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Tanda 360 Plus

Savings for daily transactions with 12 currency options in 1 account

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12 Currencies in 1 Account

Flexible to choose of foreign currencies needed

Transactions Flexibility via OCBC mobile

Transact easily and conveniently, anytime and anywhere

Debit Card with Global Wallet Feature

Withdraw and shop abroad without currency conversion, directly debit foreign currencies at Tanda 360 Plus

Other Benefits

Accepted Everywhere

Easy transaction at many OCBC merchant partner using OCBC debit card

No Transaction / Debit Fee

Rupiah transactions at OCBC ATMs, Prima, Bersama, & OCBC Singapore ATM networks

Poinseru

Earn more points for every transaction and redeem Poinseru with interesting rewards

Special Promo

Get great deals from the best merchants

Forex transactions with competitive exchange rates

Through OCBC mobile, you no longer need to visit branch office for foreign exchange transactions

11 Foreign Currencies Cash Withdrawals

Withdraw 11 currencies at overseas ATM. Exclusive for countries using USD, AUD, SGD, JPY, EUR, HKD, CHF, NZD, CAD, GBP, China Yuan (CNH) currencies

Free cash withdrawal fees in Singapore

Free cash withdrawal fees at more than 500 OCBC ATM’s in Singapore

Debit Card with Global Wallet Feature

Withdraw and shop abroad without currency conversion, directly debit foreign currencies at Tanda 360 Plus

Further Information

Related information about Tanda 360 Plus

Tanda 360 Plus Digital

Tanda 360 Plus

Tabungan 360 Plus Private Bank

Tanda 360

Tanda 360 Plus Umum

Tanda 360 Plus Digital

Tanda 360 Plus PVB

Tanda 360 Plus Bonus

Terms to Open Tanda 360 Plus Account

New customer must fill out the OCBC account opening form
New customer must prepare ID Card(KTP) and NPWP Card.
New customer must choose 1 base currency which will become the main currency
Other currencies will be formed automatically
Initial deposit adjust according to Customer's preferred base currency.

Terms to Open Tanda 360 Plus Digital Account

Download OCBC mobile App
New customer must fill out the OCBC mobile account opening form
Upload supporting document (ID Card, others)
New customer must choose 1 base currency which will become the main currency
Other currencies will be formed automatically
Initial deposit adjust according to Customer's preferred base currency.

Effective January 3 2024, there will be adjustments to the balance held in the Tanda 360 Plus Digital account as follows:

Features	Valid until 2 January 2024	Effective from 3 January 2024
Balance Held*	IDR 0,-	IDR 50,000,-
Additional detailed information/remarks regarding changes in the balance held in the Tanda 360 Plus Digital Savings:
New customer Nyala, joining via OCBC mobile	No balance in held / IDR 0,-	IDR 50,000,-
Existing customers (current)	No balance in held / IDR 0,-	IDR 50,000,-

More information: click here

Interest Rate p.a (per year)

Tanda 360 Plus Digital (Specifically for opening new customer account (NTB) via digital)

Effective, July 22, 2024 there will be adjustments to interest rates and calculation methods. For more details, click here

Currency	Tiering	Rate
IDR	< 50 million	0.00%
IDR	≥ 50 million	0.10%
USD	< USD 1,000	0.00%
	USD 1,000 - < USD 10,000	0.10%
	USD 10,000 - < USD 100,000	0.15%
	≥ USD 100,000	0.20%
SGD	< Sin. Dollar 200	0.00%
SGD	Sin. Dollar ≥ 200	0.00%
EUR	< EUR 10,000	0.00%
	EUR 10,000 - < EUR 50,000	0.00%
	EUR 50,000 - < EUR 250,000	0.00%
	≥EUR 250,000	0.00%
AUD	< AUD 1,000	0.00%
	AUD 1,000 - AUD 10,000	0.00%
	AUD 10,000 - AUD 50,000	0.00%
	≥AUD 50,000	0.00%
GBP	< GBP 50,000	0,00%
GBP	≥ GBP 50,000	0,00%
JPY	< JPY 1,000,000	0,00%
JPY	≥ JPY 1,000,000	0,00%
HKD	< HKD 500,000	0,00%
HKD	≥ HKD 500,000	0,00%
CHF	< CHF 50,000	0,00%
CHF	> CHF 50,000	0,00%
CAD	< CAD 50,000	0,00%
CAD	> CAD 50,000	0,00%
NZD	< NZD 1,000	0,00%
	NZD 1,000 - < NZD 10,000	0,00%
	NZD 10,000 - < NZD 50,000	0,00%
	≥ NZD 50,000	0,00%
CNH	< CNH 50,000	0,00%
CNH	≥ CNH 50,000	0,10%

Tanda 360 Plus

Effective, July 22, 2024 there will be adjustments to interest rates and calculation methods. For more details, click here

