OCBC - Refer A Friend

Service chosen by the referral recipient	Minimum fund placement	Basic Reward	Additional Reward	Total Reward For the Referrer	Tanda Hadiah Cashback Reward for Referral
Nyala	IDR 2 Million	IDR 80K	-	IDR 80K	-
	IDR 10 Million	IDR 80K	IDR 70K	IDR 150K	Extra reward is given when the referral is opening Tanda Hadiah with a minimum amount of IDR 10 Million, tenor 6 months
	IDR 25 Million	IDR 180K	-	IDR 180K	-
	IDR 25 Million	IDR 180K	IDR 70K	IDR 250K	Extra reward is given when the referral is opening Tanda Hadiah with a minimum amount of IDR 25 Million, tenor 6 months
	IDR 50 Million	IDR 180K	IDR 170K	IDR 350K	Extra reward is given when the referral is opening Tanda Hadiah with a minimum amount of IDR 50 Million, tenor 6 months

Terms & Conditions

The program does not apply to OCBC Staff with Seller or Operations functions at branches.

Fulfill the following conditions for the Referrer and Referral:

Terms of Referrer	Terms of Referral
Referrer is required to share referral code to the Referee by selecting one of the channels below to participate in Refer a Friend program: If via OCBC mobile, then share referral code to the Referral; or If via internet banking, then Referrer is required to fill in the Referral of name and phone number (max data filling 1 month after opening account) If there is a discrepancy in data between Referrer entered via Internet Banking, the Referrer is not eligible to receive the reward. Referrer is must have joined Nyala/Premier Banking services. Negligence by the Referral in entering referral code causes reward to not be credited. Program reward will be calculated after the Referral place fund in acordance with the program scheme table above max. 1 month after Referral open an account. Refereer account must be in active and not blocked/restricted for whatsoever reasons at the time payment of the program reward is made by PT Bank OCBC NISP, Tbk (“OCBC”). Rewards will be credited no later than 4th week of the following month to Referrer Tanda 360 Plus IDR account after the above requiredments are met. Referrer represents and warrants that it has obtained the consent of the Referral for (i) its personal data to be provided to OCBC and (ii) to be contacted by OCBC for participation in the Program. Referrer guarantees to release OCBC from all risks, demands, lawsuits and other legal remedies against OCBC related to or arising from the disclosure of the Referral personal data to OCBC.	Referral is required to open an account through one of the channel below: If via OCBC mobile, then fill in the referral code received from the Referral in the referral code field; or If referred using Internet Banking when Referrer is in OCBC branch office, make sure the phone number entered by Referrer in Internet Banking is the same as the one entered in Bank system when the Referral open an account. The Referral is required to join Nyala service. The Referral is required to place funds placement originate from other bank (Fresh Fund) and cannot be transferred from other OCBC accounts. No later than the end of the following month from the month of account opening. The value of Referral fund placement calculated is the total balance of the combined funds.

Terms of Referrer

Terms of Referral

Referrer is required to share referral code to the Referee by selecting one of the channels below to participate in Refer a Friend program:
- If via OCBC mobile, then share referral code to the Referral; or
- If via internet banking, then Referrer is required to fill in the Referral of name and phone number (max data filling 1 month after opening account) If there is a discrepancy in data between Referrer entered via Internet Banking, the Referrer is not eligible to receive the reward.
Referrer is must have joined Nyala/Premier Banking services.
Negligence by the Referral in entering referral code causes reward to not be credited.
Program reward will be calculated after the Referral place fund in acordance with the program scheme table above max. 1 month after Referral open an account.
Refereer account must be in active and not blocked/restricted for whatsoever reasons at the time payment of the program reward is made by PT Bank OCBC NISP, Tbk (“OCBC”).
Rewards will be credited no later than 4th week of the following month to Referrer Tanda 360 Plus IDR account after the above requiredments are met.
Referrer represents and warrants that it has obtained the consent of the Referral for (i) its personal data to be provided to OCBC and (ii) to be contacted by OCBC for participation in the Program. Referrer guarantees to release OCBC from all risks, demands, lawsuits and other legal remedies against OCBC related to or arising from the disclosure of the Referral personal data to OCBC.

Referral is required to open an account through one of the channel below:

If via OCBC mobile, then fill in the referral code received from the Referral in the referral code field; or
If referred using Internet Banking when Referrer is in OCBC branch office, make sure the phone number entered by Referrer in Internet Banking is the same as the one entered in Bank system when the Referral open an account.

The Referral is required to join Nyala service.
The Referral is required to place funds placement originate from other bank (Fresh Fund) and cannot be transferred from other OCBC accounts. No later than the end of the following month from the month of account opening.
The value of Referral fund placement calculated is the total balance of the combined funds.

The Referrer will only recive max reward 5 Customers Referral per year.
Reward is only valid if the referrer and the referee have met the terms and conditions of the program.
The additional Reward only applies if the Referral opens the Tanda Hadiah Program with a 6-month tenor and placement according to the table above. Reward applies to all Tanda Hadiah product and can be opened via OCBC mobile or OCBC branch office.
The Referral that follows the additional scheme, must make the Tanda Hadiah opening in the same month of fund placement. If the Tanda Hadiah opening is on different month, then the extra Reward will not be given.
OCBC at its discretion and consideration, has the right to suspend or cancel the Reward if there is an indication of fraud, impropriety or violation of these Terms and Conditions of this Program or is included in the OCBC's fraud list.
For further information, contact Tanya ICBC 1500-999 or visit the OCBC website at https://www.ocbc.id/id/hubungi-kami
The Terms and Conditions of this Program have been adjusted to the provisions of laws and regulations, including the regulations of the Financial Services Authority (OJK).
OCBC has the right and authority to modify, add, and/or reduce these Terms and Conditions of this Program with notification through media deemed appropriate by OCBC, subject to the applicable laws and regulations.

Referral can participate in the Nyala acquisition program reward up to IDR 650K
Make sure the referrer's referral code is added x NEA26
Example: A1B2C3E X NEA26
Info lengkap: click here

PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority (OJK) & Bank Indonesia, and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS)

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