Open Nyala and get exclusive prizes up to Rp1.3 Juta!

Activate Nyala and pick your CUAN via OCBC mobile

Program #1: Deposito

• The Deposit Program can be combined with applicable promo codes (Promo / Special TD Online Rate).
• Interest rates for the Deposit Program are subject to change at any time.
• Free exclusive umbrella for minimum fund placement of IDR 25 million with credit card application.

Program #2: Tanda Hadiah Cashback Ekstra Suitcase

• Free exclusive umbrella for minimum fund placement of IDR 25 million with credit card application.
• Receive a cashback bonus of IDR 10,000 from Tanda Hold for placements below IDR 25 million.
• Receive a cashback bonus of IDR 50,000 from Tanda Hold for placements of IDR 25 million or more.
• The Tanda Hold cashback bonus will be credited to your IDR OCBC account within 5 business days after the product is opened.

Program #3: Gold Savings

• Gold Savings Account Reward Program can be combined with the Deposit Program and Tanda Hold.
• For target fund of IDR 49,999,999, customers must make two transactions: IDR 10,000 and IDR 49,989,999.
• Extra Gold Savings Balance applies to gold savings balance that meets the minimum amount requirement as per the scheme at the end of the month.
• The Gold Savings Account balance will be credited to your IDR OCBC account no later than the end of the following month after the product is opened.
• Free exclusive umbrella for minimum fund placement of IDR 25 million with credit card application.

Terms & Conditions

1. Program terms and conditions are subject to change at any time without prior notice.
2. This program is not applicable to customers who already hold an active Savings Account with OCBC.
3. Customers may only participate in one program under either the Tanda Hold or Deposit scheme.
4. Cashback and promotional gifts will only be awarded to customers who meet the following criteria:
   • Have registered for the Nyala service at the OCBC booth.
   • Funds placed originate from the customer's personal bank account.
   • Have received education regarding Nyala features and services, Global Debit ATM, and OCBC mobile.
5. Cashback rewards will be credited to your IDR OCBC account no later than the end of the following month after the product is opened.
6. Mini Wet Brush gifts are subject to stock availability. If stock runs out, the gift may be replaced with a Tumbler or other available alternatives.

Special Additional Gift for HOMEDEC Indonesia Event: Extra Cashback Gift Tag for Luggage

• Receive an additional UMEDA Body Scale gift for bundling the Extra Cash Back Luggage Gift Program with a minimum placement of Rp50,000,888 for a 12-month tenor (subject to MA program terms and conditions).
• The program is valid during the HOMEDEC Indonesia exhibition period, October 22–25, 2026.
• The additional UMEDA Body Scale gift is limited to the first 10 bundling programs. If the stock runs out, the additional gift will not apply, and customers will only receive the gift according to the selection in the applicable MA program scheme.

Get Additional Gift at HOMEDEC Indonesia: Tanda Hadiah Cashback Extra Suitcase

• Win an additional UMEDA Body Scale gift for joining the Cashback Extra Koper Reward Program with a minimum deposit of IDR 50,000,888 for a 12-month tenor (MA Program terms and conditions apply).
• The program is only valid during HOMEDEC Indonesia exhibition on 22–25 October 2026.
• The additional UMEDA Body Scale gift is limited to the first 10 program openings. In the event of stock depletion, the additional gift will no longer be available, and customers will only receive the reward as selected under the applicable MA Program scheme.