Welcome Bonus 13,000 Travel Miles
Earn 13,000 Travel Miles for transactions of at least IDR 40,000,000 during a three-month transaction period, with a minimum monthly transaction of IDR 10,000,000 from the credit card activation date and a claim SMS within the specified period.
- Program period: 18 September 2026 - 31 December 2027, calculated based on the card approval date.
- The 12,000 Travel Miles Welcome Bonus is only available for 90°N Primary Credit Cards.
- The Welcome Bonus program applies to:
- Customers who have never had a Primary 90°N Credit Card
- Customers who have previously held another OCBC Credit Card*
- Customers who have a 90°N Supplemental Credit Card*
Note:
*If the Credit Cards listed in points b and c are in the following conditions:
- Already closed when the Primary 90°N Credit Card application is approved, or
- Never activated when the Primary 90°N Credit Card application is approved, or
- Already activated but never used for any transactions when the Primary 90°N Credit Card application is approved
- The Welcome Bonus program does not apply to customers who have previously held a Primary 90°N Credit Card, even if it was closed when the new Primary 90°N Credit Card was approved.
- The 90°N Credit Card must be activated within 2 months of approval.
For example:
A 90°N Credit Card is approved on October 15, 2026, and must be activated before December 15, 2026. - The transaction period is 3 months from the date the 90°N Credit Card is activated.
- Customers are required to make a minimum transaction of IDR 40,000,000 during the transaction period, with a
minimum
monthly transaction of IDR 10,000,000.
Example:
90°N Credit Card Approval Date: October 15, 2026
90°N Credit Card Activation Date: November 15, 2026
The transaction period is November 15, 2026, to February 14, 2027, with the following details:Description Transaction Period Minimum Transaction Requirements Transaction Example 1st Month 15 Oct’26 s/d 14 Nov’26 ≥ IDR 10.000.000 IDR 18.000.000 2nd Month 15 Nov’26 s/d 14 Dec’26 ≥ IDR 10.000.000 IDR 15.000.000 3rd Month 15 Dec’26 s/d 14 Jan’27 ≥ IDR 10.000.000 IDR 12.000.000 Accumulation 15 Apr'26 s/d 14 Okt'26 ≥ IDR 40.000.000 IDR 45.000.000 - Transaction Period Description Minimum Transaction Requirements
To receive the Welcome Bonus, you must claim it via SMS to 86477 using the mobile number registered with the
Bank.
Claims must be made by the end of the third month after the 90°N Credit Card is activated, using the format:
OCBC (space) BONUS90N (space) last 4 digits of the card number. Credit Card Example:Description Date & Format 90N Credit Card Activation Date 15 November 2026 Maximum date for SMS claim 28 February 2027 Claim SMS format OCBC BONUS90N 1234 - Make sure you receive a reply message regarding the Welcome Bonus program from 86477. If you don't receive a reply, you can immediately contact TANYA OCBC at 1500-999.
- Transactions counted are the combined total of purchases from the Primary 90N Credit Card and the Supplementary 90N Credit Card that were recorded in the Bank's system at the time of the calculation.
- Transactions not counted in this program include cash withdrawals, phone loans, canceled transactions, monthly installments, government service payments, education fees, digital advertising services, fuel at gas stations, and monthly bill payments made via OCBC Credit Card.
- The Welcome Bonus will be awarded no later than the end of the fourth month from the date the 90°N Credit
Card was
activated.
Example: 90°N Credit Card Activation Date:15 November 2026
Maximum Welcome Bonus Award Date: 31 March 2027 - When crediting the Welcome Bonus, ensure the 90°N Credit Card is active and not in arrears.
- The Welcome Bonus program does not apply to mortgage segment bundling.
- The Bank reserves the right to cancel the Welcome Bonus if any indication of fraud is detected.
Terms & Conditions for Welcome Bonus of OCBC 90°N Credit Card for customers whose are approved in the period 1 Feb – 31 August 2026 check here