Open a Nyala account and transact at Spitze Studium to get a cash reward of up to IDR 800,000!

Earn cash rewards up to IDR 800,000 by following these steps:

1. Exclusively for new customers, open Nyala & earn cash rewards up to IDR 250,000!

   Program Scheme	Combined Balance	Cash reward*
   Open Nyala + Time Deposit IDR 2 million, 6-month tenor	IDR 2,000,000	IDR 50,000
   Open Nyala & save	IDR 25,000,000	IDR 150,000
   Open Nyala & save	IDR 50,000,000	IDR 250,000

2. Additional cash reward for opening a Child Savings Account (Young Nyala) on OCBC mobile using promo code ECOED17

   Program Scheme	Savings Balance	Cash reward*
   Open Child Savings Account & save IDR 500,000	IDR 500,000	IDR 50,000

3. Earn cash reward for the first payment at the course center

   Transaction Type*	Minimum Transaction	Cash reward*
   Pay via Virtual Account on OCBC mobile	IDR 2,000,000	IDR 200,000
   Pay via Virtual Account on OCBC mobile	IDR 5,000,000	IDR 500,000

Payment must be made via QRIS scan from OCBC mobile

Terms and Conditions:

1. The Nyala scheme is exclusively for new customers, while existing customers may participate via the additional Young Nyala account opening scheme
2. New customers may join the Nyala scheme or bundle with the additional Young Nyala opening scheme on OCBC mobile (for Young Nyala opening, each customer must enter promo code ECOED17 on OCBC mobile)
3. Customers are deemed eligible if they meet the required combined balance or savings balance (Young Nyala) no later than the end of the account opening month or at the latest by the end of the following month (M+1)
4. Cash rewards will be credited to the customer's account in the following month, no later than week 4, once eligibility has been confirmed
5. Each account opening is deemed eligible only if promo code ECOED17 is used
6. The cash reward scheme for payment transactions applies to customers who make payments using a virtual account from OCBC mobile at Spitze Studium
7. Applicable transaction types follow the payment method terms at the course center
8. Cash reward is valid only once per customer; it does not apply for multiples or per member or per course center
9. Cash reward is given from the first transaction at the course center and does not apply to subsequent transactions (except for monthly payments)
10. Cash rewards will be credited to the customer's account in the following month, no later than week 4, once eligibility has been confirmed
11. Only valid for customers who open accounts using code ECOED17 through digital channels or designated branch offices
12. PT Bank OCBC NISP Tbk ("OCBC"), at its sole discretion, reserves the right to suspend or cancel the granting of rewards if there are indications of fraud, irregularity, or violation of these terms and conditions.
13. For further information, please contact Tanya OCBC at 1500-999 or visit www.ocbc.id regarding this Program.
14. These terms and conditions have been adjusted in accordance with applicable laws and regulations, including the regulations of the Financial Services Authority.
15. OCBC reserves the right and authority to amend, add to, and/or reduce these terms and conditions with notification through any media deemed appropriate by OCBC, in compliance with applicable laws and regulations.