No Need to be Ultra-Rich, OCBC Makes Wealth Building Journey Accessible on OCBC Mobile

Jakarta, 27 August 2026 – To capture the rapid growth of the emerging affluent segment, OCBC is introducing its inclusive wealth management services for retail customers through For Your Investment (FYI) feature on OCBC Mobile. Backed by Financial Fitness Check Up (FFCU) to help audit financial health, as well as Life Goals for future target planning, the app empowers customers to kickstart their wealth journey early with a more mature understanding of financial planning and investment.

Anyone can dive into investing right from the palm of their hand as financial products become increasingly accessible. Yet, this growing enthusiasm often lacks a clear, long-term strategy. Rookie investors often fall into impulsive habits, skip vital financial foundations, or panic at the first sign of market volatility.

Addressing the gap, OCBC positions wealth management as a smarter way of living, a structured approach to achieve life goals while building financial resilience. "While wealth journey is unique to each one, it all starts with a healthy financial foundation. We designed these features on OCBC Mobile to help customers evaluate their financial health, set clearer financial goals, and choose the right 'vehicle' to achieve them. We aim to empower customers to invest independently with greater maturity and well-informed decisions," stated Lauda Muliana, Personal Banking Segment Head OCBC.

Starting your wealth journey through OCBC Mobile begins with a comprehensive financial health assessment through Financial Fitness Check Up (FFCU). This feature, that is also accessible through website, allows customers to take a clearer look at their financial health, spending patterns, financial safety net, and asset readiness towards financial freedom. Once the foundations are laid and secured, the Life Goals feature helps maps out aspirations into milestones to maintain the progress structured and focused.

For Your Investment (FYI) feature brings those goals within reach by curating investment instrument options tailored to each customer's risk profile and aspirations. FYI simplifies decision making by providing personalized product recommendations, top-performing products, and trending instruments. The platform also features a broad range of flexible and affordable instruments, such as gold, bonds, money market and equity funds starting from as low as Rp10,000.

"Regardless of market fluctuations, investing remains essential. The most ideal time to start is simply the moment you decide to take the first step. Success comes down to mastering your financial foundation and adjust your investment strategy, based on solid information," added Diamond Stole, Wealth Management Advisory Head OCBC.

These seamless wealth management solutions are accessible to customers anytime and anywhere through OCBC Mobile app.

About OCBC
PT Bank OCBC NISP Tbk (OCBC) was established in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. Over its 85 years of journey, the Bank has undergone several name changes, from 'Bank NISP' to 'Bank OCBC NISP', and 'OCBC' on November 14, 2023. As of June 30, 2026, OCBC serves customers through 192 office networks in 52 cities in Indonesia. Furthermore, customers could conduct transaction through the Bank's 504 ATM, about 85,000 ATM networks in Indonesia, and connected to more than 390 OCBC Group ATM networks in Singapore and Malaysia. OCBC also serves customers through various digital channels, including mobile banking and internet banking – both for individuals and corporations. For further information about OCBC please visit www.ocbc.id

Brand & Communication Division, OCBC
OCBC Tower, Jl Prof Dr Satrio Kav 25, Jakarta 12940
Tel: 021- 25533888; Fax: (62)-021-57944000
Email: brand.communication@ocbc.id
Website: www.ocbc.id