Rewards up to IDR 800 thousand by opening a Business account

Open an OCBC Business account by visiting the nearest branch and actively transact at OCBC Business to get prizes of up to IDR 800 thousand.

Terms & Conditions:

1. Open a business account by visiting the nearest OCBC branch and receive a reward of IDR500,000.
   • Promo code: EMBTHR2026
   • Deposit funds into a Business Smart Checking account with a minimum of IDR 75 million.
   • Make at least three outgoing transactions/purchases/payments through OCBC Business during the average balance calculation period.
   • The average balance calculation period is based on a minimum average balance of IDR 75 million in the IDR Checking account in the second month after opening the account.
2. This program is exempt from the Business Prime Giro program for customers.
3. Earn rewards of up to IDR 150,000 per month for funds received from other banks.
   • Minimum combined balance of IDR 25 million.
   • Make six outgoing/purchase/payment transactions per month during the observation month through OCBC Business.
   • Funds received from other banks are counted at a minimum of IDR 100 million.
   • Incoming transactions counted are funds received into Giro accounts via BI-FAST/SKN/LLG/RTOL/RTGS/TT (excluding transfers between OCBC accounts).

   Combined Balance	Min. amount/incoming transfer (IDR)	Reward/Transaction	Max Reward/month
   IDR25 Mio - < IDR500 Mio	IDR100 Mio	IDR25 Mio	IDR50 K
   > IDR500 Mio			Rp150 K

4. Earn rewards of up to IDR 50,000 per month from combined payments and purchases [PLN/electricity & Tax]
   • Minimum combined balance of IDR 25 million
   • Combine electricity token (PLN) payments/purchases and tax payments with a minimum total tax payment amount of IDR 10 million per month.

     Transaction Combination (both must be met)	Minimum Transaction Nominal	Reward
     Token Payment/Purchase	-	IDR50 K
     Tax Payment	IDR10 Mio

5. Earn a reward of IDR 100,000 per month by making foreign exchange transactions at OCBC Business
   • Make six outgoing/purchase/payment transactions per month through OCBC Business
   • Foreign exchange transactions counted are foreign exchange buy/sell transactions with a minimum transaction of IDR 100 million (equivalent) via OCBC Business within one month (multiples not applicable)
6. Observations will be conducted monthly during the program period
7. Program rewards will be credited to your IDR checking account no later than the end of the following month of the transaction.
8. Participation in this program is subject to the terms and conditions of the product in particular and the Bank in general. Nyala Bisnis service information: web.ocbc.id/nyalabisnis

   March	April
   Customers open an account and comply with the terms and conditions.	Reward IDR200 K (poin 1) Reward IDR150 K (poin 3) Reward IDR50 K (Poin 4) Reward IDR100 K (Poin 5)
   The maximum reward that customers can get is IDR800K