Terms and Conditions 1. Promo is applicable for payments with OCBC NISP Voyage, Platinum and Titanium Credit Cards 2. 20% discount applies to Voyage Credit Cards 3. 15% discount applies to Platinum Credit cards 4. 10% discount applies to Titanium Credit Cards 5. Valid for all Owellness products 6. Without minimum transaction 7. Purchase link: www.owellness.id