Start a co-living Residence Business Investment with Rukita

General Terms and Conditions:

1. This program applies specifically to the financing of co-living residence that will be converted into co-living residence through Rukita.
2. The general criteria for the building include: having the potential to be converted into a rental residence that has a minimum of 15 rooms with private bathrooms, communal spaces and property locations in areas with the potential for the co-living residential market according to the results of the analysis of the Rukita team
3. Valid for individual and business entity (PT/CV) customers
4. The property to be collateralized is included in the Jabodetabek coverage area
5. The financing offered includes:
   • Purchase of property, both land and buildings, with a maximum cash loan limit of IDR 10 billion, worth up to 90% of the property value, with a maximum repayment period of 15 years
   • Construction or renovation financing with a maximum cash loan limit of IDR 10 billion, worth up to 80% of the financing value, with a maximum repayment period of 10 years
6. The required documents include:

   Deskripsi	Karyawan	Pengusaha	Profesional
   Rekening tabungan/rekening koran untuk 6 (enam) bulan terakhir	✓	✓	✓
   Slip gaji asli 1 (satu) bulan terakhir	✓	–	–
   Fotokopi Akta Pendirian Perseroan & Perubahan (untuk PT dan CV)	–	✓	–
   Fotokopi SIUP/TDP/Surat Keterangan Domisili atau dokumen sejenis	–	✓	–
   Fotokopi Surat Ijin Praktek/SK Pengangkatan dari Instansi Terkait	–	–	✓
   Fotokopi Sertifikat, IMB, AJB, dan PBB Terakhir*	✓	✓	✓
   Dokumen lainnya sesuai kebutuhan bank	✓	✓	✓