Abundant Rewards with our Blessed Ramadhan Promotion

Abundant Rewards with our Blessed Ramadhan Promotion

and a light initial deOCBC Syariah invites you to enjoy the convenience of transacting in 13 currencies, attractive profit-sharing returns, posit with Tanda iB Multicurrency. This Ramadhan, experience a variety of exciting programs specially prepared just for you.

1. Gold & Poinseru Rewards by Saving with Tanda iB Multicurrency

Terms & Conditions:

• Applicable for opening a Tanda iB Multicurrency account
• Valid for new customers (NTB/New CIF) who open an account in accordance with the requirements stated in the table above
• Rewards are given in the form of Poinseru points and Gold Savings bonus balance and cannot be withdrawn or exchanged for other rewards
• Credit of Gold Savings bonus and Poinseru points will be completed no later than 30 working days after the program period ends
• Program period: 10 February – 31 March 2026

2. iQibla Zikr Ring Reward with Tanda iB Multicurrency

Make you Zikr moments even more meaningful with the iQibla Zikr Ring, which you can get under the following terms:

Terms & Conditions:

• Applicable for opening a Tanda iB Multicurrency account
• Valid for new customers (NTB/New CIF) who open an account in accordance with the requirements stated in the table above
• Rewards are provided in the form of iQibla Zikr Ring and cannot be converted to cash or exchanged for other rewards
• This program cannot be combined with other promotional programs
• Rewards will be delivered no later than 14 working days after the account meets all program requirements
• Program period: 10 February – 31 March 2026

3. TAKA iB Poinseru

Open a TAKA iB Savings account for whatever your future goals are. Redeem your Poinseru on OCBC mobile for a variety choices of prizes!

Terms & Conditions:

• Applicable for new and existing customers
• Customers must open a TAKA iB Plus account via OCBC branch during the program period
• Customers must open the account with a Target Fund in accordance with the table scheme above
• Each account may only participate once, and rewards cannot be accumulated
• Poinseru rewards will be credited after the 3rd monthly deposit debit is successfully made
• Program period: 19 February – 31 March 2026

4. Save Gold and Get Gold Prizes!

The Gold Savings Program applies to customers who do not yet have a gold savings account on the OCBC mobile application.

Terms & Conditions:

• Valid for all customers who do not yet have a Gold Savings account, both new (NTB) and existing customers, who open a Gold Savings account during the program period
• Customer must make their first gold purchase with a minimum amount during the program period
• Rewards are given in the form of a Gold Savings bonus balance
• Quota are limited and applies on a first come, first served basis
• Gold bonus balance will be credited no later than 30 working days after the program ends
• The linked account and Gold Savings account must be active at the time of reward crediting
• The Bank reserves the right to delay or cancel rewards in the event of discrepancies, irregularities, or violations
• The Bank may change, add, or reduce these Terms & Conditions in accordance with applicable regulations
• Program period: 19 February – 20 March 2026

5. Gold Rewards up to IDR 3.5 Million for KPR iB Financing

Enjoy Gold Savings rewards by applying for KPR iB financing (new facility or top-up) with OCBC Syariah

Terms & Conditions:

• Applicable for New Facilities and Top-up Facilities that have been disbursed under Mortgage iB (KPR iB)

(Note: For Top-Up facilities, rewards are calculated based on the Top-Up plafond only)

• Each KPR iB disbursement per customer is entitled to Gold Savings rewards as follows:

  Financing Plafond	Gold Savings Balance (IDR)
  < IDR 1 Milyar	IDR 2.000.000
  IDR 1 Milyar s.d IDR 2 Milyar	IDR 2.500.000
  > IDR 2 Milyar	IDR 3.500.000

• Customers are required to be covered by insurance
• Pricing follows applicable terms and conditions
• Program valid until 31 December 2026

6. Redeem your Poinseru with various attractive vouchers!

This Ramadhan, make iftar even more special with your favorite meals from selected restaurants. Enjoy more savings by redeeming your Poinseru for dining vouchers through OCBC mobile!

Redeem 4,680 Poinseru Get a IDR100.000 Yoshinoya E-Voucher

Terms & Conditions:

• Valid at all Yoshinoya outlets, except airport stores, Dufan, and event booths.
• Click REDEEM to receive your e-voucher code.
• Voucher must be validated by the cashier or Yoshinoya Staff.
• Not valid if printed (hard copy).

Redeem 5.200 Poinseru Get a IDR100.000 Bakmi GM E-Voucher

Terms & Conditions:

• Valid at all Bakmi GM outlets across Indonesia, except booth stores, airport outlets, Soekarno-Hatta Terminal 2F, Food truck, and event/bazaar locations.
• Click REDEEM to receive your e-voucher code.
• Valid for Dine-In, Takeaway, and Delivery orders.
• For Dine-In or Takeaway, voucher must be validated by the cashier or Bakmi GM staff.
• Not valid if printed (hard copy)
• For Delivery orders, contact Bakmi GM Delivery at 1500677 or WhatsApp to 081111500677 and provide your voucher code when placing the order.

