Welcome Bonus OCBC 90°N Credit Card - 12.000 Travel Miles

Welcome Bonus 12,000 Travel Miles

Earn 12,000 Travel Miles for transactions totaling at least IDR 60,000,000 during a six-month period, with a minimum of IDR 10,000,000 in monthly transactions from the date of credit card activation and a claim SMS within the specified period.

1. Program period: February 1, 2026 - July 31, 2026, calculated based on the card approval date.
2. The 12,000 Travel Miles Welcome Bonus is only available for 90°N Primary Credit Cards.
3. The Welcome Bonus program applies to:
   1. Customers who have never had a Primary 90°N Credit Card
   2. Customers who have previously held another OCBC Credit Card*
   3. Customers who have a 90°N Supplemental Credit Card*

   Note:

   *If the Credit Cards listed in points a & b are in the following conditions:

   • Already closed when the Primary 90°N Credit Card application is approved, or
   • Never activated when the Primary 90°N Credit Card application is approved, or
   • Already activated but never used for any transactions when the Primary 90°N Credit Card application is approved
4. The Welcome Bonus program does not apply to customers who have previously held a Primary 90°N Credit Card, even if it was closed when the new Primary 90°N Credit Card was approved.
5. The 90°N Credit Card must be activated within 2 months of approval.
   Example: 90°N Credit Card is approved on February 15, 2026, and must be activated before April 15, 2026.
6. The transaction period is 6 months from the date the 90°N Credit Card is activated.
7. Customers are required to make a minimum transaction of IDR 60,000,000 during the transaction period, with a minimum monthly transaction of IDR 10,000,000.
   Example:
   90°N Credit Card Approval Date: February 15, 2026
   90°N Credit Card Activation Date: April 15, 2026
   The transaction period is April 15, 2026, to Oktober 14, 2026, with the following details:

   Description		Min Transaction
   1st Month	15 Apr'26 s/d 14 May'26	IDR10.000.000
   2nd Month	15 May'26 s/d 14 Jun'26	IDR10.000.000
   3rd Month	15 Jun'26 s/d 14 Jul'26	IDR10.000.000
   4th Month	15 Jul'26 s/d 14 Aug'26	IDR10.000.000
   5th Month	15 Aug'26 s/d 14 Sep'26	IDR10.000.000
   6th Month	15 Sep'26 s/d 14 Okt'26	IDR10.000.000
   Accumulation	15 Apr'26 s/d 14 Okt'26	IDR60.000.000

8. To receive the Welcome Bonus, you must claim it via SMS to 86477 using the mobile number registered with the Bank. Claims must be made no later than the end of the 6th month after the 90°N Credit Card is activated, using the format:

   OCBC(space)BONUS90N(space)last 4 digits of your credit card number.
   Example:

   Description	Date & Format
   90N Credit Card Activation Date	15 Apr'26
   Maximum date for SMS claim	31 Okt'25
   Claim SMS format	OCBC BONUS90N 1234

   Make sure you receive a reply message regarding the Welcome Bonus program from 86477. If you don't receive a reply, you can immediately contact TANYA OCBC at 1500-999.

9. The transactions taken into account are the combined total of purchases from the Primary 90°N Credit Card and the Additional 90°N Credit Card that have been recorded in the Bank's system at the time of the calculation.
10. Types of transactions that are not included in this program include transactions related to cash withdrawals, loans on phones, canceled transactions, monthly installments, government service payments, education fee payments, digital advertising service payments, filling up at gas stations, and monthly bills (bill payments) via OCBC Credit Card.
11. The Welcome Bonus will be awarded no later than the end of the 7th month from the date the 90°N Credit Card was activated.
    Example: 90°N Credit Card Activation Date: April 15, 2026
    Maximum Welcome Bonus Award Date: November 30, 2026
12. When crediting the Welcome Bonus, ensure the 90°N Credit Card is active and not in arrears.
13. The Welcome Bonus program does not apply to mortgage segment bundling.
14. The Bank reserves the right to cancel the Welcome Bonus if there were indications of fraud found.