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SME

Detailed information on interest and transaction fees for OCBC SME products

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Further Informations

Related information about SME

Fee Type Amount Unit
Administration Fee Rp 30,000.- per month
Initial Balance Rp 1.000.000,-
Minimum Balance Rp 1.000.000,-
Fall Below Fee Free per month
Non-OCBC ATM balance inquiry fee Rp 4,500.- per inquiry
Non-OCBC ATM withdrawal fee Rp 8,000.- per withdrawal
IDR Transfer Fee Online Transfer Rp 6.500.- per fund transfer
LLG/SKN Rp 2.000.- per fund transfer (internet banking/OCBC mobile/OCBC Business)
Rp 2.900.- per fund transfer (branch)
RTGS Rp 25.000.- per fund transfer (internet banking/OCBC mobile/OCBC Business ≤ 14:00 WIB)
Rp 30.000.- per fund transfer (branch/OCBC Business > 14.00 WIB)
BI-FAST Rp 2.500.- per fund transfer
Foreign Currencies Transfer Fee OCBC World Transfer (Outgoing Telegraphic Transfer) Provision Fee Free per fund transfer
Telex Fee Rp 100.000,- per fund transfer
Full Amount Fee AUD 30, CAD 25, CHF 20, EUR 20, GBP 20, HKD 300, JPY 5.000 (up to transfer nominal of JPY 40 mio) + 0,05% of the remaining transfer nominal (0,05% x (transfer nominal – JPY 40 mio), NZD 45, SGD 25, USD 25, CNH 200, AED 100, THB 800, KRW 35.000 per fund transfer
Incoming Telegraphic Transfer Shared Fee AUD 6, CAD 6, CHF 6, EUR 3,5, GBP 2,5, HKD 35, JPY 500, NZD 9, SGD 7,5, USD 5, CNH 32, AED 20, THB 175, KRW 7000 per fund transfer
OCBC Network Transfer - SGD 15
- HKD 100 		per fund transfer
Chequebook Order fee Rp 300.000.- per book
Card Replacement Fee Rp 20.000.- per replacement
Stamp Duty Fee Rp 10.000.- per stamp
Account Closure Fee Rp 100.000.-
Inactive/Dormant Account Fee Rp 100.000.- per month
eAlerts Subscription Fee Free First 3 months
Rp 50.000.- per month

Fee Type Amount Unit
Administration Fee Free per month
Initial Balance Rp 10.000.000,-
Minimum Balance Rp 200.000.000,-
Fall Below Fee Rp 100.000,- per month
Non-OCBC ATM balance inquiry fee Rp 4,500.- per inquiry
Non-OCBC ATM withdrawal fee Rp 8,000.- per withdrawal
IDR Transfer Fee Online Transfer Rp 6.500.- per fund transfer
LLG/SKN Rp 2.000.- per fund transfer (internet banking/OCBC mobile)
Rp 2.900.- per fund transfer (branch)
Rp 1.000,- per fund transfer (OCBC Business)
RTGS Rp 25.000.- per fund transfer (internet banking/OCBC mobile)
Rp 30.000.- per fund transfer (branch)
Rp 22.500,- per fund transfer (OCBC Business ≤ 14:00 WIB)
Rp 28.000,- per fund transfer (OCBC Business > 14.00 WIB)
BI-FAST Rp 2.500.- per fund transfer
Foreign Currencies Transfer Fee OCBC World Transfer (Outgoing Telegraphic Transfer) Provision Fee Free per fund transfer
Telex Fee Rp 75.000,- per fund transfer
Full Amount Fee AUD 30, CAD 25, CHF 20, EUR 20, GBP 20, HKD 300, JPY 5.000 (up to transfer nominal of JPY 40 mio) + 0,05% of the remaining transfer nominal (0,05% x (transfer nominal – JPY 40 mio), NZD 45, SGD 25, USD 25, CNH 200, AED 100, THB 800, KRW 35.000 per fund transfer
Incoming Telegraphic Transfer Shared Fee AUD 6, CAD 6, CHF 6, EUR 3,5, GBP 2,5, HKD 35, JPY 500, NZD 9, SGD 7,5, USD 5, CNH 32, AED 20, THB 175, KRW 7000 per fund transfer
OCBC Network Transfer - SGD 15
- HKD 100 		per fund transfer
Chequebook Order fee Rp 300.000.- per book
Card Replacement Fee Rp 20.000.- per replacement
Stamp Duty Fee Rp 10.000.- per stamp
Account Closure Fee Rp 100.000.-
Inactive/Dormant Account Fee Rp 100.000.- per month
eAlerts Subscription Fee Free per month

