Special Event

Complete your missions! Get additional interest bonus up to 5,25% p.a.

1 Sep 2026 - 30 Sep 2026

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This program is only valid for customers who receive an official invitation from OCBC through the official OCBC communication channels.

Invited customers can receive bonus interest rate up to 5,25% p.a. by completing the terms and conditions of the program.

Definitions:

Additional Interest: Savings interest received as rewards for the program. This is on top of the current counter rate program. Terms and conditions apply.
Hold Balance: Funds in customer’s account(s) that are temporarily blocked and cannot be used for transactions. This includes funds that are blocked or hold for various reasons such as being placed in money lock or Tanda Hold.
Average balance:The average daily balance of the account over one-month period, calculated by adding up the daily balances and then dividing them by the number of days in that month.

Bonus interest program schemes

Enjoy additional interest rate up to 5,25% p.a. by completing the following missions:

	Activities	Additional Interest	Terms & Conditions
Mission #1	Increase the savings balance by a minimum of IDR 1,000,000 compared to the balance at the end of the previous month.	+2% p.a.	The increase in balance is calculated based on the difference between the month-end balance during the program period (the month of program enrollment) and the month-end balance of the preceding month. Hold balances are excluded from this calculation. Only the sum of saving balance from the following accounts are considered: Tanda 360 Tanda 360 Plus Tanda 360 Plus Digital Tanda 360 Plus Komunitas Only applies to accounts in Rupiah. Only applies to single name accounts. If a Customer holds more than one (1) savings account included in the program, the month-end balances of all such accounts will be summed up to serve as the basis for calculating the balance increase. Hold balances are excluded.
Mission #2	Complete one of the following activities with a minimum total transaction value of IDR 300,000 within a single calendar month: Option 1:Top Up & Pay and/or QRIS payment transactions via OCBC mobile Option 2: Purchase of foreign currency equivalent to min. IDR 300K via OCBC mobile	+1% p.a.	Applicable to all Top up & Pay available in OCBC mobile. Only applies to domestic and overseas QRIS Merchant Payment Transactions. Top up & Pay transactions and/or the purchase of foreign currencies must be done in the same month as the completion of Mission #1. Applicable to the purchase of all foreign currencies available in OCBC mobile from an IDR account. The value of the foreign currency purchase is calculated based on the transaction value in Rupiah at the time the transaction is executed.
Mission #3	Purchase or place funds in one of the following products with a minimum value of IDR 1,000,000, in accordance with the characteristics of each product: Bonds Mutual Funds Time Deposit (TAKA)	+2,25% p.a.	Applicable for new product placement (NTP and Non-NTP) in Rupiah in same the month as the completion of Mission #1 Minimum placement IDR 1 (one) million with 3 (three) months tenor. For Time Deposit, min. placement period is 3 (three) months. For Tabungan Berjangka (TAKA), min placement period is 1 (one) year. The amount of placement considered for TAKA is based on the nominal placement of the first month's installment and top-up (if any) in the month of opening the TAKA account. Not applicable to Money Market Mutual Funds. Applicable for primary & secondary market bonds.

1. Program Period: 1 – 30 September 2026
2. Applies to Existing OCBC Customers (ETB) who are invited and have been OCBC customers for at least 3 (three) months prior to the program period. Invited customers are required to register through link sent via communication sent by the Bank to the email address / phone number registered in the bank's system.
3. Customers only need to register once until the end of 2026. Monthly re-registration is not required.
4. Not applicable to OCBC Employees or customers with Nyala Staff service.
5. Additional interest applies only to Savings in Rupiah.
6. Customer MUST complete Mission #1 before completing Mission #2 and/or Mission #3 to receive additional interest.
7. Mission #2 and Mission #3 must be completed within the same month as Mission #1.
8. Additional interest will be given according to the order of missions completed by the Customer, i.e. Mission #1, Mission #2 and Mission #3. If a customer does not complete the mission in orderly manner, the Customer will not receive the additional interest from the next mission.
  Example:
  - Customer completes Mission #1 → +2% p.a.
  - Customer completes Mission #2 and #3 → 0% p.a.
  - Customer completes Mission #1 and #2 → +3% p.a.
  - Customer completes Mission #1 and #3 → +2% p.a.
  - Customer completes Mission #1, #2, and #3 → +5,25% p.a.
9. Calculation of the provision of the additional interest is based on the following:
  - The average balance considered for additional interest calculation is the average balance in the following month after fulfilling the requirements of the bonus interest missions.
  - Additional interest will be calculated based on the sum of the average balances from the following savings products:
    
