Flexible to Set Target & Time

Set your own funding target and time to save

Competitive Interest Rates

Fixed interest rate for 1 year

Life Insurance Benefits

Live comfortably protected until the age of 74

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Savings in the Form of Rupiah

Saving with Rupiah

No Administration Fee

Save comfortably without being charged a monthly administration fee

Determine your Savings Period

Choose time periods according to the target, ranging from 1 to 3 years

Autodebit system

Transfer to savings with no hassle every month

Target funds as needed

Target funds start from IDR 10 Million with a minimum initial deposit of 10%

Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile

Further Information

Related information about TAKA Bunga Pasti

Terms to Open Taka Bunga Pasti Account

ID Card/Driving License
KIMS/KITAS/KITAP for Foreigners
Already have an account at Bank OCBC
Make a deposit of funds according to the target funds of choice

Tabungan Berjangka

Suku Bunga Taka
Effective October 27^th,2025

Product	Rates (p.a) s/d 26 October 2025	Rates (p.a) eff. 27 October 2025
TAKA Bunga Pasti dengan Target Dana ≥ IDR 10 Juta
TAKA account opening via Branch
Fixed 1 tahun
Fixed 1 tahun	3.25%	3.00%
Fixed 2 tahun	3.75%	3.25%
Fixed 3 tahun	4.25%	3.50%
TAKA account opening via OCBC mobile / Internet Banking
Fixed 1 tahun
Fixed 1 tahun	3.75%	3.00%
Fixed 2 tahun	4.25%	3.25%
Fixed 3 tahun	4.75%	3.50%

Tarif dan Biaya
Cabang	Online
Tutup rekening sebelum jatuh tempo: Rp100 ribu	Tutup rekening sebelum jatuh tempo: Rp100 ribu

Taka Bunga Pasti Facilities

OCBC mobile

What You Need to Know

To open TAKA Bunga Pasti products, customers need to make an initial deposit of at least 10% and a maximum of 90% of the target fund
The payment process is based on the auto debit system from the source account
If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions: Late monthly deposit fee: 0.025% x monthly deposit arrears x number of days in arrears Automatic close: 6 consecutive months there are arrears of monthly deposits
Customers cannot withdraw funds or close accounts before the end of the saving period. If funds are withdrawn or the account is closed, the customer will be charged an account closing fee
Insurance benefits: the amount guaranteed by the insurance company is the target amount of funds minus the monthly deposit amount that has calculated interest and taxes.

Taka Bunga Pasti (Cabang)

Taka Bunga Pasti (Online)

FAQ

Frequently Asked Questions about TAKA Bunga Pasti

Sebutkan salah satu keunggulan dari produk Taka Bunga Pasti ?

Suku bunga tetap (fixed) selama jangka waktu taka

Apakah Taka Bunga Pasti tersedia juga dalam bentuk mata uang valas ?

Tidak, hanya tersedia mata uang IDR

Can't find the question you're looking for?

View Other Questions

Sebulan lagi menuju tahun baru, hidup rasanya bergerak begitu cepat. Tidak hanya hidup, tapi juga harga pun ikut-ikutan naik dengan kecepatan yang sama. Namun, ada satu hal yang rasanya tetap diam di tempat, tidak ikut berpindah kemana-mana: kesadaran anak muda akan pentingnya manajemen finansial adalah kewajiban, bukan lagi pilihan. Apalagi kalau berkaca pada gaya & kondisi generasi mereka saat ini.

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