Fee Type Amount Unit
Administration Fee Rp 50,000.- per month
Initial Balance
  • Rp 1.000.000,-
  • AUD 2000
  • CAD 1000
  • CHF 1000
  • EUR 1000
  • GBP 1000
  • HKD 10.000
  • JPY 100.000
  • SGD 2000
  • USD 1000
Minimum Balance Rp 1.000.000,-
No minimum balance requirement for other currencies
Fall Below Fee Free per month
Non-OCBC ATM balance inquiry fee Rp 4,500.- per inquiry
Non-OCBC ATM withdrawal fee Rp 8,000.- per withdrawal
IDR Transfer Fee Online Transfer Rp 6.500.- per fund transfer
LLG/SKN Rp 2.000.- per fund transfer (internet banking/OCBC mobile/OCBC Business)
Rp 2.900.- per fund transfer (branch)
RTGS Rp 25.000.- per fund transfer (internet banking/OCBC mobile/OCBC Business ≤ 14:00 WIB)
Rp 30.000.- per fund transfer (branch/OCBC Business > 14.00 WIB)
BI-FAST Rp 2.500.- per fund transfer
Foreign Currencies Transfer Fee OCBC World Transfer (Outgoing Telegraphic Transfer) Provision Fee 0,125% (min USD 10 – max USD 150) or equivalent

Specifically for Giro Umum and Tabungan accounts that do not involve buying and selling foreign currencies, minimum and maximum provision fee limits (0,125% of the transaction amount) for foreign currency transfers through OCBC Business apply to each currency available:
 
Batas Minimum Batas Maksimum
AUD 12 AUD 180
CAD 12 CAD 180
CHF 12 CHF 180
CNH 64 CNH 960
EUR 7 EUR 105
GBP 5 GBP 75
HKD 70 HKD 1050
JPY 1000 JPY 15000
SGD 15 SGD 225
NZD 18 NZD 270
USD 10 USD 150

Note: CNH, NZD, AED, THB, & KRW currencies are only available for Tabungan (Savings) 		 per fund transfer
Telex Fee Rp 50.000,- per fund transfer
Full Amount Fee AUD 30, CAD 25, CHF 20, EUR 20, GBP 20, HKD 300, JPY 5.000 (up to transfer nominal of JPY 40 mio) + 0,05% of the remaining transfer nominal (0,05% x (transfer nominal – JPY 40 mio), NZD 45, SGD 25, USD 25, CNH 200, AED 100, THB 800, KRW 35.000 per fund transfer
Incoming Telegraphic Transfer Shared Fee AUD 6, CAD 6, CHF 6, EUR 3,5, GBP 2,5, HKD 35, JPY 500, NZD 9, SGD 7,5, USD 5, CNH 32, AED 20, THB 175, KRW 7000 per fund transfer
OCBC Network Transfer - SGD 15
- HKD 100 		per fund transfer
Chequebook Order fee Rp 300.000.- per book
Card Replacement Fee Rp 20.000.- per replacement
Stamp Duty Fee Rp 10.000.- per stamp
Account Closure Fee Rp 25.000.-
Inactive/Dormant Account Fee

Sesuai currency:

  • Rp 100.000,-
  • USD 5
  • EUR 5
  • GBP 5
  • CHF 5
  • CAD 10
  • SGD 10
  • AUD 10
  • HKD 50
  • JPY 1,000
 per month
eAlerts Subscription Fee Rp 50.000.- per month

Notes:

