Eligibility:
- Indonesian Citizen
- e-KTP and an active e-mail address
- Minimum age 21 years and maximum 60 years old
- Profession as a doctor, have a steady income, and receive payroll payments through Bank OCBC NISP
Required Documents:
- Electronic Identity Card (e-KTP)
- Photo of Taxpayer Identification Number (NPWP)
- Salary Slip (can be combined from several hospitals)
- Information on average transactions for the last 3 (three) months in other bank accounts (if any)
| Loan Value | Time Period | Loan Rates* |
|---|---|---|
| < IDR 100 Million | 12 Months | 1,19% |
| 24 Months | 1,19% | |
| 36 Months | 1,09% | |
| IDR 100 Million - IDR 150 Million | 12 Months | 1,09% |
| 24 Months | 1,09% | |
| 36 Months | 0,99% | |
| IDR 150 Million - IDR 200 Million | 12 Months | 0,99% |
| 24 Months | 0,99% | |
| 36 Months | 0,88% |
*) Fixed loan rate every month
Insurance Fee : 1.50% included in monthly installment
Transfer Fee : IDR 25,000 per disbursement
Provision/Admin Fee : 1.00% of loan value
Or contact your Relationship Manager.