Redeem 5.200 Poinseru Get a IDR100.000 BOGA E-Voucher

Terms & Conditions:

• E-Vouchers are valid at the following BOGA outlets
• Click REDEEM to receive your e-voucher code.
• Voucher must be validated by the cashier or BOGA Staff.
• Not valid if printed (hard copy).

Redeem 4.940 Poinseru Get a IDR100.000 I-TA SUKI E-Voucher

Terms & Conditions:

• E-Vouchers are valid at the following I-TA outlets
• Click REDEEM to receive your e-voucher code.
• Voucher must be validated by the cashier or I-TA Staff.
• Not valid if printed (hard copy).

Redeem 1.560 Poinseru Get a IDR30.000 Kopi Kenangan E-Voucher

Terms & Conditions:

• E-Voucher valid at all Kopi Kenangan Outlets including Rumah Kenangan, Chigo x Flip, Kenangan Heritage, and Kenangan Signature (excluding event booths).
• Redeemable online via the Kopi Kenangan app by entering the voucher vode, or directly at the cashier by showing the code.
• Once claimed in the app, the transaction must be completed through the Kopi Kenangan app.
• Click REDEEM to receive your e-Voucher code.
• Not valid for promo or combo menu items and cannot be combined with other promotions.
• Payments using e-Voucher are not eligible for Kenangan Points.

Redeem 5.200 Poinseru Get a IDR100.000 MAP E-Voucher

Terms & Conditions:

1. Valid at all MAP Offline stores.
2. Downloaded the MAPCLUB app before redeeming.

   How to use:

   1. Open the MAPCLUB app on your phone.
   2. If you are not yet a member, click Register to sign up.
   3. If you are already a member, log in to your account.

2. Activate the voucher manually by selecting the “E-Gift Voucher” section and clicking “Activate Code”.
3. Once activated, click “Use.” (only click this button when you are ready to complete your purchase).
4. Present the Barcode/QR Code to the cashier for scanning.

Redeem 4.680 Poinseru Get a IDR100.000 Tokopedia E-Voucher

Terms & Conditions:

• Also known as Tokopedia Gift Card, valid only on the Tokopedia website and app.

How to use:

1. Visit: https://www.Tokopedia.com/gift-card.
2. Make sure your GoPay Coins account is activated.
3. Enter your Gift Card code and click Check Code.
4. A confirmation pop-up will display the GoPay Coins amount received. Click Add to GoPay Coins.
5. Complete verification by entering the verification code sent to you.

General Poinseru Redemption Terms:

• Click REDEEM to receive your e-Voucher code.
• Not valid for promo or combo items and cannot be combined with other promotions.
• Voucher validity follows the expiration date stated on the e-Voucher.
• Valid daily, including national public holidays.
• No minimum transaction required.
• Non-refundable.
• Can be combined with other payment methods.
• Not valid for additional toppings, plastic/spun bound bags, or shipping fees.
• One transaction is limited to one e-Voucher.
• If your total transaction is lower than the e-Voucher value, the remaining balance will be forfeited.

7. Save More with OCBC Debit Card / QRIS

Planning on your Ramadhan shopping or iftar gathering? Use OCBC QRIS or your OCBC Debit Card at your favorite merchants!

20% Cashback (up to IDR40.000/month) at Super Indo

• Valid for QRIS payments via OCBC mobile.
• Applicable for all OCBC customers (new & existing).
• Minimum transaction: IDR100.000
• Maximum cashback per transaction: 20% up to IDR20.000
• Maximum cashback per customer per month: IDR40.000
• Valid for in-store transactions at all Super Indo outlets.
• Valid daily, including public holidays.
• Cashback will be credited to the OCBC account used as the QRIS funding source.
• Promo period until 30 June 2026.

IDR25.000 Discount at ASTRO

• Valid for OCBC Debit card payments.
• Applicable to all products on the ASTRO app with a minimum purchase of IDR300.000
• 1 transaction per card per scheme per month during the promo period.
• Valid for the first 150 transactions per month.
• Promo Period until 31 December 2026.

5% Discount (up to IDR75.000) at Tokopedia

• Valid for OCBC Debit Card.
• 5% discount up to IDR75.000 with a minimum spend of IDR500.000
• Promo code: OCBCDEBIT
• Valid for Mastercard debit cards, 1 transaction per card per month.
• Promo period until 31 December 2026

IDR25.000 Discount at Shopee

• Minimum transaction: IDR300.000
• No promo code required.
• Limited to the first 500 eligible transactions per month.
• Maximum 1 transaction per card per month
• Promo period until 31 March 2026

Enjoy 20% Off at Pondok Nusantara

• Valid for OCBC Debit Card.
• 20% discount up to IDR300.000 with minimum spend IDR300.000 (before tax & service charge).
• Valid Monday-Friday (excluding public holidays).
• Valid for dine-in and take-away.
• Maximum 1 transaction per card per month.
• Not valid for split payments.
• Cannot be combined with other promotions.
• Promo period until 30 October 2026.