As part of Golden Privileges, which is offered exclusively only to selected customers, enjoy special time deposit rates based on your preferred placement amount and tenor.
The special time deposit interest rate will be +25 bps above the prevailing Online Time Deposit counter rate.
Below is a simulation of the Time Deposit special rate calculation for Golden Privilege customers:
Online Time Deposit counter rate in OCBC mobile
| Currency | Placement Amount | Tenor | ||||
|---|---|---|---|---|---|---|
| 14 days* | 1 month | 3 months | 6 months | 12 months | ||
| IDR | ≥ 1 mio - ≤ 10 bio | 2,00% | 4,25% | 4,25% | 4,50% | 4,50% |
Note: For the 14-days tenor, the minimum placement amount is IDR 5 million.
Special Time Deposit rates for Golden Privilege Customers, placement through OCBC mobile:
| Currency | Placement Amount | Tenor | |||
|---|---|---|---|---|---|
| 1 month | 3 months | 6 months | 12 months | ||
| IDR | ≥ 5 mio - ≤ 2 bio | 4,50% | 4,50% | 4,75% | 4,75% |
| >Rp 2 bio - ≤ Rp 10 bio | 4,50% | 4,50% | 4,75% | 4,75% | |
Please ensure that you have selected the correct promo code from the picklist in the OCBC Mobile app. If no promo code is selected, the applicable deposit interest rate will be based on the prevailing standard online deposit rate. Please check the final deposit interest rate before confirming your deposit placement.
Terms and Conditions:
- The program is valid from September to December 2026.
- The available time deposit tenors range from 1 to 12 months.
- The program applies to IDR and USD time deposits placed through OCBC Mobile.
- Rates may change at any time without prior notice to customers.
- Customers must join OCBC Premier Banking and registered as Golden Privilege customers to participate in this promotion.
- The Bank reserves the right, at its discretion, to suspend or cancel the reward for time deposit placements under this promotion if there are indications of fraud, irregularities, or violations of these Terms and Conditions.
- The Bank has the right and authority to amend, add, and/or reduce these Terms and Conditions by providing notification through media deemed appropriate by the Bank, while observing applicable laws and regulations.
For further information, please contact your Premier Banking Relationship Manager, TANYA OCBC at 1500-999 / +62-21-26506300 (from overseas) or email at tanya@ocbc.id.