Currency	Tiering	Rate
IDR	<50 million 50 million - <500 million 500 million - <2 billion 2 billion - <5 billion ≥5 billion	0.00 % p.a 0.10 % p.a 0.25 % p.a 0.75 % p.a 1.00 % p.a
USD	<1,000 1,000 - <10,000 10.000 - <100.000 ≥100.000	0.00 % p.a 0.10 % p.a 0.15 % p.a 0.25 % p.a
SGD	<200 ≥200	0.00 % p.a 0.00 % p.a
JPY	<1 million ≥1 million	0.00 % p.a 0.00 % p.a
EUR	<10.000 10.000 - <50.000 50.000 - <250.000 ≥250.000	0.00 % p.a 0.00 % p.a 0.00 % p.a 0.00 % p.a
AUD	<1,000 1,000 - <10.000 10.000 - <50.000 ≥50.000	0.00 % p.a 0.00 % p.a 0.00 % p.a 0.00 % p.a
GBP	<50.000 ≥50.000	0.00 % p.a 0.00 % p.a
HKD	<500.000 ≥500.000	0.00 % p.a 0.00 % p.a
CHF	<50.000 ≥50.000	0.00 % p.a 0.00 % p.a
CAD	<50.000 ≥50.000	0.00 % p.a 0.00 % p.a
NZD	<1.000 1.000 - <10.000 10.000 - <50.000 ≥50.000	0.00 % p.a 0.00 % p.a
CNH	<50.000 ≥50.000	0.00 % p.a 0.10 % p.a

Note:

Tiering Interest Calculation Method (Tiering Interest Daily)
The interest rate is subject to change anytime

Feature & Fee

Fee & Charges	Tanda 360 PLUS
Currency	IDR	USD	SGD	AUD	JPY	EUR	HKD	CHF	GBP	CAD	NDZ	CNH
Account Statement	Statement*/E-statement
Initial Deposit	200.000	100	100	100	10.000	100	1.000	100	100	100	100	1.000
Minimum Average Balance (monthly)	Ekuivalen IDR 10,000,000
S/C for below minimum average balance (monthly)	Ekuivalen IDR 12,500
Admin Fee (monthly)	FREE*	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE
Closing Fee	100.000	10	20	20	1.000	10	100	10	10	10	20	50
ATM Card	Ya	Tidak	Tidak	Tidak	Tidak	Tidak	Tidak	Tidak	Tidak	Tidak	Tidak	Tidak
Dormant Fee	IDR 15,000 / month
Cash Withdrawal Fee per Currency	30.000	3	3	3	200	3	15	5	3	5	5	15
Shopping Debit Fees at Merchants	Free

*) Change in features/fees will be effective start July,25 2022.
*) More information: www.ocbcnisp.id/prdactv

Fee & Charges	TANDA 360 PLUS DIGITAL
Currency	IDR	USD	SGD	AUD	JPY	EUR	HKD	CHF	GBP	CAD	NDZ	CNH
Account Statement	Statement/E-statement
Initial Deposit	50.000	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE
Minimum Average Balance (monthly)	Equivalent IDR 1,000,000
S/C for below minimum average balance (monthly)	Equivalent IDR 12,500
Admin Fee (monthly)	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE
Closing Fee	100.000	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE	FREE
Dormant Fee	Rp15.000/Month
ATM Card	Yes	No	No	No	No	No	No	No	No	No	No	No
Cash Withdrawal Fee per Currency	N/A	3	3	3	200	3	15	5	3	5	5	N/A
Shopping Debit Fees at Merchants (Global Wallet)	FREE

Note regarding Cash Withdrawal Fee per Currency (Global Wallet)

This fee is free for Premier Banking & Private Banking Customers from Bank OCBC
Except at OCBC Singapore’s ATM free of charge
There are additional fees charged by the bank that owns the ATM machine where this fee is not the responsibility of OCBC

Note Debiting Expenses

Effective November, 2023
Monthly Admin Fees, Below Minimum Balance Fees & Dormant Fees will be debited from the base currency (base currency). If the balance in the base currency (base currency) is insufficient then the fee will be debited from the currency with the highest balance. For more detail click here.

Tanda 360 Plus / Tanda 360 Plus Digital Facilities

Debit Card OCBC
OCBC mobile
Internet Banking OCBC
ATM OCBC

Open Tanda 360 Plus Hold and TAKA Hadiah Get Cashback Up To Millions of Rupiah.

Detail Information

Feature & Benefit Tanda 360 Plus

The benefits of Global Wallet Debit Card exclusive for countries using USD, AUD, SGD, JPY, EUR, HKD, CHF, NZD, CAD, GBP, CNH currencies

Feature & Benefit Tanda 360 Plus Digital

The benefits of Global Wallet Debit Card exclusive for countries using USD, AUD, SGD, JPY, EUR, HKD, CHF, NZD, CAD, GBP, CNH currencies

FAQ

Frequently Asked Questions about Tanda 360 Plus

What are the benefits obtained from Tanda 360 Plus?

Tanda 360 Plus provides extra benefits in the form of 12 (twelve) currency options in 1 (one) same account.
Customers only need to have 1 account and can save in a variety of currency options.
In addition, customers can still enjoy the benefits of Tanda 360 in the form of:

Free Adm
Free transfers via ATM, IB and MB *
Free cash withdrawals at ATMs *
Free Spending / Debit shopping

* Terms and Conditions apply

Are the benefits of no transfer fees via internet banking and ATMs with the provisions that after a minimum IDR 10 million balance transaction is only valid in IDR?

Yes, no fee is only valid in IDR

What is Global Wallet Feature?

Global Wallet Feature is a new feature available in Mastercard ATM cards – Tanda 360 Plus serves to provide benefits for the customers when doing cash withdrawals and shopping (debit) overseas without being subject to exchange rate conversion. The mechanism of Global Wallet Feature automatically debit local currencies of the relevant countries (10 foreign currencies) from Tanda 360 Plus accounts.

Click here for more info.

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