    Tanda 360
    
    Tanda 360 Plus
    
    Tanda 360 Plus Digital
    
    Tanda 360 Plus Komunitas
  - The average daily balance of the account over one-month period, calculated by adding up the daily balances and then dividing them by the number of days in that month.
  - If the customer has more than 1 (one) account, the average balance of each account in the following month will be added together to become the basis for calculating additional interest.
  - The maximum additional interest that a customer can receive per month is IDR 1 (one) million.
  - The average balance and transactions calculated for the additional interest provision requirements only come from the average balance and transactions of accounts with single name. Joint account balance is not considered.
  - The average balance does not take into account hold balance.
10. Customers are required to have at least 1 (one) active account for additional interest to be credited. If a customer has more than one account, the additional interest will be credited to the account with the highest average balance.
11. Customers will not receive the additional interest if during interest crediting period:
  - The customer moves to Premier / Private Banking.
  - The customer no longer has an active account.
12. The additional interest will be credited no later than the end of the following month from the month the additional interest applies (2 (two) months since the completion of the missions).
  Example:
  - September: Customer completed the missions
  - October: The additional interest will apply to Customer’s average saving account balances.
  - November: Additional interest will be credited to Customer's active OCBC account.
13. Customers will still earn savings interest on their Savings account in accordance with applicable interest rate terms.
14. Saving interest tax will be deducted from the additional interest given in accordance with applicable tax regulation.
15. This program cannot be combined with Nyala Acquisition Program and/or Reactivation Program.
16. PT Bank OCBC NISP Tbk (the "Bank") The Bank, at its discretion and consideration, has the right to suspend or cancel the granting of additional interest if there is an indication of fraud, irregularity, or violation of these terms and conditions.
17. For further information on this program, you can contact Tanya OCBC at 1500-999 or web.ocbc.id/misinabung.
18. These terms and conditions have been adjusted in accordance with the provisions of legislation, including the regulations by the Indonesian Financial Services Authority.
19. Bank has the right and authority to change, add, and/or reduce these terms and conditions with notification through any media deemed appropriate by the Bank, considering the applicable laws and regulations.
20. PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority & Bank of Indonesia and is a participant in the LPS guarantee scheme.

	August	September	*Remarks*	October	November
Case#1	Month End Saving Balance: IDR 5 million	Month End Saving Balance IDR 6 million → an increase in Saving Balance by IDR 1 million. Accumulated transactions of IDR 500.000. 3 months Time Deposit placement of IDR 5 million. Customer has registered via email	Customer completed all 3 (three) missions and is eligible to receive additional interest of 5,25% p.a.	Average saving balance: IDR 20 million	Crediting of the +5,25% p.a. additional interest on October IDR 20 million average balance.
Case#2	Month End Saving Balance: IDR 5 million	Month End Saving Balance IDR 6 million → an increase in Saving Balance by IDR 1 million Accumulated transactions of IDR 250.000 3 months Time Deposit placement of IDR 5 million. Customer has registered via email	Customer did not complete Mission #2. Amount of transaction is below the required amount. Customer is only eligible to receive additional interest of 2% p.a.	Average saving balance: IDR 20 million	Crediting of the +2 % p.a. additional interest on October IDR 20 million average balance
Case#3	Month End Saving Balance: IDR 5 million	Month End Saving Balance IDR 5,1 million → an increase in Saving Balance by IDR 100K Accumulated transactions of IDR 350.000 3 months Time Deposit placement of IDR 5 million. Customer has registered via email	Customer will not be receiving additional interest due to insufficient balance increase for Mission #1	Average saving balance: IDR 20 million	No additional interest is given.
Case#4	Month End Saving Balance: IDR 5 million	Month End Saving Balance IDR 15 million → an increase in Saving Balance by IDR 10 million Accumulated transactions of IDR 350.000 1 month Time Deposit placement of IDR 5 million. Customer has registered via email	Customer did not complete Mission #3. Time Deposit placement period is below the required length of 3 months. Customer is only eligible to receive 3% additional bonus interest from Mission #1 and #2.	Average saving balance: IDR 25 million	Crediting of the +3% p.a. additional interest on October IDR 25 million average balance
Case#5	Month End Saving Balance: IDR 5 million	Month End Saving Balance IDR 15 million → an increase in Saving Balance by IDR 10 million Accumulated transactions of IDR 350.000 3 months Time Deposit placement of IDR 5 million. Customer has registered via email	Customer completed all 3 (three) missions and is eligible to receive additional interest of 5,25% p.a.	Average saving balance: IDR 8 million	Crediting of +5,25% p.a. additional interest on October IDR 8 million average balance. Additional interest is calculated based the average saving balance in the following month in accordance to the terms of the program and not the end balance of the mission completion month.
Case#6	Month End Saving Balance: IDR 5 million	Month End Saving Balance IDR 15 million → an increase in Saving Balance by IDR 10 million Accumulated transactions of IDR 350.000 3 monthsTime Deposit placement of IDR 5 million. Customer has registered via email	Customer is not eligible to receive additional interest despite having completed the missions since customer has not done the required registration.	Average saving balance: IDR 25 million	No additional interest is given.