka Hadiah	0.50% per year	0.50% per year

Fees and Rates
Tutup rekening sebelum jatuh tempo : Rp 100 ribu+Pinalti Hadiah

Taka Hadiah Facilities

OCBC mobile

What You Need to Know

Fluctuations in interest rates can occur following market developments (floating interest rates) and accounts are reviewed annually
Payment process based on autodebit system from the source of funds account
If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions:
1. Late monthly fee fee of 0.025% x arrears monthly deposit x number of days in arrears
2. Automatic closing 6 months in a row there is a monthly deposit arrears
3. Customers cannot withdraw funds or close accounts before the end of the saving period. If a fund withdrawal is made or an account is closed, the customer will be charged an account closing fee and a prize penalty fee.
  IDR 100,000 + Prize penalty fee.

Insurance Benefit: The amount guaranteed by the insurance company is the amount of the target fund minus the amount of the monthly deposit that has already calculated interest and taxes.

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Taka Hadiah (Online)

FAQ

Frequently Asked Questions about TAKA Hadiah

Apakah yang dimaksud dengan Taka Hadiah?

Taka Hadiah adalah produk tabungan berjangka dimana selain nasabah bebas memilih target dana yang diinginkan nasabah juga bisa mendapatkan hadiah sesuai dengan pilihan nasabah

Apakah nasabah dapat membuka rekening Taka Hadiah dengan mata uang Valas SGD?

Tidak bisa, Taka Hadiah hanya tersedia dalam mata uang IDR

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