  • The SKN/LLG Transfer Fee above already includes Bank Indonesia's fee of IDR1*,-/ fund transfer, based on PADG regulation No. 5 of 2024. SKN fund transfer instructions must be sent no later than 1 (one) hour after the Bank receives SKN fund transfer order from Sender Customer, and SKN funds must be forwarded to the Beneficiary Customer no later than 1 (one) hour after the SKN fund settlement instruction is received, based on PBI regulation No. 21/8/PBI/2019.
  • The RTGS Transfer Fees above already include Bank Indonesia's fees of: Time: 06:30 to 10:00 WIB = IDR 6,000* | Time: >10:00 to 14:00 WIB = IDR 15,000* | Time: >14:00 to cut-off = IDR 21,000*, based on PADG regulation No. 8 of 2024. RTGS fund transfer instructions must be sent no later than 1 (one) hour after the Bank receives RTGS fund transfer order from Sender Customer, and RTGS funds must be forwarded to the Beneficiary Customer no later than 1 (one) hour after the RTGS fund settlement instruction is received, based on PBI regulation No. 17/18/PBI/2015.
  • The BI-FAST Transfer Fee above already includes Bank Indonesia's fee of IDR19*,-/ fund transfer, based on PADG regulation No. 17 of 2023. BI-FAST system facilitates payment transactions anytime in real-time and is available 24 (twenty four) hours a day, 7 (seven) days a week (24/7), based on PADG regulation No. 17 of 2023.
Fee Jumlah Unit
 Administration fee  IDR 20,000  per month
 Fall below fee  Free  per month
 Non-OCBC ATM balance inquiry fee IDR 4,500  per inquiry
 Non-OCBC ATM withdrawal fee IDR 8,000  per withdrawal
 Interbank transfer fee IDR 6,500  per online transfer
IDR 2,000  per LLG (Internet/Mobile/OCBC Business)
IDR 2,900  per LLG (Over the counter)
IDR 25,000  per RTGS (Internet/Mobile/OCBC Business < 14:00 WIB)
IDR 30,000  per RTGS (Over the counter)
IDR 2.500  per BI-FAST
 Remittance fee IDR 100,000  per TT
 Chequebook order fee IDR 275,000  per book
 Card replacement fee IDR 20,000  per replacement
 Stamp duty fee IDR 10,000  per stamp
 Account closure fee IDR 100,000
 Dormant account fee Based on the base currency, the equivalent is IDR 100,000
If there is no balance, the dormant account fee will be debited in another currency with the highest balance (IDR equivalent) in 1 account. 		per month

Notes:

  • The SKN/LLG Transfer Fee above already includes Bank Indonesia's fee of IDR1*,-/ fund transfer, based on PADG regulation No. 5 of 2024. SKN fund transfer instructions must be sent no later than 1 (one) hour after the Bank receives SKN fund transfer order from Sender Customer, and SKN funds must be forwarded to the Beneficiary Customer no later than 1 (one) hour after the SKN fund settlement instruction is received, based on PBI regulation No. 21/8/PBI/2019.
  • The RTGS Transfer Fees above already include Bank Indonesia's fees of: Time: 06:30 to 10:00 WIB = IDR 6,000* | Time: >10:00 to 14:00 WIB = IDR 15,000* | Time: >14:00 to cut-off = IDR 21,000*, based on PADG regulation No. 8 of 2024. RTGS fund transfer instructions must be sent no later than 1 (one) hour after the Bank receives RTGS fund transfer order from Sender Customer, and RTGS funds must be forwarded to the Beneficiary Customer no later than 1 (one) hour after the RTGS fund settlement instruction is received, based on PBI regulation No. 17/18/PBI/2015.
  • The BI-FAST Transfer Fee above already includes Bank Indonesia's fee of IDR19*,-/ fund transfer, based on PADG regulation No. 17 of 2023. BI-FAST system facilitates payment transactions anytime in real-time and is available 24 (twenty four) hours a day, 7 (seven) days a week (24/7), based on PADG regulation No. 17 of 2023.


IDR

Fee Amount Unit
Interest Rate* 2,5% - 3% p.a.
Income Tax Fee 20% from gross interest
Penalty fee 1% of placed amount

*) Suku bunga dapat berubah sewaktu-waktu

SGD

Fee Amount Unit
Interest Rate* 0,25% p.a.
Income Tax Fee 20% from gross interest
Penalty fee 1% of placed amount

USD

Fee Amount Unit
Interest Rate* 0,75% p.a.
Income Tax Fee 20% from gross interest
Penalty fee 1% of placed amount

CNH

Fee Amount Unit
Interest Rate* up to 0.25% p.a.
Income Tax Fee 20% from gross interest
Penalty fee 1% of placed amount

GBP

Fee Amount Unit
Interest Rate* 0% p.a.
Income Tax Fee 20% from gross interest
Penalty fee 1% of placed amount

JPY

Fee Amount Unit
Interest Rate* 0% p.a.
Income Tax Fee 20% from gross interest
Penalty fee 1% of placed amount

EUR

Fee Amount Unit
Interest Rate* 0% p.a.
Income Tax Fee 20% from gross interest
Penalty fee 1% of placed amount

AUD

Fee Amount Unit
Interest Rate* 0% p.a.
Income Tax Fee 20% from gross interest
Penalty fee 1% of placed amount
IDR
Fee Amount Unit
Interest Rate* 2.5% - 3% p.a.
Income tax fee 7.5%
5%
0%		 for 1 month placement
for 3 months placement
for 6 & 12 months placement
Penalty fee 1% of placed amount

*) Interest rates can change at any time

USD

Fee Amount Unit
Interest Rate* 0.75% p.a.
Income tax fee 10%
7.5%
2.5%
0%		 for 1 month placement
for 3 months placement
for 6 months placement
for 12 months placement
Penalty fee 1% of placed amount

*) Interest rates can change at any time